Moneycontrol PRO
you are here: HomeNewsRetirement
retirement
Jump to
  • Explained | EPF versus NPS: Which is a better retirement option? May 24, 2022 01:21 PM IST

    Explained | EPF versus NPS: Which is a better retirement option?

    Are you planning your retirement kitty? There are two options available, NPS or EPF. But which one is a better option for you? Sumaira Abidi tells you the difference.

  • Explained: How NPS' active and auto allocation choices work May 20, 2022 07:41 AM IST

    Explained: How NPS' active and auto allocation choices work

    Active choice is better suited for savvier investors, while others can choose the passive mode – auto choice - of investing.

  • NPS or EPF: Which is better for retirement planning? May 17, 2022 08:09 AM IST

    NPS or EPF: Which is better for retirement planning?

    EPF is an employee benefit scheme (only salaried individuals get EPF benefits), whereas any individual in any profession or work structure can use NPS to save up for their retirement.

  • Retirement dilemma: When should superstars hang up their boots? May 15, 2022 04:00 PM IST

    Retirement dilemma: When should superstars hang up their boots?

    While there examples of super-achievers who achieved little by dragging on their careers, there are also examples like P.G. Wodehouse who wrote 'Much Obliged Jeeves' when he was 90.

  • Prudent withdrawal strategies can help retirees stave off inflation May 13, 2022 08:11 AM IST

    Prudent withdrawal strategies can help retirees stave off inflation

    Real rate of return on fixed income instruments would be negligible considering the low rate of interest prevailing. Therefore, withdrawing funds from such allocations may not impact the retiree’s returns.

  • Not just saving tax, these top ELSS schemes are also generating wealth Apr 22, 2022 10:20 AM IST

    Not just saving tax, these top ELSS schemes are also generating wealth

    The 3-year lock-in helps fund managers to have a slightly larger portion of small and mid-cap stocks as it prevents a gush of outflows that can be seen in other diversified equity funds.

  • Retiring with Rs 2 crore - How to invest corpus for regular income so it lasts for decades Apr 22, 2022 07:33 AM IST

    Retiring with Rs 2 crore - How to invest corpus for regular income so it lasts for decades

    Divide the corpus into two buckets – one, to meet short-term needs through investment in debt funds, and the other to help grow the corpus through investments in a variety of instruments including equity.

  • Pfizer offers voluntary retirement scheme for field staff Apr 07, 2022 04:17 PM IST

    Pfizer offers voluntary retirement scheme for field staff

    Over the past few years, the company has been on a journey to reshape itself into a more growth-oriented and innovative biopharma company, Pfizer said in a regulatory filing.

  • The Moneycontrol Real Estate show | Need to plan for your senior living asset at least 5-10 years before retirement? Tune in! Apr 06, 2022 08:13 PM IST

    The Moneycontrol Real Estate show | Need to plan for your senior living asset at least 5-10 years before retirement? Tune in!

    In this episode of The Moneycontrol Real Estate show, Moneycontrol's Vandana Ramnani talks to Ankur Gupta, joint managing director, Ashiana Housing, who explains how senior living is different from the concept of old age homes and who should buy into the housing segment.

  • Women’s Day Special | How to invest today for an early retirement tomorrow Feb 26, 2022 12:15 PM IST

    Women’s Day Special | How to invest today for an early retirement tomorrow

    Retiring early to pursue your dreams is good, but your expenses don’t stop. Planning for them in advance is crucial. An early retirement from the rigmaroles of a daily working life is a dream for many. But not many can achieve it. Mrin Agarwal, financial educator, talks to Moneycontrol’s Kayezad E Adajania, and gives handy tips to put in place a plan that takes you to your goal. Early retirement can be fun, but it needs to be well-funded.

  • Should you pay off your home loan before investing for retirement? Feb 17, 2022 09:41 AM IST

    Should you pay off your home loan before investing for retirement?

    Only high-cost debts such as credit card balances and personal loans must be paid off immediately. Low-interest loans can be repaid gradually.

  • For Ratan Tata, retirement is not playing golf or reading while sipping a cocktail Jan 22, 2022 02:01 PM IST

    For Ratan Tata, retirement is not playing golf or reading while sipping a cocktail

    Ratan Tata had told "Humans of Bombay" in 2020 that for him, the urge to do more philanthropic work had never been greater.

  • What is the ‘Three Bucket Strategy’ for golden years? Dec 30, 2021 03:27 PM IST

    What is the ‘Three Bucket Strategy’ for golden years?

  • Max Life survey: 56% Indians fear running out of savings within 10 years of retirement Dec 13, 2021 10:31 AM IST

    Max Life survey: 56% Indians fear running out of savings within 10 years of retirement

    A majority of those polled – 63 percent – say that health will be the most important aspect for them to take care of during their retirement years

  • Personal Finance: Three cornerstones to ensure a sound retirement portfolio Dec 10, 2021 08:54 AM IST

    Personal Finance: Three cornerstones to ensure a sound retirement portfolio

    The first in the four-part retirement series explains the need for timely de-risking, rebalancing and profit-booking in one’s portfolio 

  • Sumit Mohindra of ICICI Prudential Pension Funds on why NPS returns are better than those on mutual funds Dec 03, 2021 10:29 AM IST

    Sumit Mohindra of ICICI Prudential Pension Funds on why NPS returns are better than those on mutual funds

    The long-term nature of NPS plays an extremely critical role in generating better returns

  • Explained: How corporate NPS works and offers additional tax benefits Nov 22, 2021 10:12 AM IST

    Explained: How corporate NPS works and offers additional tax benefits

    NPS gives additional income-tax benefits if your employer offers it too. These deductions are available for old and new income-tax regimes

  • PGIM retirement survey: Half of India isn't prepared financially for life after work Nov 08, 2021 10:52 AM IST

    PGIM retirement survey: Half of India isn't prepared financially for life after work

    Provident fund and gratuity only take care of 30 percent of your total post-retirement corpus requirements

  • Veterans Unpacked | "This is the age of the ‘never satisfied customer’": Sandip Das, former MD & CEO, Reliance Jio Oct 03, 2021 10:13 AM IST

    Veterans Unpacked | "This is the age of the ‘never satisfied customer’": Sandip Das, former MD & CEO, Reliance Jio

    "The pandemic has universally changed our perspectives at work and put us on the fast track to some seminal changes."

  • Go beyond just financial planning for a happy retirement Sep 24, 2021 10:38 AM IST

    Go beyond just financial planning for a happy retirement

    Most of us look at retirement as a vacation and hence plan for it during the last minute

  • Asset allocation in NPS crucial to reaching your retirement goals Aug 11, 2021 09:47 AM IST

    Asset allocation in NPS crucial to reaching your retirement goals

    If your EPF corpus isn’t very large, you can use your NPS as a debt product with high allocations to schemes G and C.

  • Veterans Unpacked | D.S. Brar: "Your network is your net worth, and your credibility is your currency" Jul 31, 2021 01:27 PM IST

    Veterans Unpacked | D.S. Brar: "Your network is your net worth, and your credibility is your currency"

    His advice to young leaders: "Focus on relationships and building trust with your customers, your partners and your employees."

  • The pros and cons of pension funds being allowed to invest in IPOs Jul 22, 2021 10:12 AM IST

    The pros and cons of pension funds being allowed to invest in IPOs

    Since pensions are the chief, and in many cases, the only source of income for senior citizens, PFRDA should ensure that such funds should not take undue risks. This is true especially in the current scenario where loss-making start-ups are tapping the market with atrocious valuations

  • Over 81,000 paramilitary personnel took voluntary retirement, 16,000 resigned between 2011-20: MHA data Jul 16, 2021 04:44 PM IST

    Over 81,000 paramilitary personnel took voluntary retirement, 16,000 resigned between 2011-20: MHA data

    No specific study for ascertaining the reasons for such retirements or resignations has been conducted by the Home Ministry so far, but an analysis carried out by the forces themselves indicates that personal and family issues, health reasons and better career opportunities are some of the main causes, a ministry official said.

  • Factor in inflation, include equity while investing your retirement kitty Jul 13, 2021 09:19 AM IST

    Factor in inflation, include equity while investing your retirement kitty

    Medical inflation itself is around 11 percent. With cost escalation in essentials, investing in equities to maintain your lifestyle becomes important.

Sections
ISO 27001 - BSI Assurance Mark