Hotel loyalty programmes: How to turn nights into free stays and upgrades
Hotels are pushing loyalty hard, and the perks can be real — free nights, room upgrades, breakfast, late checkout, and lounge access
Locking FDs during high inflation: What actually makes sense
Use an FD ladder to keep safety while leaving room to reinvest if rates rise, and weigh real returns against inflation.
How bank mergers affect fixed deposit and recurring deposit customers
Know what changes for your interest rates, renewals, penalties, and account details when your bank merges.
How safe are cooperative bank deposits after recent RBI crackdowns?
Know what DICGC covers, how to gauge bank health, and when to diversify.
UPI AutoPay takes the stress out of recurring payments
Seamless payments, smarter budgeting, and stress-free monthly bills.
International airline credit cards for Indians: Here's what frequent flyers should know
Airline co-branded cards are courting Indian travellers with faster miles, status shortcuts and lounge access
What a top-up home loan really is — and how much you can get
Already paying a home loan? You might be sitting on a cheaper way to borrow more money.
PPF rules for NRIs: Can parents fund a daughter’s account after she moves abroad?
According to PPF rules, an individual cannot deposit more than Rs 1.5 lakh in total across their account and those of their children
FD Interest Rates: Compare top banks for two-year deposits
IndusInd Bank offers the highest 2-year FD rate at 7%, followed by Axis Bank, HDFC Bank, and others. Compare rates to maximize your returns on fixed deposits up to Rs 1 crore.
How paying EMIs on time boosts your credit score
Consistent, timely payments show lenders you’re dependable — and that trust translates into a higher score.
Does using debit card EMI impact your credit score? Here’s what you should know
Debit card EMIs are convenient, but they don’t always work the same way as credit-based loans.
Planning to buy gold in instalments? Here’s how to do it right
Gold schemes can help you save smartly but some precautions are called for
How a credit freeze can shield you from identity theft
Locking your credit report may sound extreme, but it’s one of the smartest ways to stop fraud before it starts.
5 habits that will keep your credit card safe
As digital payments rise, safeguarding your card is no longer optional — it’s essential
Armed with AI, scammers go hi-tech; here's how to guard against trading frauds
Scammers are increasingly using deepfakes, fake apps and other AI methods to deceive investors. Almost Rs 20,000 crore was lost to such frauds in 2024
SIPs vs recurring deposits: How to grow monthly savings the smart way
Use RDs for certainty and near-term goals, SIPs for long-term growth—and mix both to balance safety and returns.
What is FOIR, and how does it affect your personal loan approval
Understanding your FOIR can help you plan your personal loan better and increase your chances of approval.
Make idle cash work harder for you with sweep-in FDs
Earn FD rates on idle balances while keeping your money a tap away.
Multiple savings accounts or one: What actually earns you more?
Stack cash in one high-yield account for better interest, but keep a separate buffer for emergencies and goal-based spends.
Gold, silver inch up on MCX but global pressure weigh on sentiment
Despite the near-term weakness, bullion remains supported by long-term factors such as central bank gold purchases, geopolitical tensions and expectations of lower interest rates, experts said
How are gifts to Hindu Undivided Family taxed? Key rules every taxpayer should know
The threshold limit of Rs 50,000 applies only to gifts received by the HUF from non-specified relatives during a financial year. If the total value of such gifts exceeds Rs 50,000, then the entire amount becomes taxable in the hands of the HUF.
International funds deliver up to 72% returns; global diversification pays off
According to ACE Mutual Fund data, top 10 international funds delivered between 32 percent and 72 percent returns in one year
Paying with your MF? Here's all you need to know about UPI's ‘Pay with Mutual Fund’ feature
The payment amount is sourced from liquid fund holdings with the redemption happening at the back-end and the funds flowing out almost immediately
Why a high credit score is worth more than you think
Beyond easy loans, a strong credit score can open doors to better deals and unexpected perks.
