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Financial Planning

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  • Promotions come with lifestyle upgrades. Here’s what that costs you

    Higher income often brings higher spending, and not always in ways you notice.

  • When your financial plan exists only in your head

    Without structure and documentation, even the best intentions can fall apart.

  • Living close to work vs saving rent. What people actually choose

    The trade-off between time, convenience, and cost shapes everyday housing decisions.

  • Got a raise? Here’s why your finances may still feel tight

    Higher income often brings hidden pressures that quietly absorb the gains

  • Bullion soft-haven demand capped amid ceasefire; stronger dollar weigh on near-term outlook

    Gold reacts sharply during geopolitical events because it carries no counterparty risk, making it the instinctive global refuge when trust in financial systems erodes.

  • Gold, Silver Rates Today (Apr. 14): MCX gold 0.05% up at Rs 1,52,837, silver 2.42% higher; precious metals near term outlook

    Bullion traded marginally higher on early April 14 trade amid uncertainty over the West Asia war, while investors closely track geopolitical developments following the US and Iran's decision to agree to a two-week ceasefire.

  • The real cost of raising a child in urban India today

    From education to everyday living, parenting now comes with layered financial demands.

  • MP High Court upholds Rs 40,000 maintenance for engineer wife

    Husband cannot deny support based on earning capacity alone; court backs wife who quit job due to marital responsibilities

  • Renting feels expensive until you calculate the full cost of buying

    Homeownership carries hidden expenses that often outweigh the visible cost of rent.

  • Buying a car is easy. Running it is where the money goes

    The real cost of owning a car lies in the expenses that follow the purchase.

  • New labour code: How the 50% basic pay rule will reshape salaries

    Over time, salary structures are expected to become more standardised and transparent

  • Bitcoin slips below $71K amid pressure as failed US-Iran talks heighten geopolitical uncertainty

    Focus on buying closer to support. Use staggered entries. Limit risk per trade to 1–2% of capital. This is not a momentum market. Patience and capital protection matter more than speed right now, says analyst

  • Gold, Silver Rates Today (Apr. 13) - Live Updates: Gold nears 1.52 lakh, silver inch marginally higher; precious metals outlook

    Bullion traded lower on early April 13 trade amid uncertainty over the West Asia war, while investors closely track geopolitical developments following the US and Iran's decision to agree to a two-week ceasefire, which entered its fifth day.

  • How to decide between under-construction and ready-to-move homes

    One looks cheaper on paper, the other feels safer in reality, and the right choice usually depends on what you can actually handle, not just what you prefer.

  • Why upgrading your house too early can slow your wealth building

    Moving into a bigger home feels like progress, but the financial impact often stretches far beyond the EMI.

  • What happens if gold prices fall during your gold loan

    The loan stays the same, but the value backing it doesn’t, and that’s where things can get uncomfortable.

  • DA revision delayed: Administrative sequencing, transition to 8th CPC likely behind hold-up, say experts

    Experts argue that the government must balance demands for dearness allowance with fiscal discipline, especially in a pre-election environment where deficit targets remain strict.

  • Sent money to the wrong UPI ID? Here’s what you can do if it doesn’t come back

    UPI transfers are instant, but mistakes happen. Getting your money back isn’t always easy, but there are steps that can help.

  • Your savings account isn’t earning as much as you think; here’s what’s really happening

    The rate may look reasonable on paper, but once you look at how it’s calculated and taxed, the actual return often feels much lower.

  • Thinking of closing your PPF early? Here’s when you can, and what it really means

    It’s possible to exit before 15 years, but only in specific situations and with a cost attached.

  • Can real estate replace fixed income investments?

    Why property may feel like a steady income source, but doesn’t quite work the same way as fixed income.

  • Check best interest rates offered in April by banks and housing finance companies

    Borrowing costs differ across lenders; checking rates can help reduce the overall repayment burden

  • Bitcoin, Ethereum outperform gold and silver in March amid Iran conflict: Report

    Binance cryptocurrency exchange reasoned that three independent demand channels, including ETF flows, US spot market buying, and corporate accumulation, collectively absorbed the macro shock and drove the subsequent rally

  • Bitcoin hits $72,819, slips to $71,916; holds gains on easing macro tensions

    While near-term volatility may persist, the ability of Bitcoin to hold key support levels and attract steady inflows indicates underlying confidence, with investors likely positioning gradually for a potential breakout once uncertainty eases, says analyst.

  • Gold, Silver Rates Today (Apr. 10) - Highlights: Gold holds steady at Rs 1,52,775, silver rises marginally up; precious metals outlook

    Bullion traded marginally lower on early April 10 trade amid easing tensions in West Asia, while investors closely track geopolitical developments following the US and Iran's decision to agree to a two-week ceasefire.

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