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  • What HNIs buying ULIPs for income-tax benefits must do now Feb 19, 2021 10:42 AM IST

    What HNIs buying ULIPs for income-tax benefits must do now

    Unit-linked insurance plans are now taxable beyond a threshold. What are the alternatives for HNIs who ploughed in high premiums into ULIPs?

  • EPF interest in tax net: Where should high-income earners invest for retirement now? Feb 16, 2021 10:35 AM IST

    EPF interest in tax net: Where should high-income earners invest for retirement now?

    Employees earning high salaries can opt for a mix of EPF, PPF and NPS to optimize returns

  • Wealthy celebs of the financial world may not be your best guides on money matters Feb 15, 2021 09:28 AM IST

    Wealthy celebs of the financial world may not be your best guides on money matters

    The problem with taking advice from wealthier people is that they have the ability and buffer to take more risks

  • Why your retirement plan has to factor in the needs of your parents Feb 10, 2021 10:33 AM IST

    Why your retirement plan has to factor in the needs of your parents

    People looking at early retirement must especially not to turn a blind eye to the aspect, as it can be stressful when you realise this much later in life

  • This Valentine’s day, show mutual love as a couple by planning money matters together Feb 10, 2021 09:30 AM IST

    This Valentine’s day, show mutual love as a couple by planning money matters together

    Financial collaboration can help couples dream big and achieve important milestones individually and collectively

  • Budget’s EPF tax googly: Should you rework your retirement strategy? Feb 04, 2021 09:30 AM IST

    Budget’s EPF tax googly: Should you rework your retirement strategy?

    Interest earned on provident contributions of Rs 2.5 lakh in a year will now be taxed. Is it time to look for alternatives?

  • Budget 2021: A non-event from a personal finance standpoint Feb 03, 2021 11:01 AM IST

    Budget 2021: A non-event from a personal finance standpoint

    While there were announcements on procedural improvements in the Budget, there are no new tax benefits

  • Budget 2021 promotes ease of paying taxes Feb 03, 2021 09:36 AM IST

    Budget 2021 promotes ease of paying taxes

    Pre filled tax forms will capture capital gains and interest data from banks and post offices

  • How to bequeath your digital assets Jan 28, 2021 09:47 AM IST

    How to bequeath your digital assets

    When planning for your estate, you should consider preparing an e-register of all the digital assets

  • How asset allocation must vary for different money goals Jan 25, 2021 10:19 AM IST

    How asset allocation must vary for different money goals

    Once you are really clear about the financial goals you wish to pursue, you need to estimate the time horizons for each

  • Do budgets really matter for your investments? Jan 21, 2021 09:58 AM IST

    Do budgets really matter for your investments?

    When it comes to managing your personal finances properly, there is much more to do than just looking to save taxes

  • Inherited wealth from your deceased spouse? Here’s how you must manage the money Jan 20, 2021 10:49 AM IST

    Inherited wealth from your deceased spouse? Here’s how you must manage the money

    When your spouse passes on, your mental state may get fragile. Avoid taking crucial money decisions in haste, especially on lending to someone you think might need financial help

  • Aggressive home loan prepayment can hurt other money goals Jan 19, 2021 09:29 AM IST

    Aggressive home loan prepayment can hurt other money goals

    There should be a balance between trying to prepay your loans quickly and other aspects of your financial life

  • Sensex at 50,000, it is time to rebalance your portfolio Jan 18, 2021 09:35 AM IST

    Sensex at 50,000, it is time to rebalance your portfolio

    Equity markets are rising because of a flush of money chasing stocks. But domestic investors have been taking money off the table

  • Starting late for your retirement saving? Here’s how you can catch up Jan 18, 2021 09:20 AM IST

    Starting late for your retirement saving? Here’s how you can catch up

    Everyone should begin saving for retirement no matter how old they are

  • CARE Ratings report on uptick in retail loans: What you must do to avoid a debt trap Jan 15, 2021 10:14 AM IST

    CARE Ratings report on uptick in retail loans: What you must do to avoid a debt trap

    Even though loans are cheap and easily available, your EMIs should not exceed 40 percent of your take-home pay

  • What retail investors want from Budget 2021 Jan 15, 2021 09:55 AM IST

    What retail investors want from Budget 2021

    In a relief for equity investors, LTCG must be completely removed or at least the threshold increased to Rs 3 lakh

  • Can a fee-only adviser give unbiased investment recommendations? Jan 12, 2021 09:48 AM IST

    Can a fee-only adviser give unbiased investment recommendations?

    Fee-only advisers give advice for a fee, have no conflicts of interest and are client-centric

  • Why digital channels may be the way forward in providing wealth management services Jan 06, 2021 09:46 AM IST

    Why digital channels may be the way forward in providing wealth management services

    Advisory firms today are deploying cutting-edge technology to offer convenience to customers on personal financial management

  • Have we become any wiser with our investments after 2020? Jan 05, 2021 10:42 AM IST

    Have we become any wiser with our investments after 2020?

    Instead of chasing trends or trying to find stocks or investing for listing gains, work on a financial plan

  • Will or Trust? Here’s how you must choose the best way to transfer assets to your loved ones Jan 05, 2021 10:20 AM IST

    Will or Trust? Here’s how you must choose the best way to transfer assets to your loved ones

    A Will works for smaller families with simple inheritance objectives, is cost-effective and easy to draft and modify for the testator. Through a Trust, you can achieve advanced and tailor-made estate-planning objectives

  • How to build your financial portfolio in 2021 Jan 05, 2021 09:30 AM IST

    How to build your financial portfolio in 2021

    With equity markets on a high and interest rates at nearly their lowest, six financial planners show the way on how to build your financial portfolio for 2021

  • Should a second COVID-19 wave alter the way you invest in 2021? Dec 31, 2020 10:18 AM IST

    Should a second COVID-19 wave alter the way you invest in 2021?

    You could build a conservative portfolio and remain steadily invested

  • How to make money resolutions that work Dec 31, 2020 09:39 AM IST

    How to make money resolutions that work

    The noblest intentions mean nothing if they are not implemented, or implemented too slowly

  • 6 money resolutions for a happier 2021 Dec 30, 2020 03:34 PM IST

    6 money resolutions for a happier 2021

    Having an emergency fund, taking adequate insurance covers and making the right investment moves are critical.

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