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Budget Express 2026

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Financial Planning

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  • How to use your credit card wisely and improve your credit score

    How to use your credit card wisely and improve your credit score

    Your credit card can quietly improve your credit score. Or it can quietly damage it. The difference is usually just a few habits.

  • How to read and understand your credit report in India

    How to read and understand your credit report in India

    Your credit report is not just a score. It is a detailed record of how you have handled money over the years, and lenders read it carefully.

  • Paying for gold monthly? Read this before enrolling

    Paying for gold monthly? Read this before enrolling

    Gold saving schemes look simple and attractive. But unless you understand the fine print, the final payout may not match your expectations.

  • JioFinance app now offering FDs, earn up to 8.15% across banks, NBFCs

    JioFinance app now offering FDs, earn up to 8.15% across banks, NBFCs

    JioFinance, which operates as a unified platform for UPI, digital banking, loans, savings, investments, insurance and wealth tracking, has added fixed deposits to its offerings

  • Personal loan scams: Traps borrowers keep falling into

    Personal loan scams: Traps borrowers keep falling into

    When you’re in a hurry for money, it’s easy to believe the wrong person. That’s exactly what scammers count on.

  • Bitcoin dropped 3% at $67,500 as market volatility persists amid upcoming US jobs data

    Bitcoin dropped 3% at $67,500 as market volatility persists amid upcoming US jobs data

    Prudent traders are watching for a clean reclaim of $70,000 and then $71,000 as near-term resistance before risk appetite can credibly rebuild, says analyst.

  • Silver prices today surge 13% from last week’s low to Rs 2.60 lakh — should you invest now?

    Silver prices today surge 13% from last week’s low to Rs 2.60 lakh — should you invest now?

    Silver prices jumped, buoyed by a softer US dollar and rising expectations of Federal Reserve monetary easing, says analyst.

  • Gold price today rises nearly 1% ahead of key US data; should you invest now?

    Gold price today rises nearly 1% ahead of key US data; should you invest now?

    Key US retail sales, jobs and payrolls data will shape Fed expectations and near-term bullion prices, says analyst.

  • Structural deficit supports silver outlook; brace for volatility: Motilal Oswal’s Navneet Damani

    Structural deficit supports silver outlook; brace for volatility: Motilal Oswal’s Navneet Damani

    Gold's holding up well because the traditional rate sensitivity just isn't playing out the way it used to, says Damani. Think of it this way: short-term is all about macro noise, and structural shifts in the long term. “But buckle up for volatility”.

  • Inoperative EPF account: When does it stop earning interest and how to revive it?

    Inoperative EPF account: When does it stop earning interest and how to revive it?

    If a member turns 58 and doesn’t withdraw the EPF balance, interest is paid for up to three years from eligibility. After this period, the EPF account is marked inoperative

  • Small personal loans using Aadhaar card: Here’s how it really works

    Small personal loans using Aadhaar card: Here’s how it really works

    Borrowers should always approach RBI-registred lending platforms before submitting their personal documents to get small personal loans.

  • How seniors can build steady income, manage rising expenses

    How seniors can build steady income, manage rising expenses

    The good news is that a few clear financial steps can make retirement much more secure.

  • Are you overspending because of Buy Now Pay Later?

    Are you overspending because of Buy Now Pay Later?

    BNPL involves making fixed monthly commitments, and levies strict rules upon missed repayments.

  • Bitcoin slides nearly 12 percent below $70,000 in a week as markets await catalysts

    Bitcoin slides nearly 12 percent below $70,000 in a week as markets await catalysts

    Prices could stabilise if investor confidence improves and buying interest strengthens near current levels, says analyst.

  • Silver price on Feb. 10: Slides 1.39% near 2.59 lakh per kg; Is now the right time to invest?

    Silver price on Feb. 10: Slides 1.39% near 2.59 lakh per kg; Is now the right time to invest?

    Silver rates across India’s major cities showed remarkable uniformity, with only marginal differences.

  • Gold price today: Hovers near Rs 1.55 lakh per 10 grams; Should you invest?

    Gold price today: Hovers near Rs 1.55 lakh per 10 grams; Should you invest?

    Markets now await key economic data from the US and China this week for fresh cues on precious metals.

  • Using credit card to pay EMIs: When it works and when it backfires?

    Using credit card to pay EMIs: When it works and when it backfires?

    Using a credit card feels like a quick fix. If you repay the entire bill before the due date, you might escape interest. In that narrow scenario, it works as a short-term bridge.

  • Draft Income-tax Rules 2026 seek to increase tax-free meal benefit for employees to Rs 200 per meal

    Draft Income-tax Rules 2026 seek to increase tax-free meal benefit for employees to Rs 200 per meal

    Currently, meals provided at workplace up to Rs 50 per plate are tax-free. The draft rules aim to significantly increase this threshold to Rs 200 per meal.

  • Child denied boarding over immigration rules confusion, airline held guilty of deficiency in service; traveller awarded compensation

    Child denied boarding over immigration rules confusion, airline held guilty of deficiency in service; traveller awarded compensation

    Consumer commission awards refund and compensation after child was wrongly denied boarding

  • PM Kisan 22nd instalment update: Know expected payment date and key steps to ensure smooth credit of Rs 2,000

    PM Kisan 22nd instalment update: Know expected payment date and key steps to ensure smooth credit of Rs 2,000

    Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, eligible farmer families receive Rs 6,000 per year, paid in three equal instalments of Rs 2,000 each

  • How falling repo rate reduce your home loan EMIs

    How falling repo rate reduce your home loan EMIs

    As banks reduce their lending rate, following the RBI’s rate cuts, the principal component of EMI increases month-on-month, thereby affecting the overall loan tenure.

  • When does NRI status apply to Indian crew working on a foreign ship?

    When does NRI status apply to Indian crew working on a foreign ship?

    Under the income tax laws, a person's income is taxed based on their residential status and the source country of the income

  • Bitcoin inches higher near $89,000 after prolonged sell-off; recovery still fragile

    Bitcoin inches higher near $89,000 after prolonged sell-off; recovery still fragile

    Investors should stay disciplined and accumulate gradually near support rather than chasing rallies, suggest analyst.

  • Silver price on Feb. 9: Climbs nearly 5% to Rs 2,62,093 as investors step in to buy on dips

    Silver price on Feb. 9: Climbs nearly 5% to Rs 2,62,093 as investors step in to buy on dips

    Silver is likely to consolidate in the $70–$90 range (Rs 2,25,000–Rs 2,85,000), says analyst

  • Gold price today: Opens 1.46% higher to Rs 1,57,703 as investors step in to buy on dips

    Gold price today: Opens 1.46% higher to Rs 1,57,703 as investors step in to buy on dips

    Gold is expected to consolidate in the $4,550–$5,100 range (Rs 1,40,000–Rs 1,60,000) in the near term, says analyst.

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