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mutual funds

Mutual funds are a vehicle for investing in stocks and bonds. It is not an alternative investment option to stocks and bonds, but rather it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities. Buying a mutual fund is like buying a small slice of a big pizza. The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses. Each mutual fund has a specific stated objective (what the fund will invest in) which is laid out in its prospectus – the legal document that contains information about the fund, its history, its officers and its performance. The mutual fund regulations require that the fund’s objectives are clearly spelt out in the prospectus. Some popular objectives include equity (stocks), debt (fixed income securities) and money markets. Mutual Funds in India are managed by an Asset Management Company (AMC) that may have several mutual fund schemes with similar or varied investment objectives. AMCs hire a professional money manager, who buys and sells securities in line with the fund's stated objective. All AMCs Regulated by Securities and Exchange Board of India (SEBI) and funds are governed by a Board of Directors that is supposed to represent the shareholders' interests, rather than the AMC’s. More

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  • Axis Mutual Fund case | Fund house submits internal investigation report to SEBI Jul 05, 2022 06:42 PM IST

    Axis Mutual Fund case | Fund house submits internal investigation report to SEBI

    Axis MF has maintained that it started a suo moto investigation in February 2022.

  • MFs prove a mixed bag in market fall Jul 05, 2022 12:49 PM IST

    MFs prove a mixed bag in market fall

  • Why income may not be fixed in fixed-income funds Jul 05, 2022 07:24 AM IST

    Why income may not be fixed in fixed-income funds

    Fixed income funds or debt funds are typically used to reduce volatility in your portfolio. That doesn’t mean that your returns are guaranteed. There’s a big difference

  • Why new international limits may not last long Jul 04, 2022 03:56 PM IST

    Why new international limits may not last long

  • MC30 Scheme Review | This 20-year-old mutual fund scheme is still among the best ETFs to invest in Jul 04, 2022 08:44 AM IST

    MC30 Scheme Review | This 20-year-old mutual fund scheme is still among the best ETFs to invest in

    Nippon India ETF Nifty BeES is an excellent choice for those who wish to avoid fund managers’ risk and invest in equity markets at a low cost. The fund is a part of MC30, Moneycontrol’s curated basket of mutual fund schemes you can invest in

  • Sebi fines PGIM AMC, its CEO, fund managers for inter-scheme transfers during credit crisis Jul 02, 2022 06:23 AM IST

    Sebi fines PGIM AMC, its CEO, fund managers for inter-scheme transfers during credit crisis

    The cases pertain to an inspection carried out on inter-scheme transfer for the period August 2018 to February 2019. Sebi fined the AMC Rs 25 lakh, CEO Ajit Menon Rs 5 lakh, and three fund managers for Rs 2 lakh each

  • Are mutual funds popular with small investors? Jul 01, 2022 12:32 PM IST

    Are mutual funds popular with small investors?

  • Six important money matters that call for your attention this July Jul 01, 2022 08:04 AM IST

    Six important money matters that call for your attention this July

    Cryptocurrency transfers, freebies to social media influencers, I-T returns, mutual fund investments… there’s a lot happening in July. Here are the operational and regulatory changes you need to watch out for.

  • Bank-sponsored mutual funds paid up to 52% of distribution commissions to parent banks Jul 01, 2022 08:03 AM IST

    Bank-sponsored mutual funds paid up to 52% of distribution commissions to parent banks

    Fund houses not sponsored by banks depended on a mix of national distributors, banks and brokers

  • Moneycontrol Daily: Your Essential 7 Jul 01, 2022 06:13 AM IST

    Moneycontrol Daily: Your Essential 7

    A daily round-up of the most interesting articles to help jump-start the day.

  • July 1: New rules to invest in mutual funds, teething troubles initially, but a safer future Jun 30, 2022 08:13 AM IST

    July 1: New rules to invest in mutual funds, teething troubles initially, but a safer future

    All those SIPs will stop where your broker used to transfer funds from your broking account balance to the mutual fund house. You have to sign up for fresh NACH mandates.

  • Nippon India Mutual Fund stops accepting inflows into international schemes Jun 29, 2022 04:28 PM IST

    Nippon India Mutual Fund stops accepting inflows into international schemes

    More fund houses could also be forced to shut their schemes once again as these new limits are not expected to be substantial

  • Balanced Advantage Funds: Are they living up to the promise in the current volatile markets? Jun 29, 2022 07:41 AM IST

    Balanced Advantage Funds: Are they living up to the promise in the current volatile markets?

    Dynamic Asset Allocation or Balanced Advantage Funds are supposed to be winners when markets correct. Till 21 June 2022, the average return from a basket of 14 BAFs, is minus 6.3 percent YTD. Though negative, it is better than negative 11.3 percent of Nifty YTD.

  • What makes a focused fund different? Jun 28, 2022 12:22 PM IST

    What makes a focused fund different?

  • Rupee weakens: What should you do? Jun 28, 2022 12:10 PM IST

    Rupee weakens: What should you do?

  • Midcap stocks that machines pick: The ones that quant-based mutual funds go after Jun 28, 2022 09:09 AM IST

    Midcap stocks that machines pick: The ones that quant-based mutual funds go after

    The fund manager of quant based scheme identifies stocks using the computer-based algorithm that utilises various macro, fundamental and technical factors including volume, volatility, liquidity, value, momentum and alpha. There are seven quant based equity MF schemes available in India which are following different in-house models to build their portfolio

  • Why your mutual fund’s CAGR return may hide its true performance Jun 28, 2022 07:43 AM IST

    Why your mutual fund’s CAGR return may hide its true performance

    A scheme’s CAGR return does not capture its volatility. It’s the correct stat to judge a scheme, but not the only tool.

  • Moneycontrol Daily: Your Essential 7 Jun 28, 2022 06:17 AM IST

    Moneycontrol Daily: Your Essential 7

    A daily round-up of the most interesting articles to help jump-start the day.

  • Should you invest in NFOs? Jun 27, 2022 07:14 PM IST

    Should you invest in NFOs?

  • These MFs cushioned your fall during market slump… And those that couldn’t Jun 27, 2022 07:49 AM IST

    These MFs cushioned your fall during market slump… And those that couldn’t

    Factors such as rising inflation, weakness of Rupee, rising interest rates and ongoing Russia-Ukraine conflict have impacted different sectors and different segments of the stock markets.

  • Axis MF front running case | Sacked fund manager Viresh Joshi sues MF house alleging wrongful termination Jun 23, 2022 06:23 PM IST

    Axis MF front running case | Sacked fund manager Viresh Joshi sues MF house alleging wrongful termination

    In its reply to Moneycontrol, Axis AMC has rubbished Joshi's allegations and stands by its decision to sack him. Any compensation or damages payable to him is out of question, says the fund house. The investigations are still underway into the alleged case of front-running.

  • Explained: Why re-opening of international mutual funds may benefit only a few investors Jun 22, 2022 08:59 AM IST

    Explained: Why re-opening of international mutual funds may benefit only a few investors

    Only select fund houses have opened their doors of international funds. And they may shut these if they breach their February 1, 2022 limits.

  • Nifty Next50 a favourite hunting ground for active fund managers. Check out their top picks Jun 22, 2022 08:40 AM IST

    Nifty Next50 a favourite hunting ground for active fund managers. Check out their top picks

    Nifty Next50 consists of stocks ranked between the 50th and 100th most liquid stocks on the NSE. Last month, active fund managers added stocks like Bandhan Bank, SBI Cards and Havvels’s from this list.

  • Mutual funds queue up to launch NFOs as July 1 deadline looms Jun 22, 2022 08:00 AM IST

    Mutual funds queue up to launch NFOs as July 1 deadline looms

    SEBI had banned mutual fund from launching new schemes till the new systems pertaining to pool accounts were put in place. The deadline for the new system implementation is July 1. And fund houses are getting ready to launch new schemes

  • New limits for international mutual funds to be redemption-based Jun 21, 2022 05:06 PM IST

    New limits for international mutual funds to be redemption-based

    Mutual funds that have sold stocks of overseas-listed companies to meet investor redemptions will be able to reinvest in overseas-listed stocks. Edelweiss MF, Nippon India MF, ICICI MF announce re-opening of funds, Mirae MF reopens with restrictions. PPFAS MF says it can’t reinvest in overseas-listed stocks as it had not sold any stocks since February 1, Motilal Oswal MF will continue with suspension of fresh investor flows.

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