financial planning
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398 Results Found
  • 6 money resolutions for a happier 2021 Dec 30, 2020 03:34 PM IST

    6 money resolutions for a happier 2021

    Having an emergency fund, taking adequate insurance covers and making the right investment moves are critical.

  • Follow these 7 steps to transfer assets smoothly to heirs after your time Dec 30, 2020 10:31 AM IST

    Follow these 7 steps to transfer assets smoothly to heirs after your time

    Missing or incomplete documents could lead to delay and perhaps avoidable legal costs

  • 4 personal finance lessons from 2020 that you must not forget in 2021 Dec 30, 2020 10:13 AM IST

    4 personal finance lessons from 2020 that you must not forget in 2021

    As financial exigencies come unannounced, ensure that you park your emergency fund in instruments that allow instant withdrawals

  • Life stage financial planning: For a fulfilling retired life in your 60s Dec 25, 2020 09:49 AM IST

    Life stage financial planning: For a fulfilling retired life in your 60s

    With income being either negligible or no regular income, the big challenge for the 60s saver is ensuring regular cashflows

  • 2020: The intertwining of money and life lessons Dec 25, 2020 09:45 AM IST

    2020: The intertwining of money and life lessons

    Even those with high incomes were left gasping for cash. The pandemic highlighted the thin line separating out needs and wants

  • Life stage financial planning: Money management in your 50s, the last decade of active work life Dec 24, 2020 09:23 AM IST

    Life stage financial planning: Money management in your 50s, the last decade of active work life

    The 50s age group is your last chance to maximising your return on investments. Invest in equities, but also start planning your retirement

  • Life stage financial planning: Saving for children’s goals and retirement in your 40s Dec 23, 2020 09:19 AM IST

    Life stage financial planning: Saving for children’s goals and retirement in your 40s

    Financial planning in your 40s is tricky. Your parents may have retired and may become dependent. Your children’s education and other expenses may shoot up

  • Want your loved ones to claim your assets with ease in your absence? Follow these 5 steps Dec 22, 2020 10:32 AM IST

    Want your loved ones to claim your assets with ease in your absence? Follow these 5 steps

    Write a Will. It is important. It not only protects the legal heirs, but also gives the deceased the full authority and charge over his or her assets

  • Life stage financial planning: Time to get serious about money in your 30s Dec 22, 2020 09:34 AM IST

    Life stage financial planning: Time to get serious about money in your 30s

    In your 30s, you can afford to aggressively invest in equities. Take a home loan only if you can afford it, else it’s best to stay on rent till your late 40s

  • 7 money lessons that COVID-19 taught us for 2021   Dec 21, 2020 10:35 AM IST

    7 money lessons that COVID-19 taught us for 2021  

    Investors who lost their nerve in March and exited, turned their temporary losses into permanent ones

  • Life stage financial planning: How to manage money in your 20s Dec 21, 2020 09:16 AM IST

    Life stage financial planning: How to manage money in your 20s

    After a few years, when you see your money grow, you’ll be glad you started early

  • Roopa Venkatakrishnan on why equities are must-haves in our portfolios Dec 18, 2020 02:30 PM IST

    Roopa Venkatakrishnan on why equities are must-haves in our portfolios

    Roopa doesn’t prefer to switch funds even if they go through turbulence, if she is convinced it’s temporary

  • Shifali Satsangee on diversifying into equities; not just gold and fixed deposits Dec 17, 2020 01:27 PM IST

    Shifali Satsangee on diversifying into equities; not just gold and fixed deposits

    Agra was a real estate driven market, where most investments went into traditional asset classes such as gold and fixed deposits

  • Sensex nearing 47,000: Avoid these common investment mistakes Dec 17, 2020 11:06 AM IST

    Sensex nearing 47,000: Avoid these common investment mistakes

    Not reacting is also an action similar to the fact that sitting on cash is also a position you take in the market

  • Beware of using the ‘100 minus age’ thumb rule for equity allocation Dec 17, 2020 10:14 AM IST

    Beware of using the ‘100 minus age’ thumb rule for equity allocation

    One major problem with this rule is that it simply assumes that age alone decides a person’s asset allocation

  • Dilshad Billimoria on involving both spouses in a family’s money management decisions Dec 16, 2020 01:04 PM IST

    Dilshad Billimoria on involving both spouses in a family’s money management decisions

    Having both the husband and the wife on board helps the family align its goals and priorities

  • Nisreen Mamaji on drilling the idea of financial independence into women’s heads Dec 15, 2020 12:03 PM IST

    Nisreen Mamaji on drilling the idea of financial independence into women’s heads

    Young women are more open to financial advice. They seek out qualified financial planners and build a relationship

  • Renu Maheshwari on what makes women ace financial advisors Dec 14, 2020 04:24 PM IST

    Renu Maheshwari on what makes women ace financial advisors

    Women tend to seek trustees of money in their financial planners and not merely investment advisors

  • How your family’s money goals can get hurt if you remain underinsured Dec 11, 2020 11:26 AM IST

    How your family’s money goals can get hurt if you remain underinsured

    Many take insurance covers for tiny amounts. Others make the mistake of mixing insurance and investments

  • Are there parallels in how we assess risks in life situations and manage our money? Dec 02, 2020 10:12 AM IST

    Are there parallels in how we assess risks in life situations and manage our money?

    Here are four real life stories on how these people managed personal situations and money decisions

  • Rebalancing your overall portfolio is more important than acting  on your SIP investments Nov 30, 2020 10:44 AM IST

    Rebalancing your overall portfolio is more important than acting  on your SIP investments

    Your monthly SIP will be a very small percentage of your overall corpus. Rebalancing is a powerful tool to manage the risks in your existing portfolio

  • Need regular income after retirement? Here are some safe investment options Nov 30, 2020 09:08 AM IST

    Need regular income after retirement? Here are some safe investment options

    Government securities are well-suited for long-term needs and give assured returns

  • Getting freelance assignments through e-commerce portals? Be aware of the TDS implications Nov 20, 2020 09:22 AM IST

    Getting freelance assignments through e-commerce portals? Be aware of the TDS implications

    If you offer your services through such platforms, you will be considered as an e-commerce participant, and the new tax section and TDS will be applicable to you

  • Money lessons learnt from Diwali decluttering Nov 18, 2020 09:58 AM IST

    Money lessons learnt from Diwali decluttering

    The key to cleaning up your portfolio is to be personally involved since you are the one who understands your situation. The onus is on you to communicate and seek clarity

  • Why your personal inflation rate may be much higher than the official number Nov 18, 2020 09:38 AM IST

    Why your personal inflation rate may be much higher than the official number

    The official inflation rate is published as a single value for all urban families. The upper middle class and affluent families are not adequately represented in the consumption basket

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