Shares of Life Insurance Corporation of India declined by 2.08% to Rs 894 in morning trade. The stock is part of the Nifty Next 50 index. The decline reflects a very bearish sentiment, according to a Moneycontrol analysis.
Financial Snapshot
Standalone Income Statement (Annual)
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Sales | Rs 886,763 Crore | Rs 842,708 Crore | Rs 781,542 Crore | Rs 720,514 Crore | Rs 681,628 Crore |
| Other Income | Rs 3,376 Crore | Rs 14,661 Crore | Rs 7,660 Crore | Rs 788 Crore | Rs 599 Crore |
| Total Income | Rs 890,139 Crore | Rs 857,369 Crore | Rs 789,203 Crore | Rs 721,303 Crore | Rs 682,227 Crore |
| Total Expenditure | Rs 833,627 Crore | Rs 815,944 Crore | Rs 745,615 Crore | Rs 707,442 Crore | Rs 671,217 Crore |
| EBIT | Rs 55,923 Crore | Rs 46,738 Crore | Rs 41,775 Crore | Rs 12,030 Crore | Rs 11,007 Crore |
| Interest | Rs 0 Crore | Rs 126 Crore | Rs 75 Crore | Rs 85 Crore | Rs 112 Crore |
| Tax | Rs 7,772 Crore | Rs 5,936 Crore | Rs 5,302 Crore | Rs 7,902 Crore | Rs 7,993 Crore |
| Net Profit | Rs 48,151 Crore | Rs 40,675 Crore | Rs 36,397 Crore | Rs 4,043 Crore | Rs 2,900 Crore |
Standalone Income Statement (Quarterly)
| Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | |
|---|---|---|---|---|---|
| Sales | Rs 223,917 Crore | Rs 242,479 Crore | Rs 202,823 Crore | Rs 230,331 Crore | Rs 211,129 Crore |
| Other Income | Rs 733 Crore | Rs 906 Crore | Rs 766 Crore | Rs 746 Crore | Rs 957 Crore |
| Total Income | Rs 224,650 Crore | Rs 243,386 Crore | Rs 203,589 Crore | Rs 231,077 Crore | Rs 212,086 Crore |
| Total Expenditure | Rs 212,204 Crore | Rs 220,570 Crore | Rs 190,785 Crore | Rs 222,343 Crore | Rs 199,928 Crore |
| EBIT | Rs 12,589 Crore | Rs 22,399 Crore | Rs 12,751 Crore | Rs 8,723 Crore | Rs 12,050 Crore |
| Interest | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore | Rs 0 Crore |
| Tax | Rs 1,603 Crore | Rs 3,386 Crore | Rs 1,694 Crore | Rs 1,102 Crore | Rs 1,589 Crore |
| Net Profit | Rs 10,986 Crore | Rs 19,012 Crore | Rs 11,056 Crore | Rs 7,620 Crore | Rs 10,461 Crore |
Cash Flow
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Operating Activities | Rs -6,179 Crore | Rs 28,484 Crore | Rs 59,718 Crore | Rs -3,135 Crore | Rs 55,723 Crore |
| Investing Activities | Rs 37,514 Crore | Rs -27,702 Crore | Rs -58,196 Crore | Rs 10,485 Crore | Rs -54,185 Crore |
| Financing Activities | Rs -3,794 Crore | Rs -4,427 Crore | Rs -948 Crore | Rs 0 Crore | Rs 0 Crore |
| Others | Rs 72 Crore | Rs -88 Crore | Rs 296 Crore | Rs -109 Crore | Rs 173 Crore |
| Net Cash Flow | Rs 27,612 Crore | Rs -3,733 Crore | Rs 870 Crore | Rs 7,241 Crore | Rs 1,710 Crore |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Share Capital | Rs 6,325 Crore | Rs 6,325 Crore | Rs 6,325 Crore | Rs 6,325 Crore | Rs 100 Crore |
| Reserves & Surplus | Rs 119,862 Crore | Rs 75,613 Crore | Rs 39,344 Crore | Rs 4,084 Crore | Rs 6,260 Crore |
| Current Liabilities | Rs 48,689 Crore | Rs 63,494 Crore | Rs 59,380 Crore | Rs 71,244 Crore | Rs 82,853 Crore |
| Other Liabilities | Rs 5,448,966 Crore | Rs 5,140,100 Crore | Rs 4,445,462 Crore | Rs 4,148,936 Crore | Rs 3,722,541 Crore |
| Total Liabilities | Rs 5,623,844 Crore | Rs 5,285,532 Crore | Rs 4,550,512 Crore | Rs 4,230,589 Crore | Rs 3,811,755 Crore |
| Fixed Assets | Rs 4,461 Crore | Rs 4,056 Crore | Rs 3,819 Crore | Rs 3,552 Crore | Rs 3,453 Crore |
| Current Assets | Rs 203,286 Crore | Rs 185,703 Crore | Rs 186,279 Crore | Rs 191,117 Crore | Rs 179,201 Crore |
| Other Assets | Rs 5,416,096 Crore | Rs 5,095,772 Crore | Rs 4,360,413 Crore | Rs 4,035,919 Crore | Rs 3,629,101 Crore |
| Total Assets | Rs 5,623,844 Crore | Rs 5,285,532 Crore | Rs 4,550,512 Crore | Rs 4,230,589 Crore | Rs 3,811,755 Crore |
| Contingent Liabilities | Rs 0 Crore | Rs 20,012 Crore | Rs 31,372 Crore | Rs 29,357 Crore | Rs 27,590 Crore |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 76.13 | 64.69 | 57.55 | 6.39 | 4.59 |
| Diluted Eps (Rs.) | 76.13 | 64.69 | 57.55 | 6.39 | 4.59 |
| Book Value /Share (Rs.) | 199.51 | 129.55 | 72.20 | 16.46 | 636.07 |
| Dividend/Share (Rs.) | 12.00 | 10.00 | 3.00 | 1.50 | 0.00 |
| Face Value | 10 | 10 | 10 | 10 | 10 |
| Gross Profit Margin (%) | 6.37 | 4.97 | 5.63 | 1.98 | 1.67 |
| Operating Margin (%) | 6.37 | 4.91 | 5.57 | 1.92 | 1.61 |
| Net Profit Margin (%) | 5.42 | 4.82 | 4.65 | 0.56 | 0.42 |
| Return on Networth / Equity (%) | 38.15 | 49.64 | 79.69 | 38.84 | 45.60 |
| ROCE (%) | 1.01 | 0.79 | 0.97 | 0.33 | 0.29 |
| Return On Assets (%) | 0.85 | 0.76 | 0.79 | 0.09 | 0.07 |
| Current Ratio (X) | 4.18 | 2.92 | 3.14 | 2.68 | 2.16 |
| Quick Ratio (X) | 4.18 | 2.92 | 3.14 | 2.68 | 2.16 |
| Debt to Equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratios (X) | -- | 332.01 | 579.72 | 167.58 | 101.55 |
| Asset Turnover Ratio (%) | 0.16 | 0.17 | 0.18 | 0.18 | 0.19 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 10.94 | 11.19 | 12.78 | 13.43 | 14.18 |
| 3 Yr CAGR Net Profit (%) | 245.10 | 274.48 | 266.30 | 22.63 | 8.89 |
| P/E (x) | 10.50 | 14.16 | 9.28 | 0.00 | 0.00 |
| P/B (x) | 4.01 | 7.06 | 7.40 | 0.00 | 0.00 |
| EV/EBITDA (x) | 7.85 | 12.99 | 6.81 | 0.00 | 0.00 |
| P/S (x) | 0.57 | 0.69 | 0.43 | 0.00 | 0.00 |
Corporate Actions
Life Insurance Corporation of India announced a final dividend of Rs 12 per share (120%) on May 27, 2025, with an effective date of July 25, 2025. Earlier dividends include Rs 6 per share (60%) final dividend announced on May 27, 2024, and an interim dividend of Rs 4 per share (40%) announced on February 8, 2024.
Shares of Life Insurance Corporation of India were trading at Rs 894, down 2.08% in morning trade.
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