retirement

Estate planning: Which one works — will writing or creation of trust?

A will has to be executed by the testator, by signing or affixing his thumb impression on it

Keep these 4 factors in mind while planning for retirement

A jitter-free post-retirement depends on creating a proper protective shield around all probable situations

Planning to write an online will? Key points to note

Any accidental or inadvertent errors made while drafting the will may go unnoticed as no lawyer reviews the draft on preparation

5 Financial planning strategies for the “Sandwich Generation”

Sandwich generation is struggling with the dual responsibility of caring an elderly parent and also supporting children financially

Make your money work even after you stop working

5 things to note before investing in the senior citizen savings scheme

A senior citizen can operate more than one account individually or jointly, subject to a limit of Rs 15 lakh in all accounts put together.

6 tips to have a financially independent life post-retirement

Use your time productively and become financially independent again.

Retirement planning: Invest in mutual funds based on their past performance

There are many benefits of investing in mutual funds, whose importance can be portrayed in the two crucial phases of retirement planning

Why it makes sense for you to start saving money for an early retirement

If you're starting to plan your retirement in your early 20s, make sure you divert your savings to high return products.

Planning your retirement? These 5 products should be there in your portfolio

“The central goal of a well-executed retirement investment would be to live off the asset and not on the asset.”

Worried about not saving enough for retirement? 7 tips to choose the best retirement plan

Planning for retirement is a long-term financial goal. While investing for this period, people often face a major challenge as how to protect investment from capital erosion

PFRDA raises NPS equity investment cap under ‘active’ choice, relaxes withdrawal norms

Increase in equity cap will come with a clause of tapering of the equity allocation after the age of 50 years.

Should EPFO subscribers hike their ETF investments?

The whole theme of EPFO providing these choices to increase and reduce equity exposure is a case of duplication of effort and design. Financial experts are advising investors to leverage existing options.

Should EPFO subscribers hike their ETF investments?

The whole theme of EPFO providing these choices to increase and reduce equity exposure is a case of duplication of effort and design. Financial experts are advising investors to leverage existing options.

Should you invest in solution-oriented mutual fund schemes?

The performance of solution-oriented schemes are typically lower than top quartile open ended equity schemes

8 things you must know before writing a will

A will will not only help your heir, it will also give you peace of mind that your assets shall go in right hands at right time.

Planning for retirement? 5 best investment options

A PPF account can be opened at your nearest post office or leading banks and of late this facility is available online as well.

How to build a family business that can live through generations

By creating a trust structure and holding shares of the companies in the trust, a family can avoid potential problems of control, management and continuity of a business.

Financial benefits that senior citizens can exclusively avail

By the virtue of Indian definition of a senior citizen, every 60 years old person becomes entitled to a variety of exclusive financial as well as non-financial benefits.

Who is a Will Executor? What is his role in drafting and executing a Will?

The role of an executor is like a trusted friend, confidante and representative, who actually steps into the shoes of the testator upon his demise and ensures that the last wishes of the testator are executed/ fulfilled in the manner, which would have been done by the testator himself.

Retirement Planning: How annuities help in a steady income flow

Annuity products are the only financial instruments that provide long-term, open-ended guarantees in the form of a fixed income for a lifetime.

Top 7 financial pitfalls to avoid while planning retirement

A balanced portfolio of equity and debt can help your investments yield potential returns.

Considering higher PF contribution through VPF? Here is a better option

One should avoid VPF in a falling interest rate scenario and instead deploy the money in mutual funds, preferably through a SIP.

Soon, transact all PF matters online as EPFO to go ‘paper free’ by Aug 15

EPFO has proposed to have a campaign for going paper-free during the next two months, namely March and April 2018.

Succession Planning: Understanding public trusts and their management

A public trust is a vehicle which is set up for the specific benevolent purpose of the author to provide for a certain purpose or object for the benefit and need of the beneficiaries.