Retirement

Diversifying your retirement corpus in 2025: A simple, bucket-based plan that reduces risk

Retirement diversification is not about owning more products, it is about matching each rupee to a time-horizon and a job

How you can retire with a smaller retirement corpus without compromising your lifestyle

A realistic retirement plan focuses less on the headline size of your savings and more on how you convert that money into steady, usable income through your post-work years.

From low pensions to delayed dues: These retirement disputes could affect you, too

Why today's workers must pay attention to the pension and gratuity battles already reshaping retirement for millions of Indians.

How to use SWP in mutual funds to create a steady retirement income

A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid running out of money too early.

Is your EPF enough for retirement? Why you need more than PF as a salaried worker

A reality check using 2024–25 data on EPF returns, inflation and medical costs, and why adding PPF, NPS and voluntary investments is now critical for retirement security.

Greece is now the world’s best place to retire — here’s why this Mediterranean paradise tops the 2026 Global Retirement Index

Greece tops the 2026 Global Retirement Index as the world’s best place to retire, offering affordable living, great healthcare, easy residency, and a sunny Mediterranean lifestyle.

Using an SWP to build a steady retirement income stream

A systematic withdrawal plan can turn your investments into a predictable monthly payout, but it works well only when you understand the risks and set it up thoughtfully.

How to plan your retirement with a Systematic Withdrawal Plan (SWP)

A systematic withdrawal plan can turn your mutual fund savings into a monthly income stream, but it works only when withdrawals are paced carefully and the portfolio is managed sensibly.

Annuity or SWP in retirement: How to choose the right income plan for a financially secure life

A reliable retirement income strategy balances stability, flexibility and tax efficiency. Understanding how annuities and systematic withdrawal plans differ can help you build an income stream that supports your lifestyle without unnecessary risk.

Retiring soon? Here’s what happens if you keep your EPF account active after retirement

Before you decide to let your EPF balance sit after retirement, know how it affects your interest, taxation, and withdrawal rules.

How to know if you’re saving enough for retirement

A quick, no-jargon check to see if your monthly saving, investing, and debt choices will actually fund the life you want after work.

What really affects the annuity income you receive in retirement

Several factors decide how much monthly pension your retirement corpus can generate.

National Pension System: Why NPS should be a key investment for retirement

A predictable, low-cost and tax-efficient way to build long-term wealth.

These 10 countries let you retire in style for only Rs 1 lakh a month

Discover 10 affordable destinations where couples can retire comfortably for just Rs 1 lakh ($1,200) a month, according to a latest report. Take a look.

Centre clarifies pension rules: No cut after retirement, last working day to decide benefits

In a recent clarification, the DoPPW explained the significance of the last working day for a government employee in determining pension entitlement.

India Post Payments Bank to offer doorstep digital life certificate facility for EPFO pensioners

EPFO will bear the cost of issuing Digital Life Certificate entirely, making the service free for their pensioners

Ditch the “retire at 60” script — design work you can live with (and live off)

One simple idea: build a career engine that pays you beyond 60, so money never becomes your boss.

Retirement planning: Are solution-oriented funds the smart choice?

These funds promise a mix of growth and safety, but do they fit your retirement goals?

Don’t cash out your EPF: Why today’s relief can wreck tomorrow’s retirement

Withdrawing early from your EPF might feel like a relief today, but you could be handing away years of retirement security.

How much you really need to retire early — the math for 45, 50, and 55

Dreaming of an early exit from work? Here’s how to estimate your ideal corpus based on your age and lifestyle.

EPFO tightens premature final settlement rules amid rising layoffs; full PF payout only after 12 months of job loss

Members can now apply for final PF settlement only after 12 months of leaving employment, compared to the earlier two-month window. Similarly, pension withdrawal will now be allowed after 36 months of unemployment.

How to plan for healthcare costs in retirement in India

Healthcare planning is a vital part of retirement preparation to ensure peace of mind and financial security in later years.

EPFO launches Vishwas Scheme to cut litigation through rationalised penal damages

As of May 2025, outstanding penal damages stood at Rs 2,406 crore, with over 6,000 cases pending across various forums

EPFO 3.0 Explained: What the new PF withdrawal rules mean for 30 crore members

Members can now withdraw up to 75 percent of their EPF corpus while maintaining the mandatory minimum balance of 25% percent.