UTI Ultra Short Duration Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 67 (Category Avg - 62.00) | Modified Duration 0.49 Years (Category Avg - 0.42)| Yield to Maturity 6.63% (Category Avg - 6.45%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	1.46%	3.09%
CD	37.08%	34.25%
T-Bills	2.70%	7.47%
CP	12.66%	10.65%
NCD & Bonds	46.34%	42.37%
PTC	0.00%	1.25%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	4.16%	10.57%
Low Risk	96.08%	88.52%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1469.19	4.22%	150.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1218.37	3.50%	125.00
Bond - Tata Communications Ltd.	NCD & Bonds	Telecom - cellular & fixed line services	CARE AAA	CARE	1008.43	2.90%	10.00 k
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	1008.25	2.89%	10.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1006.79	2.89%	10.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1006.36	2.89%	10.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1003.90	2.88%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	983.78	2.82%	100.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	979.44	2.81%	100.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	974.68	2.80%	100.00
Bond - J S W Energy Ltd.	CP	Power generation	A1+	ICRA	971.10	2.79%	100.00
Bond - Equitas Small Finance Bank Ltd.	CD	Other bank	P1+	CRISIL	952.74	2.74%	100.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	754.21	2.17%	750.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	752.79	2.16%	750.00
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	747.47	2.15%	750.00
Bond - Angel One Ltd.	CP	Stockbroking & allied	A1+	ICRA	737.87	2.12%	75.00 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	729.47	2.09%	75.00 Cr
Bond - Aditya Birla Renewables Ltd.	NCD & Bonds	Power generation	AA	CRISIL	659.88	1.89%	6.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	507.52	1.46%	500.00
Bond - PNB Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA+	CRISIL	505.41	1.45%	5.00 k
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	504.68	1.45%	5.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	503.36	1.45%	500.00
Bond - GIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA+	CRISIL	503.13	1.44%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	502.11	1.44%	5.00 k
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	501.98	1.44%	5.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	501.33	1.44%	5.00 k
Bond - Sikka Ports & Terminals Ltd.	NCD & Bonds	Port & port services	AAA	CRISIL	499.71	1.43%	500.00
Bond - Au Small Finance Bank Ltd.	CD	Other bank	F1+	FITCH	495.81	1.42%	50.00 Cr
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	495.72	1.42%	50.00 Cr
Bond - Credila Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.51	1.42%	50.00 Cr
Bond - T-Bill	T-Bills	Other			495.29	1.42%	50.00 Cr
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	491.90	1.41%	50.00 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	491.37	1.41%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	489.72	1.41%	50.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	489.56	1.41%	50.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	487.86	1.40%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.50	1.40%	50.00 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	486.91	1.40%	50.00 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	486.37	1.40%	50.00 Cr
Bond - Equitas Small Finance Bank Ltd.	CD	Other bank	P1+	CRISIL	484.74	1.39%	50.00 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	482.08	1.38%	50.00 Cr
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	481.83	1.38%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	479.05	1.38%	50.00 Cr
Bond - T-Bill	T-Bills	Other			444.87	1.28%	45.00 Cr
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	300.84	0.86%	300.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	253.53	0.73%	2.50 k
Bond - Nirma Ltd.	NCD & Bonds	Household products	AA	CRISIL	252.92	0.73%	2.50 k
Bond - Govt of India	GOI	Other			254.66	0.73%	25.00 Cr
Bond - Govt of India	GOI	Other			253.03	0.73%	25.00 Cr
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	A1+	ICRA	249.08	0.72%	25.00 Cr
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	251.88	0.72%	2.50 k
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA	FITCH	251.71	0.72%	2.50 k
Bond - ICICI Home Finance Company Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	251.57	0.72%	2.50 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	251.43	0.72%	250.00
Bond - Nirma Ltd.	NCD & Bonds	Household products	AA	CRISIL	251.14	0.72%	2.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	250.74	0.72%	2.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	250.67	0.72%	250.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	250.42	0.72%	250.00
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.13	0.70%	25.00 Cr
Bond - 360 ONE WAM Ltd.	CP	Other financial services	A1+	ICRA	243.64	0.70%	25.00 Cr
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	242.89	0.70%	25.00 Cr
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	240.72	0.69%	2.40 k
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	190.59	0.55%	1.90 L
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	151.22	0.43%	1.50 k
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	136.65	0.39%	1.35 L
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	100.01	0.29%	100.00
Bond - Tata Motors Ltd.	NCD & Bonds	Passenger cars & utility vehicles	AA+	CRISIL	30.02	0.09%	30.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	0.64%
Margin	Margin	0.03%
Net Receivables	Net Receivables	-0.91%

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NITINPIMPALE
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8 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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20 days ago

View more

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The Fixed Income
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1 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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71 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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84 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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121 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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