Piramal Enterprises Limited has announced that it will be interacting with analysts and institutional investors at the Ashwamedh – Elara India Dialogue 2025 in Mumbai on September 2, 2025, and at the Motilal Oswal 21st Annual Global Investor Conference.
The investor presentation to be made at the conferences has been enclosed with the intimation.
The company has been transforming into a retail-led NBFC, with retail now forming 80% of the total AUM. The AUM has grown and mix Legacy book. Operating efficiency has also improved.
In Q1 FY26, the consolidated AUM was up 22% YoY, led by retail, and consolidated PAT was up 52% YoY to ₹276 Crore. The growth business PBT stood at ₹295 Crore, up 44% YoY.
The company’s total AUM stood at ₹85,756 Crore as of Q1 FY26, with retail AUM at ₹69,005 Crore and Wholesale 2.0 AUM at ₹10,425 Crore. The Legacy (discontinued) AUM was ₹6,327 Crore.
The company is focused on a multi-product retail platform, including housing loans, LAP, used car loans, business loans, salaried PL, and digital loans. The company has a presence in 517 branches across 26 states.
The company is also scaling up new channels for liabilities (DA and co-lending) and assets (CSCs). Disbursements through direct assignment reached ~₹2,500 Crore, a 7x growth in Q1 FY26 over Q1 FY25.
Piramal Enterprises is leveraging AI and agentic solutions to drive real impact on productivity, risk management, and customer experience.
The company's liabilities management includes diversified borrowings, with long-term ratings from ICRA and CARE at AA (Outlook Stable) and short-term ratings from CRISIL, ICRA, and CARE at A1+.
The proposed merger of PEL with PFL is expected to be completed by Q3 FY26, which will simplify the group structure and provide shareholders with direct access to the entire lending business.
The company has a strong ESG framework, focusing on environmental, social, and governance aspects.
The company’s total assets stood at ₹95,942 Crore, with a net worth of ₹27,174 Crore and gross debt of ₹68,767 Crore.
The company is focused on continued diversification of borrowings, with a mix of NCDs/bonds, loans, CP, ECB, and securitization.
The company is focused on continued diversification of borrowings, with a mix of NCDs/bonds, loans, CP, ECB, and securitization.
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