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Erin Lowry

Opinion Columnist Covering Personal Finance

Bloomberg

A TikTok ban wouldn’t end influencers’ dreams. Maybe it should

BUSINESS

A TikTok ban wouldn’t end influencers’ dreams. Maybe it should

Young Americans looking to start careers online must be careful what they wish for

Personal Finance: Sorry, Gen Z, but financial anxiety isn’t going away

BUSINESS

Personal Finance: Sorry, Gen Z, but financial anxiety isn’t going away

Financial anxiety has become an exhausting part of adulthood reality, especially when it seems as if another recession or major world shock could upend whatever financial security younger adults have established

America's Gen Z could pay a steep price for Buy Now, Pay Later schemes

BUSINESS

America's Gen Z could pay a steep price for Buy Now, Pay Later schemes

While these plans typically don’t charge interest like credit cards, there can be fees for missed or late payments. There will also be credit history damage if payments are late or the loan goes into default and is turned over to a collection agency 

Will AI finally end our love affair with college?

BUSINESS

Will AI finally end our love affair with college?

High school graduates in the United States aged 16 to 24 enrolling in college declined from 69.1 percent in 2018 to 62 percent in the fall of 2022. Will younger Gen Z and Gen Alpha be encouraged to matriculate to trade and vocational schools, certification programmes, or apprenticeships instead of fixating on a bachelor’s degree?

Beware of employer-assisted housing loans. It is the ultimate golden handcuffs

BUSINESS

Beware of employer-assisted housing loans. It is the ultimate golden handcuffs

It's already a nightmare that health insurance is tied to employment, lumping in housing would further reduce a worker’s flexibility to leave, which, of course, is the intent. For an employee, handing over this level of control may not be in their best long-term interests

Gen Z, keep your day job. Being your own boss is hard

BUSINESS

Gen Z, keep your day job. Being your own boss is hard

From self-employment taxes to isolation, entrepreneurship is tough. Plus, now workers can ask for much of what makes self-employment so appealing

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