financial planning
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406 Results Found
  • Viewpoint | Test your financial plan to find if your money goal is reachable Jul 02, 2019 08:42 AM IST

    Viewpoint | Test your financial plan to find if your money goal is reachable

    Stress testing the financial plan can be a smart way to ensure that it delivers on its promises.

  • Viewpoint | Why do we buy the shares of a company that has gone broke? Jul 01, 2019 08:52 AM IST

    Viewpoint | Why do we buy the shares of a company that has gone broke?

    A combination of the anchoring effect and loss aversion would explain why investors keep buying shares of bankrupt companies.

  • Viewpoint | Three blind spots to avoid in your money matters Jun 28, 2019 09:10 AM IST

    Viewpoint | Three blind spots to avoid in your money matters

    Not saving enough, taking too much risk and buying high-cost investment products are common mistakes that can wreck your personal finance

  • Viewpoint | Investment advice is not just for the rich Jun 21, 2019 10:04 AM IST

    Viewpoint | Investment advice is not just for the rich

    Financial planning or advice isn’t just about getting rich. It’s rather about using the limited available resources to best achieve your real financial goals.

  • Simply Save | Are your parents dependent on you? Here's some help to ensure better financial planning Jun 18, 2019 06:20 PM IST

    Simply Save | Are your parents dependent on you? Here's some help to ensure better financial planning

    Kayezad Adajania talks about how to choose the right medical insurance for your dependent parent.

  • Four ways for NRIs to ensure smooth cross-border financial planning Jun 18, 2019 04:33 PM IST

    Four ways for NRIs to ensure smooth cross-border financial planning

    Once you’ve left the country, it becomes imperative to have someone taking care of your accounts and investments in both geographies.

  • Viewpoint | Is your financial adviser's opinion aligned to your money goals? Jun 10, 2019 09:10 AM IST

    Viewpoint | Is your financial adviser's opinion aligned to your money goals?

    Unbiased guidance that is purely in our best interest cannot be had in the ‘free’ advice model.

  • Viewpoint | How your advisor’s personal biases can impact your investments May 31, 2019 01:47 PM IST

    Viewpoint | How your advisor’s personal biases can impact your investments

    An advisor with a bias towards long term financial planning would be better as he/she would work with you on your financial goals.

  • Viewpoint | Have you saved enough to retire early? May 31, 2019 10:04 AM IST

    Viewpoint | Have you saved enough to retire early?

    Carefully estimate your regular, unexpected expenses, and medical costs while also factoring in inflation.

  • Viewpoint | 4 reasons why women must take charge of their financial planning May 31, 2019 09:01 AM IST

    Viewpoint | 4 reasons why women must take charge of their financial planning

    It is important not to confuse your current financial independence with financial freedom.

  • ITR filing: All you need to know about changes in Form 16 effective this year May 29, 2019 12:49 PM IST

    ITR filing: All you need to know about changes in Form 16 effective this year

    Dig into additional details to file returns for your income earned in FY 2018-19

  • Viewpoint | Here's why you should file your income tax returns in time May 29, 2019 10:38 AM IST

    Viewpoint | Here's why you should file your income tax returns in time

    Where an individual files a tax return after the due date, interest is levied at the rate of 1 percent, per month, for each month of delay following the due date of return filing on any remaining tax payable

  • Simply Save podcast | Financially providing for a child with special needs May 28, 2019 05:41 PM IST

    Simply Save podcast | Financially providing for a child with special needs

    Moneycontrol's personal finance editor Kayezad Adajania sheds light on financial aspects to remember while raising a child with special needs.

  • DHFL stops fixed deposit withdrawals; should you avoid all company FDs? May 28, 2019 10:28 AM IST

    DHFL stops fixed deposit withdrawals; should you avoid all company FDs?

    Beware of unusually high interest rates that some company FDs offer

  • Consumers should ask relevant questions on use of their data: Experian India May 27, 2019 01:20 PM IST

    Consumers should ask relevant questions on use of their data: Experian India

    Risk-based pricing in India is still at a nascent stage. With the strengthening of credit bureau presence, credit score-based underwriting and alternative methods of risk evaluation, we can expect risk-based pricing to pick up over time.

  • Viewpoint | Everyone desires for an Amit Shah but are you ready to be Narendra Modi? May 27, 2019 10:11 AM IST

    Viewpoint | Everyone desires for an Amit Shah but are you ready to be Narendra Modi?

    We all desire that super advisor or effective planner a la ‘Amit Shah’ to either transform our sagging portfolio into a positive and flourishing zone

  • Viewpoint | Investment lessons for distressed Jet employees May 24, 2019 01:26 PM IST

    Viewpoint | Investment lessons for distressed Jet employees

    It is important to keep family members in the loop about the financial situation.

  • Viewpoint | Having only health insurance in old age for health-related expenses. Is it enough? May 24, 2019 08:35 AM IST

    Viewpoint | Having only health insurance in old age for health-related expenses. Is it enough?

    Health insurance alone is not sufficient for old age. You need to have a separate healthcare contingency corpus too.

  • Here's why you should choose shorter tenures while applying for a car loan May 21, 2019 10:36 AM IST

    Here's why you should choose shorter tenures while applying for a car loan

    The longer your car loan tenure, the higher the interest outgo will be. This is the primary reason for a borrower to avoid opting for a long-loan tenure.

  • Viewpoint | Does a nominee become a successor by default? May 21, 2019 09:51 AM IST

    Viewpoint | Does a nominee become a successor by default?

    The benefit of nomination is that, in the event of the death of an account holder, the bank can release the account proceeds or contents to the nominee.

  • Viewpoint | Possibility vs probability & how your inability to distinguish between them affects your financial future May 17, 2019 08:26 AM IST

    Viewpoint | Possibility vs probability & how your inability to distinguish between them affects your financial future

    Unlike possibility, the ‘Probability’ is more data-driven and an intelligent way of assessing the chances of something happening. Probability can range from 0% to 100%.

  • VIEWPOINT | 5 small changes for big savings! May 17, 2019 08:24 AM IST

    VIEWPOINT | 5 small changes for big savings!

    Being a shopaholic might help you feel good but it impacts your monthly savings. Going for shopping with a list is an old-school idea, which still works in helping you avoid frivolous expenses.

  • Viewpoint | Information paradox – less is more May 13, 2019 10:38 AM IST

    Viewpoint | Information paradox – less is more

    We want every scrap of information we can get and yet, we make foolhardy decisions while investing.

  • Working on granting home loans to self-employed customers within 24-48 hrs: Kotak Mah Bank May 13, 2019 09:37 AM IST

    Working on granting home loans to self-employed customers within 24-48 hrs: Kotak Mah Bank

    To our salaried customers, we give home loan sanctions within four hours, said Ambuj Chandna, Senior Executive Vice President and Head – Consumer Assets of Kotak Mahindra Bank

  • Viewpoint | Where to invest emergency money - savings account, fixed deposit or a liquid fund? May 10, 2019 08:42 AM IST

    Viewpoint | Where to invest emergency money - savings account, fixed deposit or a liquid fund?

    Debt funds involve some risk (i.e. interest rate risk, credit risk, etc.) and hence, are capable of providing better returns than fixed deposits. But this is not guaranteed.

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