Crar

Budget Snapshot | No pressing need to capitalise PSBs in this Budget

The RBI rules require banks to maintain a minimum Capital to Risk-Weighted Assets Ratio (CRAR) of 11.50%. This requirement applies to credit risk, market risk, and operational risk. As the chart shows, most PSBs have a CRAR of 16% and above

Capital ratios of state-run banks adequate to absorb shocks, boost credit growth, say experts

PSBs raised a total of Rs 1.42 lakh crore from the market in the form of both equity and bonds during FY20 to FY22

What is PCA framework of RBI for banks?

See capital to risk assets ratio @ 11.5% by Mar 31: Dena Bk

Dena Bank CMD Ashwani Kumar hopes that with credit growth and uptick in the market, the bank will be able to have a CRAR of about 11.5 percent by March 31

Canara Bank to raise Rs 2,400 cr by issuing tier II bonds

The public sector lender said the coupon rate on the bonds would be as decided by the Bond Committee of the bank

RBI gives flexibility to banks for equity investment

The RBI said the investment flexibility will be limited to banks that have capital adequacy ratio (CRAR) of 10 percent or more and also made net profit in the previous fiscal.

RBI finalises guidelines for banks to enter insurance biz

They can also act as corporate agents without seeking prior approval from the RBI. However, they will have to comply with IRDA guidelines. Under existing bancassurance guidelines, a bank can act as a corporate agent and sell policy of only one life insurer and one non-life insurance company.

Bad loans may come down to 4% by March 2016: RBI

The report, however, warned that if macroeconomic conditions deteriorate, the GNPA ratio of scheduled commercial banks (SCBs) may increase further and under a severe stress scenario it could rise to around 6.3 percent by March 2016.

RBI to UCBs: Grant unsecured loans up to 25% of assests

To promote lending to priority sectors, the Reserve Bank today allowed urban co-operative banks (UCBs) to grant unsecured loans up to 25 per cent of their assets if certain conditions are met.

Sebi exempts govt from making open offer for Central Bank

Market regulator Sebi has exempted Government of India (GoI) from making an open offer for public shareholders pursuant to its proposal to hike stake in Central Bank of India to 85.31 percent.

PNB to raise Rs 1250 cr by issuing preference share to govt

State-owned Punjab National Bank (PNB) today approved a fund infusion of Rs 1,250 crore through preferential issue of shares to the government.

RBI's final guidelines on securitisation: ICRA

ICRA Ratings has come out with its report on "RBI's final guidelines on securitisation and direct assignment transactions to adversely impact volumes in the near term."

NBFCs seek different capital adequacy norms

Non-banking financial companies (NBFC) have sought different capital adequacy norms for different categories of players against the present system of fixing a fixed ratio for all companies.

IIFCL's capital base hiked to Rs 5Kcr, brought under RBI

The government today decided to hike IIFCL's authorised capital to Rs 5,000 crore for enabling it to lend more to the infrastructure sector, funding need for which has been pegged at USD 1 trillion during the next Plan Period.