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    Mutual Funds

    Mutual funds are a vehicle for investing in stocks and bonds. It is not an alternative investment option to stocks and bonds, but rather it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities. Buying a mutual fund is like buying a small slice of a big pizza. The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses. Each mutual fund has a specific stated objective (what the fund will invest in) which is laid out in its prospectus – the legal document that contains information about the fund, its history, its officers and its performance. The mutual fund regulations require that the fund’s objectives are clearly spelt out in the prospectus. Some popular objectives include equity (stocks), debt (fixed income securities) and money markets. Mutual Funds in India are managed by an Asset Management Company (AMC) that may have several mutual fund schemes with similar or varied investment objectives. AMCs hire a professional money manager, who buys and sells securities in line with the fund's stated objective. All AMCs Regulated by Securities and Exchange Board of India (SEBI) and funds are governed by a Board of Directors that is supposed to represent the shareholders' interests, rather than the AMC’s. More

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    • Swiggy QIP: SBI MF, ICICI Prudential MF, Temasek, GIC, and others drive over 4X demand for Rs 10,000 crore QIP

      Temasek, an early backer of Eternal (formerly Zomato), is now looking to bet on Swiggy, sources told Moneycontrol.

    • India’s MF AUM could surge past Rs 300 lakh crore as SIP ticket sizes jump across investor segments: Report

      Salaried millennials in metros now contribute the largest SIP amounts, with average monthly SIPs around Rs 10,000

    • Children are influencing parents to invest, says Groww's Harsh Jain as equity becomes mainstream

      The popular SIP inflows have demonstrated a significant 25 percent CAGR over the past decade, primarily driven by young and new-to-equity market investors from smaller towns and cities

    • Should you invest in sectoral mutual funds in 2025? What they are, and the pros and cons explained

      A simple guide to understanding how sectoral funds work and whether they belong in your portfolio today.

    • MF leaders welcome SEBI’s REIT-as-Equity Move; tax opportunities seen as advantages amid liquidity concerns

      SEBI’s move to classify REITs as equity from January 1 is expected to boost mutual fund participation by easing regulatory limits.

    • How to register a nominee for your bank accounts, mutual funds, and EPF online

      A nomination ensures that your money reaches the person you intend without long legal delays, yet many savers skip this simple step until it becomes a problem for their families.

    • Loan against mutual funds: A flexible way to raise cash without selling investments

      A loan against mutual funds lets you unlock money from your investments without selling them, but it only works well if the need is short term and you are disciplined about repayment.

    • MFs invest over Rs 13,500 crore across 10 IPOs in Oct

      Canara HSBC Life leads with heavy mutual fund demand, while Tata Capital and Lenskart draw muted interest in a mixed month for primary markets

    • Mutual Funds keep cash buffers high in October amid market gains

      Active equity schemes retain elevated reserves even as markets rise and foreign inflows return.

    • PPFAS plans new large-cap fund, sparks investor questions on one-equity-fund philosophy; CEO Parikh to clarify

      The proposed Parag Parikh Large Cap Fund marks the fund house’s first new equity offering in over a decade. Over the years, PPFAS added a few distinctly positioned schemes -- tax-saving, income-oriented, or asset-allocation tools -- rather than overlapping equity products.

    • MF sector unlocks new milestone as equity assets cross Rs 50 lakh crore mark for first time

      The AUC stood at Rs 50.83 lakh crore, marking a record high and a sharp 30 percent rise from the February low of Rs 39.21 lakh crore

    • Mutual Funds vs Mutton Funds: Should you ditch your mutual fund and give your money to a sheep farmer?

      It’s worth a serious consideration, but here is why it doesn’t seem to work

    • NPS, mutual funds, PPF or FDs: Choose the option that works best for you

      A practical guide to understanding which option fits your goals, risk and retirement timeline.

    • India’s next leg of rally: Quant MF predicts new all-time highs, launches innovative SMID long-short fund

      The NFO closes on November 7, 2025. The note explains that the fund aims to bridge an important gap in the market by combining small- and mid-cap exposures within a single, actively managed framework which is a structure not previously available to Indian investors

    • Fintechs worried as new customer consent flow for accessing mutual fund portfolio to increase cost, friction

      Cumbersome new process involves OTP and QR code upload, replacing the earlier one-time consent.

    • Franklin Templeton launches multi-factor quant fund at a time of regulatory churn and high valuations

      The Franklin India Multi-Factor Fund (FIMF), an open-ended equity scheme following a multi-factor quantitative investment strategy, will open for subscription between November 10-24. The fund is designed to complement, not replace, the traditional fundamental way of investing, Franklin India said.

    • SEBI's fee revolution -- Investors cheer, AMCs flinch

      SEBI's proposed mutual fund fee cuts promise to save retail investors thousands annually, but AMCs and brokers are bracing for a profit squeeze that could reshape India's fund industry.

    • Child vs regular mutual funds: Lock-in, tax rules, exit load explained

      Child mutual funds typically have a lock-in period (mostly five years) or until the child turns 18, whichever is earlier, with most fund houses imposing an exit penalty of around 4 percent for withdrawals before maturity.

    • Why mutual funds, FDs, and digital wallets must be part of your estate planning

      Proper planning protects your investment assets and online properties to be easily transferable to your beneficiaries.

    • Mutual funds: How to check your KYC status and update it? Step-by-step guide

      Before you start investing, make sure your KYC is in place. Here’s how to check and update it online in minutes.

    • FIIs pare stakes in Adani Group firms, offload shares worth over Rs 7,000 crore in September quarter

      Foreign investors ease exposure across five Adani firms even as SEBI clears group of regulatory breach allegations.

    • Mutual funds trim cash marginally in September; caution persists amid market swings

      Cash as a share of total equity assets slipped below 3 percent—the lowest in sixteen months—compared with 3.11 percent a month earlier. Total equity AUM stood at Rs 49.06 lakh crore.

    • Not returns but trust is the key to capital market success: Sebi’s Tuhin Kanta Pandey to MF trustees

      Sebi Chairman Tuhin Kanta Pandey emphasized that trust, not just returns, forms the foundation of India’s capital markets. He urged mutual fund trustees to uphold independence, oversight, and accountability to safeguard investor confidence.

    • Getting a digital loan against your mutual funds made simple

      Increasingly, banks and fintechs now enable investors to access liquidity from their holdings in mutual funds without having to sell them.

    • Gifting mutual funds made easy: How to transfer units in non-demat mode

      Passing on your mutual fund units to family or friends doesn’t always need a demat account—here’s how you can do it seamlessly.

    Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347