financial planning
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403 Results Found
  • Why a forex card is your best travel companion abroad May 03, 2019 08:44 AM IST

    Why a forex card is your best travel companion abroad

    International Credit and debit cards can be used abroad too, but hidden charges can burn a big hole in your pocket.

  • Viewpoint | Wish to retire at 50? Check your retirement readiness first May 03, 2019 08:41 AM IST

    Viewpoint | Wish to retire at 50? Check your retirement readiness first

    If you are planning to retire at 50, remember that your retired life will be pretty long. For a soon-to-be-common life expectancy of 80 years, you need a corpus large enough to last 30 years.

  • Viewpoint | Find a financial advisor with fiduciary duties for better advice May 03, 2019 08:33 AM IST

    Viewpoint | Find a financial advisor with fiduciary duties for better advice

    Fiduciaries are required to disclose any potential conflicts of interest to their clients. They shall maintain an arms-length relationship between their activities as an investment adviser and other activities.

  • Viewpoint | The quick and simple tax filing guide for NRIs - FY19 Apr 30, 2019 04:22 PM IST

    Viewpoint | The quick and simple tax filing guide for NRIs - FY19

    Even if an NRI does work in India, the payment they receive will be taxable in India. And, if an NRI worked abroad but received his salary in India, the amount will be added to their taxable income in India.

  • Viewpoint | Middle-income class is becoming the working poor Apr 30, 2019 08:18 AM IST

    Viewpoint | Middle-income class is becoming the working poor

    Top priorities for the middle-income group are having a correct financial plan, keeping themselves updated with the emerging technologies and equipped with the skills needed to ace one’s performance

  • Viewpoint | Remember - RBI’s Inflation rate is not your personal inflation Apr 26, 2019 09:12 AM IST

    Viewpoint | Remember - RBI’s Inflation rate is not your personal inflation

    The real inflation that you experience is different from what the government tells you.

  • Viewpoint | Here's what the changes in Form 16 will mean for you Apr 18, 2019 05:43 PM IST

    Viewpoint | Here's what the changes in Form 16 will mean for you

    Now Form 16 will carry each and every detail and amount of exemption on allowances claimed by an employee. Therefore, this increases disclosures of salaried taxpayers

  • Viewpoint | Attention first-time job seekers! Here's how to read your offer letter Apr 17, 2019 09:10 AM IST

    Viewpoint | Attention first-time job seekers! Here's how to read your offer letter

    Salary structure comprises fixed and variable components. Certain amounts are fixed and paid monthly or periodically. Others may be variable and be paid on fulfillment of further conditions.

  • Viewpoint | Meaning and significance of succession certificate Apr 16, 2019 03:50 PM IST

    Viewpoint | Meaning and significance of succession certificate

    A succession certificate is a document issued by a civil court to the legal heirs of a deceased person certifying a rightful person to be the successor of such deceased person.

  • Viewpoint | All you need to know about changes in I-T return forms for individuals Apr 16, 2019 10:21 AM IST

    Viewpoint | All you need to know about changes in I-T return forms for individuals

    Continuing with its slew of measures in tax automation, electronic filing has been made mandatory

  • How not to get fooled by fake investment advisors Apr 16, 2019 09:13 AM IST

    How not to get fooled by fake investment advisors

    Remember this: If it’s too good to be true, it is in fact too good to be true

  • IndusInd Bank’s Nexxt credit card: Convenience or ticking time bomb? Apr 15, 2019 11:09 AM IST

    IndusInd Bank’s Nexxt credit card: Convenience or ticking time bomb?

    These credit card impulses customers to opt for the EMI scheme which is available upfront on card for any spending above Rs 2,000. The catch here is that it can easily lead to customer splurging.

  • Viewpoint | ‘MahaGathbandhan’ or ‘Single Party’? Diversification or concentration? Apr 12, 2019 09:00 AM IST

    Viewpoint | ‘MahaGathbandhan’ or ‘Single Party’? Diversification or concentration?

    For the ‘Single Party’ believer, there is always a bias towards a particular asset class and their so called ‘evolvement and diversification’ happens in that one asset class itself

  • Viewpoint | Prefer dealing in cash over digital mode? Keep in mind these laws to avoid trouble Apr 10, 2019 09:12 AM IST

    Viewpoint | Prefer dealing in cash over digital mode? Keep in mind these laws to avoid trouble

    The law bars taxpayers from making payment for expenses in excess of Rs 10,000 to a person in a day via cash. Expenses paid in cash in excess of this limit, cannot be deducted from the income of a business or a profession.

  • Cross-border financial planning: Six tips to get it right Feb 20, 2019 04:52 PM IST

    Cross-border financial planning: Six tips to get it right

    The first thing to be checked is if a Double Tax Avoidance Agreement exists between India and their country of residence.

  • Personal finance wrap: Steps to create a viable long-term financial plan; How balanced is your mutual fund portfolio? Nov 24, 2018 10:18 AM IST

    Personal finance wrap: Steps to create a viable long-term financial plan; How balanced is your mutual fund portfolio?

    Though financial planning may sound daunting to many people, it is not as difficult as it seems. The starting point is to know the steps one should take in creating a viable financial plan.

  • This week in personal finance: Money lessons you should teach your children; how to choose a mutual fund category Nov 17, 2018 04:44 PM IST

    This week in personal finance: Money lessons you should teach your children; how to choose a mutual fund category

    Financial literacy at a young age would include learning basics of things like income, expenses and savings, insurance and its purpose and now money works for you

  • This week in personal finance: How to cushion your portfolio against market fall; things to consider before you co-sign a loan Nov 03, 2018 06:36 PM IST

    This week in personal finance: How to cushion your portfolio against market fall; things to consider before you co-sign a loan

    Portfolio values have eroded massively after the IL&FS default problem broke out. A market correction can wipe out your investments quickly and drill a big hole in your kitty making your financial goals appear far away

  • Only 33% Indians save regularly for retirement: HSBC Sep 09, 2018 10:52 AM IST

    Only 33% Indians save regularly for retirement: HSBC

    The lack of saving is likely linked to low knowledge of how much money is needed in retirement, as well as many prioritising their immediate financial situation over planning for their older years

  • 4 money steps you must take before quitting your job to start a business Jun 27, 2018 09:48 AM IST

    4 money steps you must take before quitting your job to start a business

    One of the main things to do is to set aside a corpus to take care of household and other expenses for the next year or more. 

  • Has your son picked his first job? This is how to build a long-term financial plan May 21, 2018 09:47 AM IST

    Has your son picked his first job? This is how to build a long-term financial plan

    Financial planners say that the first tentative steps towards creating a financial plan should be taken right when one has the first salary cheque in hand.

  • Indian women are making headway as smart investors: Report Mar 08, 2018 02:01 PM IST

    Indian women are making headway as smart investors: Report

    A recent observation from ClearTax on the financial approach and discipline of their women customers shows, women are close to beating men at this investment game.

  • Women’s Day 2018: Why women require a financial planning road map Mar 08, 2018 10:37 AM IST

    Women’s Day 2018: Why women require a financial planning road map

    It is essential that women take an active interest in their finances and are involved in planning their finances.

  • 10 steps towards a more financially secure future Jan 09, 2018 10:51 AM IST

    10 steps towards a more financially secure future

    Despite the massive role that money plays in our lives, structuring one’s finances often does not get listed as a New Year resolution.

  • Investment steps you should take for a secure future Sep 04, 2017 12:25 PM IST

    Investment steps you should take for a secure future

    One should take an exposure in equity and debt keeping one's risk appetite in mind.

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