UTI Ultra Short Duration Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 77 (Category Avg - 64.08) | Modified Duration 0.47 Years (Category Avg - 0.43)| Yield to Maturity 6.42% (Category Avg - 6.28%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	1.21%	3.02%
CD	34.18%	34.69%
T-Bills	6.96%	7.26%
CP	12.86%	12.26%
NCD & Bonds	34.59%	35.95%
PTC	0.00%	0.71%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	8.17%	10.28%
Low Risk	81.63%	83.61%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1212.44	2.88%	125.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	1009.36	2.40%	10.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1007.89	2.40%	10.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1004.90	2.39%	1.00 k
Bond - T-Bill	T-Bills	Other			997.48	2.37%	100.00
Bond - T-Bill	T-Bills	Other			996.45	2.37%	100.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	982.72	2.34%	100.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	974.51	2.32%	100.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	969.95	2.31%	100.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	755.78	1.80%	7.50 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	755.08	1.80%	750.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	752.76	1.79%	750.00
Bond - Equitas Small Finance Bank Ltd.	CD	Other bank	F1+	FITCH	748.60	1.78%	75.00 Cr
Bond - Angel One Ltd.	CP	Stockbroking & allied	PR1+	CARE	747.28	1.78%	75.00 Cr
Bond - Angel One Ltd.	CP	Stockbroking & allied	A1+	ICRA	732.65	1.74%	75.00 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	725.94	1.73%	75.00 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	725.24	1.72%	75.00 Cr
Bond - Aditya Birla Renewables Ltd.	NCD & Bonds	Power generation	AA	CRISIL	660.17	1.57%	6.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	507.26	1.21%	500.00
Bond - PNB Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA+	CRISIL	506.20	1.20%	5.00 k
Bond - GIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA+	CRISIL	503.87	1.20%	5.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	503.64	1.20%	500.00
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	502.34	1.19%	5.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	502.23	1.19%	5.00 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	501.78	1.19%	5.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	501.54	1.19%	500.00
Bond - Sikka Ports & Terminals Ltd.	NCD & Bonds	Port & port services	AAA	CRISIL	499.81	1.19%	500.00
Bond - Tata Teleservices (Maharashtra) Ltd.	CP	Telecom - cellular & fixed line services	P1+	CRISIL	498.84	1.19%	50.00 Cr
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	497.98	1.18%	50.00 Cr
Bond - Au Small Finance Bank Ltd.	CD	Other bank	F1+	FITCH	493.37	1.17%	50.00 Cr
Bond - T-Bill	T-Bills	Other			493.03	1.17%	50.00 Cr
Bond - Credila Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	492.88	1.17%	50.00 Cr
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	492.66	1.17%	50.00 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	492.59	1.17%	50.00 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	492.53	1.17%	50.00 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	492.45	1.17%	50.00 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	492.05	1.17%	50.00 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	491.44	1.17%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	489.61	1.16%	50.00 Cr
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	488.57	1.16%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.37	1.16%	50.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.14	1.16%	50.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	485.41	1.15%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	485.17	1.15%	50.00 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	484.49	1.15%	50.00 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	484.04	1.15%	50.00 Cr
Bond - Equitas Small Finance Bank Ltd.	CD	Other bank	P1+	CRISIL	481.86	1.15%	50.00 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	479.59	1.14%	50.00 Cr
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	478.79	1.14%	50.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	476.64	1.13%	50.00 Cr
Bond - T-Bill	T-Bills	Other			442.80	1.05%	45.00 Cr
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	301.19	0.72%	300.00
Bond - Govt of India	GOI	Other			254.82	0.61%	25.00 Cr
Bond - Govt of India	GOI	Other			253.11	0.60%	25.00 Cr
Bond - Nirma Ltd.	NCD & Bonds	Household products	AA	CRISIL	253.05	0.60%	2.50 k
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	253.02	0.60%	2.50 k
Bond - ICICI Home Finance Company Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	251.94	0.60%	2.50 k
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA	FITCH	251.85	0.60%	2.50 k
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	251.61	0.60%	250.00
Bond - Nirma Ltd.	NCD & Bonds	Household products	AA	CRISIL	251.49	0.60%	2.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	251.09	0.60%	2.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	250.98	0.60%	250.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	250.64	0.60%	250.00
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	250.20	0.60%	250.00
Bond - Motilal Oswal Finvest Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	250.15	0.59%	2.50 k
Bond - Astec Lifesciences Ltd.	CP	Pesticides & agrochemicals	A1+	ICRA	249.87	0.59%	25.00 Cr
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	A1+	ICRA	247.87	0.59%	25.00 Cr
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	243.87	0.58%	25.00 Cr
Bond - 360 ONE WAM Ltd.	CP	Other financial services	A1+	ICRA	242.32	0.58%	25.00 Cr
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	241.68	0.57%	25.00 Cr
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	240.83	0.57%	2.40 k
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	190.62	0.45%	1.90 L
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	151.26	0.36%	1.50 k
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	150.70	0.36%	1.50 k
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	136.56	0.32%	1.35 L
Bond - Tata Projects Ltd.	NCD & Bonds	Civil construction	AA	FITCH	100.11	0.24%	100.00
Bond - Tata Motors Ltd.	NCD & Bonds	Passenger cars & utility vehicles	AA+	CRISIL	30.02	0.07%	30.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	8.92%
Net Receivables	Net Receivables	1.26%
Margin	Margin	0.02%

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hunch
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21 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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36 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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1 days ago

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  Boost Your Investment with a High-Return Secured NBFC Bond Vivriti Capital Limited – 2026 Bonds now listed on The Fixed Income ✔️ Coupon: 9.00% p.a. ✔️ Rating: CARE A+ Stable ✔️ Tenor: 1 year 1 month (Maturity: Nov 04, 2026) ✔️ Senior Secured | NBFC Bond | High Return | Listed Tap into a secured bond offering attractive returns from a trusted NBFC—perfect for investors seeking stability and growth in a short tenure. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhbmJnPT0=/900-vivriti-capital-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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87 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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87 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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93 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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