UTI-Dynamic Bond Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 19 (Category Avg - 29.55) | Modified Duration 7.16 Years (Category Avg - 5.98)| Yield to Maturity 7.15% (Category Avg - 6.98%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	59.73%	60.37%
CD	0.00%	1.20%
T-Bills	0.00%	0.35%
CP	0.00%	0.23%
NCD & Bonds	35.59%	32.48%
PTC	0.00%	0.16%

Category - Dynamic Bond Fund

Security Type	% Weight	Category Average
Government Backed	59.73%	60.72%
Low Risk	35.59%	33.80%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Bond Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			843.55	18.06%	85.00 Cr
Bond - Govt of India	GOI	Other			340.12	7.28%	35.00 Cr
Bond - Govt of India	GOI	Other			262.56	5.62%	25.00 Cr
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	256.53	5.49%	2.50 k
Bond - Govt of India	GOI	Other			256.03	5.48%	25.00 Cr
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.54	5.45%	2.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	253.55	5.43%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	250.25	5.36%	2.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.08	5.36%	2.50 k
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	245.77	5.26%	2.50 k
Bond - Govt of India	GOI	Other			234.59	5.02%	25.00 Cr
Bond - Govt of India	GOI	Other			200.88	4.30%	20.00 Cr
Bond - Govt of India	GOI	Other			200.08	4.28%	20.00 Cr
Bond - Govt of India	GOI	Other			153.90	3.30%	15.00 Cr
Bond - Govt of India	GOI	Other			151.15	3.24%	15.00 Cr
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	100.40	2.15%	1.00 k
Bond - Govt of India	GOI	Other			98.14	2.10%	10.00 Cr
Bond - Mankind Pharma Ltd.	NCD & Bonds	Pharmaceuticals	AA+	CRISIL	50.79	1.09%	500.00
Bond - Govt of India	GOI	Other			48.96	1.05%	5.00 Cr

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	3.49%
TREPS	TREPS	0.89%
Margin	Margin	0.30%

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krishna_ksvs
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1 days ago

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hunch
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35 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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2 days ago

Secure Fixed Returns with Senior Secured Bonds 9.15% Vivriti Capital Ltd – 2027 ✔️ Coupon: 9.15% p.a. ✔️ Rating: CARE A+ Stable ✔️ Tenor: 2y 1m (Maturity: 04/Nov/2027) Senior Secured | NBFC Bond | High Return | Listed A short-term, secured NBFC bond offering attractive returns with strong credit backing. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhbmJ3PT0=/915-vivriti-capital-limited-2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Fixed Returns with Senior Secured Bonds 9.15% Vivriti Capital Ltd – 2027 ✔️ Coupon: 9.15% p.a. ✔️ Rating: CARE A+ Stable ✔️ Tenor: 2y 1m (Maturity: 04/Nov/2027) Senior Secured | NBFC Bond | High Return | Listed A short-term, secured NBFC bond offering attractive returns with strong credit backing. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhbmJ3PT0=/915-vivriti-capital-limited-2027?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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64 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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101 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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102 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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