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  • Retiring in a new tax regime: What the latest rules mean for your income and savings

    India’s tax framework has shifted. If retirement is close, the choice between the old and new regimes can materially change how much you keep and how long your savings last.

  • Why the 4% FIRE rule fails in India and how you can fix the retirement plan

    Household inflation and lifestyle costs such as healthcare and housing are far higher In India than what the 25x retirement calculation assumes. Moneycontrol does the maths for you, read on

  • Why following SWP rules doesn’t always protect your retirement

    Many investors set up an SWP with a sensible number and a sensible fund, and still end up short. The problem usually isn’t that the SWP was reckless. It’s that the plan around it was too rigid.

  • 11 most affordable countries to live abroad in 2026, according to expats

    Discover the top 11 most affordable countries to live abroad in 2026, according to expats. From Sri Lanka to Mexico, see where your money goes further without sacrificing comfort or lifestyle.

  • The three-bucket retirement plan is easy to draw, harder to live with. Here’s how to do it

    The three-bucket idea sounds neat in theory. The real challenge is translating it into Indian accounts, funds and tax rules without creating a complicated mess you won’t maintain.

  • Are you actually ready for retirement, or just hoping you are?

    A comfortable retirement is less about a single “magic number” and more about whether your future cash flow can survive inflation, healthcare shocks and a longer life than you’re planning for.

  • Personal Finance: NPS becomes a must-have for your retirement portfolio

  • Diversifying your retirement corpus in 2025: A simple, bucket-based plan that reduces risk

    Retirement diversification is not about owning more products, it is about matching each rupee to a time-horizon and a job

  • How you can retire with a smaller retirement corpus without compromising your lifestyle

    A realistic retirement plan focuses less on the headline size of your savings and more on how you convert that money into steady, usable income through your post-work years.

  • From low pensions to delayed dues: These retirement disputes could affect you, too

    Why today's workers must pay attention to the pension and gratuity battles already reshaping retirement for millions of Indians.

  • How to use SWP in mutual funds to create a steady retirement income

    A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid running out of money too early.

  • Is your EPF enough for retirement? Why you need more than PF as a salaried worker

    A reality check using 2024–25 data on EPF returns, inflation and medical costs, and why adding PPF, NPS and voluntary investments is now critical for retirement security.

  • Greece is now the world’s best place to retire — here’s why this Mediterranean paradise tops the 2026 Global Retirement Index

    Greece tops the 2026 Global Retirement Index as the world’s best place to retire, offering affordable living, great healthcare, easy residency, and a sunny Mediterranean lifestyle.

  • Using an SWP to build a steady retirement income stream

    A systematic withdrawal plan can turn your investments into a predictable monthly payout, but it works well only when you understand the risks and set it up thoughtfully.

  • How to plan your retirement with a Systematic Withdrawal Plan (SWP)

    A systematic withdrawal plan can turn your mutual fund savings into a monthly income stream, but it works only when withdrawals are paced carefully and the portfolio is managed sensibly.

  • Annuity or SWP in retirement: How to choose the right income plan for a financially secure life

    A reliable retirement income strategy balances stability, flexibility and tax efficiency. Understanding how annuities and systematic withdrawal plans differ can help you build an income stream that supports your lifestyle without unnecessary risk.

  • Retiring soon? Here’s what happens if you keep your EPF account active after retirement

    Before you decide to let your EPF balance sit after retirement, know how it affects your interest, taxation, and withdrawal rules.

  • How to know if you’re saving enough for retirement

    A quick, no-jargon check to see if your monthly saving, investing, and debt choices will actually fund the life you want after work.

  • What really affects the annuity income you receive in retirement

    Several factors decide how much monthly pension your retirement corpus can generate.

  • National Pension System: Why NPS should be a key investment for retirement

    A predictable, low-cost and tax-efficient way to build long-term wealth.

  • These 10 countries let you retire in style for only Rs 1 lakh a month

    Discover 10 affordable destinations where couples can retire comfortably for just Rs 1 lakh ($1,200) a month, according to a latest report. Take a look.

  • Centre clarifies pension rules: No cut after retirement, last working day to decide benefits

    In a recent clarification, the DoPPW explained the significance of the last working day for a government employee in determining pension entitlement.

  • India Post Payments Bank to offer doorstep digital life certificate facility for EPFO pensioners

    EPFO will bear the cost of issuing Digital Life Certificate entirely, making the service free for their pensioners

  • Ditch the “retire at 60” script — design work you can live with (and live off)

    One simple idea: build a career engine that pays you beyond 60, so money never becomes your boss.

  • Retirement planning: Are solution-oriented funds the smart choice?

    These funds promise a mix of growth and safety, but do they fit your retirement goals?

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