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346 Results Found
  • How to pass on all your financial information to heirs smoothly Jun 17, 2021 10:38 AM IST

    How to pass on all your financial information to heirs smoothly

    This is important because your loved ones get access to your data and so important information will not be lost.

  • Easy ways to avoid revenge shopping after unlock 2.0 Jun 17, 2021 09:27 AM IST

    Easy ways to avoid revenge shopping after unlock 2.0

    Human nature is such that you will justify the over-indulgence with the fact that you have lived frugally for the last two months

  • Juggling several loans? Here’s how you must balance your debt repayment and liquidity Jun 14, 2021 09:10 AM IST

    Juggling several loans? Here’s how you must balance your debt repayment and liquidity

    Always start with the loan charging the highest interest rate. Have an emergency fund that includes your EMI dues, too.

  • Don’t just stop at taking a home loan. Make sure it's insured too. Jun 10, 2021 10:03 AM IST

    Don’t just stop at taking a home loan. Make sure it's insured too.

    An unexpected demise by a partner who has been paying EMIs can put the finances of the surviving spouse in jeopardy if the loan is not insured. Irrespective of the interest of the spouse, inform him or her of your insurance policies. Have a specified place where you keep your important documents

  • 7 steps to keep your retirement plan on track despite COVID-19 disruptions Jun 10, 2021 09:43 AM IST

    7 steps to keep your retirement plan on track despite COVID-19 disruptions

    Conventional debt and equity investments should continue to dominate your portfolio. Take the help of an expert to ensure that your portfolio is aligned to your circumstances

  • Why writing a Will is not a one-time exercise Jun 09, 2021 10:51 AM IST

    Why writing a Will is not a one-time exercise

    You should keep reviewing your Will periodically. It must factor situations such as birth, death, marriage of a family member, purchase of new assets and legislative changes

  • Avoid giving unlimited rights while handing the Power of Attorney to manage your assets Jun 04, 2021 08:29 PM IST

    Avoid giving unlimited rights while handing the Power of Attorney to manage your assets

    A PoA can end up in a messy litigation between the principal and attorney holder. Choosing the right person to represent and deal with your hard-earned money is a critical

  • Five steps to improve your investment portfolio returns Jun 02, 2021 10:38 AM IST

    Five steps to improve your investment portfolio returns

    Focus on tax efficient investments, than income-tax deductions. An emergency fund, adequate insurance and a suitable asset allocation are critical. International stocks and cryptocurrencies come much later in the focus list.

  • Estate planning: A necessity at all life stages and for income levels May 27, 2021 11:03 AM IST

    Estate planning: A necessity at all life stages and for income levels

    In the absence of a Will, intestacy laws will ascertain how your assets are passed on, which may go against the interests of your loved ones

  • The changing investment preferences of HNIs May 26, 2021 10:54 AM IST

    The changing investment preferences of HNIs

    High net worth investors are slowly shifting from equity and debt to alternative asset classes

  • 8 factors why retail participation increased during COVID May 21, 2021 08:56 AM IST

    8 factors why retail participation increased during COVID

    Eagerness to participate in the growth story of India through direct equity investment has caught the fancy of retail investors, says Arun Kumar Singh

  • How separating couples must fix their money matters after divorce May 18, 2021 10:07 AM IST

    How separating couples must fix their money matters after divorce

    Spouses must plan for paying alimony. Those who receive a sudden gush of cash settlement must wait and invest the amount carefully.

  • Increase health insurance cover, avoid fresh loans to deal with COVID-19 second wave May 17, 2021 09:50 AM IST

    Increase health insurance cover, avoid fresh loans to deal with COVID-19 second wave

    Here are a few steps that can help safeguard your financial health in these challenging times

  • Reduce expenses, maintain liquidity to sail through these pandemic times May 12, 2021 10:02 AM IST

    Reduce expenses, maintain liquidity to sail through these pandemic times

    Here are the top personal finance lessons that we must inculcate during these troubled times

  • Starting your career amidst COVID-19? Here's how you must plan your money matters May 12, 2021 09:46 AM IST

    Starting your career amidst COVID-19? Here's how you must plan your money matters

    Millennials have witnessed their parents losing jobs or taking pay cuts. They have consequently woken up to the fact that traditional methods of financial planning may not provide an adequate buffer

  • Jointly-held accounts, investments may not be evenly split when couples seperate May 11, 2021 10:00 AM IST

    Jointly-held accounts, investments may not be evenly split when couples seperate

    Marriages can break-up despite years of togetherness, like Bill and Melinda Gates'. Maintaining separate bank accounts and investments, with proper nomination help in untangling assets.

  • Mothers Day 2021: A financial checklist for single moms May 09, 2021 02:59 PM IST

    Mothers Day 2021: A financial checklist for single moms

    After allocating for regular expenditures, investments and emergency funds, it is significant that a single mother also saves for her retirement and future financial goals.

  • Mother's Day 2021: Money lessons woman finance leaders and their moms learnt from each other May 07, 2021 10:56 AM IST

    Mother's Day 2021: Money lessons woman finance leaders and their moms learnt from each other

    Many of us may be financially independent now, but most of us owe our first financial lessons to our mothers

  • Assets, loans and insurance claims: Issues to sort out if you lose a loved one to COVID-19 May 06, 2021 11:21 AM IST

    Assets, loans and insurance claims: Issues to sort out if you lose a loved one to COVID-19

    You should retain the access to the deceased person's phone and email with due permission and after informing the respective service provider

  • How to make a solid estate plan during these pandemic times May 06, 2021 10:38 AM IST

    How to make a solid estate plan during these pandemic times

    If you do not have an estate plan in place, the distribution of your assets would done according to the government’s intestate succession laws

  • Lost loved ones to COVID-19? Here’s how you can track their assets and investments May 04, 2021 10:46 AM IST

    Lost loved ones to COVID-19? Here’s how you can track their assets and investments

    Checking bank account entries, mutual fund and insurance statements of the deceased can give an idea of their assets and liabilities

  • How to make your investment portfolio immune to COVID-19 volatility May 03, 2021 11:59 AM IST

    How to make your investment portfolio immune to COVID-19 volatility

    Having an emergency fund, taking adequate health insurance and maintaining a suitable asset allocation plan are important

  • Use the COVID crisis to stress test your personal finance plans Apr 27, 2021 11:47 AM IST

    Use the COVID crisis to stress test your personal finance plans

    A learnings from a crisis must not go waste. The pandemic can be a good time to shore up your money matters

  • Want to help someone in COVID-19 times? Here’s how to arrange the money Apr 24, 2021 10:21 AM IST

    Want to help someone in COVID-19 times? Here’s how to arrange the money

    Most mutual funds allow investors to pause their SIPs. This money can be used to help the needy in these times.

  • Gone bankrupt and unable to repay loans? Know how to file for insolvency Apr 19, 2021 09:50 AM IST

    Gone bankrupt and unable to repay loans? Know how to file for insolvency

    A salaried borrower can seek initiation of insolvency and bankruptcy proceedings on outstanding debts in the event of her inability to repay loans

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