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    • Indian fintechs yet to fully realise potential of AI, says QED’s Sandeep Patil

      AI is a 'great equaliser' and a universal tool, enabling companies to jump ahead and scale without needing a traditional evolution curve, says Patil

    • UPI grows 30% in FY 26, likely to record 240 billion transactions

      Fintechs and payment firms request the government to reintroduce Merchant Discount Rate (MDR) to secure long-term revenue instead of relying on uncertain subsidies

    • Fintechs, payment firms worried as UPI subsidy for FY 26 yet to be disbursed

      According to industry estimates, the actual payout for FY 25 remained at Rs 1,050 crore, compared with the budgetary promise of Rs 2,000 crore and the government's final announcement of Rs 1,500 crore

    • Optimo raises Rs 100 crore from PNB, partners with Godrej Finance for co-lending

      Optimo currently manages over Rs 430 crore in assets under management (AUM), while maintaining gross Non Performing Assets below 0.7 percent

    • Fintech lenders' bad loans decline across digital portfolios as they tighten underwriting

      Indian digital lenders pivot from aggressive growth and distribution to disciplined underwriting, and collections have stabilised non-performing assets after years of high defaults.

    • Valuation, not just war, may have delayed Walmart-backed PhonePe’s IPO plans

      Multiple investors noted that the company's high valuation ask, coupled with concerns over its lack of profits and high ESOP costs, played a role in pausing the IPO process

    • PhonePe pauses IPO process citing geopolitical conflicts and market volatility

      The US-Israel war on Iran has spooked the global markets and the $1.3-billion IPO needed a lot more liquidity than the current market offers, said a source aware of the developments

    • Family offices are test match players, not T20 players, we will wait out the market volatility: Panellists at Moneycontrol Global Wealth Summit

      Family Offices prioritize a long-term view, using market volatility and liquidity as opportunities to build enduring, high-conviction investments, according to wealth managers at the Moneycontrol Global Wealth Summit

    • Paytm to resume delivery of physical gold next month for its digital gold investors

      The mobile payments firm, which had paused physical gold redemption last August, is rolling out revamped infrastructure to enable delivery across more than 12,000 pin codes starting mid-April

    • Fintech Jupiter's plan to pick stake in State Bank of Mauritius India arm falls through

      SBM's new management and the Mauritius government were not keen on the partnership. Jupiter to focus on achieving breakeven over the next 14 months

    • Kunal Shah’s CRED gets payment aggregator licence from RBI

      With the PA licence, the Bengaluru-based platform joins large payment firms like Paytm and PhonePe, expanding its role in the ecosystem

    • Groww-th before the war: brokers add investors for second straight month

      The broking industry sees second straight month of growth, though the West Asia conflict and heightened volatility can upset the momentum in March

    • New milestone: UPI daily transactions cross 800-million mark on March 2; February volumes up 27%

      February saw more than 700 million transactions every day, barring four. UPI has been seeing daily transaction value of more than Rs 1 lakh for 12-15 days a month

    • Ionic Wealth crosses $1 billion AUM, with laser focus on mid-level wealth customers

      By leveraging AI, Ionic Wealth can serve the Rs 1 crore- Rs 25 crore segment, overlooked by private banking, co-founder Shobhit Mathur tells Moneycontrol

    • Fino Payments Bank's digital transactions slide amid mounting regulatory heat

      With its CEO under arrest and digital revenues halving over three quarters, the crisis-hit Fino Payments Bank has seen its UPI transaction value plunge 50% between November 2025 and January 2026.

    • Digital reduced friction and entry barriers for investment and credit, but increased the risk of virtual arrests and financial frauds: Panellists at Rising Bharat Summit 2026

      Digital frauds have grown ten-fold in the last three years, even as India's digital journey successfully unlocks formal credit and investment access for millions

    • Digital gold savings startup Jar searched by Karnataka CID over potential violations

      Jar is being searched at a time when digital gold, as a category, is gaining popularity among both customers and investors, as reported by Moneycontrol.

    • BillDesk acquires Worldline's India business for Rs 650 crore

      The acquisition comes three years after PayU terminated a $4.7 billion deal to acquire BillDesk

    • Growth pangs continue for credit line on UPI despite multiple initiatives from payment firms

      As large banks become indifferent, the future of CLOU now rests on small finance banks targeting semi-urban and rural customers, where traditional credit cards have limited reach

    • MTF posts 43% YoY growth amid concerns of over-leverage

      From Rs 84,000 crore in January 2025, the MTF book has surged by almost 43 percent to Rs 1.2 lakh crore as of January 2026

    • AI summit: Razorpay, NPCI pilot AI-backed, fully automated conversational food and grocery orders using UPI

      The UPI Reserve Pay feature lets users approve UPI spending limits and complete purchases through AI conversations

    • Payments firm Pine Labs partners OpenAI to build conversational AI tools for merchants

      The companies said that AI tools will help businesses manage settlements, recurring payments and disputes. The platform will be open to developers to build solutions on top of the AI infrastructure

    • AI Summit: NPCI unveils in-house AI model to potentially handle UPI disputes, customer service, regulation and ecosystem queries

      FiMI can potentially assist users with transaction issues, mandates and payment-related queries

    • Stable Money raised $25 million in funding led by PeakXV, eight months after $20 million funding

      The digital platform facilitating over ₹5,000 crore in fixed-income investments targets physical expansion to build trust in tier 2 and tier 3 cities

    • PhonePe’s high ESOP expenses a drag on EBITDA margins, Macquarie report

      Walmart-owned payment firm's ESOP payments, which have exceeded Rs 2,000 crore for three consecutive years, are expected to continue the trend this fiscal as well

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