India's financial landscape changes from January 2026 include tax rebates on incomes up to Rs 12 lakh, new ITR forms, 8th Pay Commission implementation, and changes in credit card benefits and banking rules.
Financial experts advise prioritizing quality, diversification, and balance in 2026. Focus on high-quality assets, debt, and alternatives to navigate volatility and build wealth sustainably.
Invest in mutual funds with PAN, address proof, and bank account. Choose direct or regular plans, complete KYC, and start with Rs 500, considering your goals and fund type.
Rebalance your portfolio for 2026: Review allocations, revisit risk appetite, rotate to quality, use debt strategically, strengthen global diversification, and prioritize tax efficiency for long-term growth.
You don’t need special “child plans” to build money for your child. A simple direct mutual fund, structured correctly, can do the job more efficiently.
Fixed-income investors can diversify with SDLSF, which invests in sector-specific bonds and uses short selling for potentially higher returns with managed risk.
A comfortable retirement is less about a single “magic number” and more about whether your future cash flow can survive inflation, healthcare shocks and a longer life than you’re planning for.
Mutual funds are like playlists for your cash: mix equity and debt to vibe with your goals. Whether you’re saving for a vacation, a car, or just flexing financial independence, here’s how to start smart.
Build a financial plan that actually works- set clear goals, understand your risk, budget smartly and invest wisely.
SEBI trims mutual fund costs. Here’s how the change affects investor savings.