Mutual funds are a vehicle for investing in stocks and bonds. It is not an alternative investment option to stocks and bonds, but rather it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities. Buying a mutual fund is like buying a small slice of a big pizza. The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses. Each mutual fund has a specific stated objective (what the fund will invest in) which is laid out in its prospectus – the legal document that contains information about the fund, its history, its officers and its performance. The mutual fund regulations require that the fund’s objectives are clearly spelt out in the prospectus. Some popular objectives include equity (stocks), debt (fixed income securities) and money markets. Mutual Funds in India are managed by an Asset Management Company (AMC) that may have several mutual fund schemes with similar or varied investment objectives. AMCs hire a professional money manager, who buys and sells securities in line with the fund's stated objective. All AMCs Regulated by Securities and Exchange Board of India (SEBI) and funds are governed by a Board of Directors that is supposed to represent the shareholders' interests, rather than the AMC’s. More
Gold ETF folios increased from 80.34 lakh to 1.14 crore, while silver ETF folios rose from 11.31 lakh to 47.85 lakh, representing growth of 43 percent and 323 percent, respectively.
Dream Money is a financial services platform owned by Dream11 parent Dream Sports with over a million users. It aims to offer a suite of financial services and products, including insurance, investments, lending, and other digital distribution services.
If your investments feel scattered across too many schemes, you can clean them up carefully without triggering avoidable tax or penalties.
Strap: For us at Jio-Blackrock, the opportunity is to encourage Indians to save, and to make sure that we give them the options to convert those savings into earnings, and hopefully compound their earnings so that they not only work for themselves, but they also work for the Indian economy,” Mukesh Ambani said.
Both funds spread your money across large, mid and small companies, but the way they do it — and the kind of investor they suit — is quite different.
From April 2020 to September 2025, household equity wealth is estimated to have grown by about Rs 53 lakh crore
Fund houses like HDFC Mutual Fund and Franklin Templeton India are expanding on-ground investor education through street plays and nationwide outreach to promote long-term mutual fund investing.
They sound made for the job, but that doesn’t mean they suit everyone
Even as midcaps, smallcaps, and IPOs lost their way through 2025, Indian retail investors poured record amounts into these segments—a paradox revealing extraordinary conviction amid widespread losses
Of the 140 stocks in the BSE MidCap index, 86 ended the year with negative returns, while in the BSE SmallCap index, 871 of the 1,186 stocks were in the red. In the BSE100 index, 61 stocks posted gains and 39 recorded losses.
The Indian mutual fund industry’s assets under management (AUM) eased slightly to about Rs 80.2 lakh crore in December 2025, down from Rs 80.8 lakh crore in November
Mutual funds recorded the strongest increase, with equity assets rising 20.6 percent during the year to Rs 52.25 lakh crore from Rs 43.34 lakh crore a year earlier.
Point-to-point returns or rolling returns — which one should you trust while choosing a mutual fund? Most investors compare mutual funds using 1-year or 3-year returns—but that can be misleading! In this episode of MC Explains, brought to you by Moneycontrol.com and Invesco Mutual Fund, we break down the essential difference between these two return metrics and how they impact your fund-selection decisions. Mutual fund NAVs change every day, and depending on the date you pick, point-to-point returns can vary drastically.
The concentration of flows in flexi cap funds, coupled with rising interest in gold and silver ETFs reveals a market seeking both flexibility and hedging instruments
You don’t need special “child plans” to build money for your child. A simple direct mutual fund, structured correctly, can do the job more efficiently.
SEBI's move to expand credit ratings agencies' mandate is aimed at addressing regulatory gaps faced by market participants, while putting in place safeguards to ensure clear separation between SEBI-regulated rating activities and non-SEBI-regulated businesses.
The difference between direct and regular funds is not about returns alone, it is about advice, behaviour, and how you actually invest over time
Fresh data from ACE Equities show aggregate cash holdings in active equity schemes eased to 4.68 percent in November from 4.79 percent in October. In absolute terms, however, reserves held largely steady at about Rs 2.02 lakh crore, compared with Rs 2.03 lakh crore a month earlier.
A clear look at how ESG funds work, how they have evolved in India, and whether they deserve a place in your long-term portfolio.
A simple guide to how a systematic withdrawal plan can create reliable monthly income, protect your corpus and help you avoid running out of money too early.
Systematic Investment Plan (SIP) inflows remained healthy at Rs 29,445 crore, down just 0.3% MoM due to the month ending on a weekend.
Temasek, an early backer of Eternal (formerly Zomato), is now looking to bet on Swiggy, sources told Moneycontrol.
Salaried millennials in metros now contribute the largest SIP amounts, with average monthly SIPs around Rs 10,000
The popular SIP inflows have demonstrated a significant 25 percent CAGR over the past decade, primarily driven by young and new-to-equity market investors from smaller towns and cities
A simple guide to understanding how sectoral funds work and whether they belong in your portfolio today.