SBI Fixed Maturity Plan (FMP) - Series 78 - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Close Ended Fund. New investments not allowed in this fund.

No of Debt Holding 15 (Category Avg - 13.24) | Modified Duration 0.00 Years (Category Avg - 2.37)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 31st Oct,2025)

Category - Fixed Maturity Plans - Debt

Category - Fixed Maturity Plans - Debt

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			302.68	23.37%	30.00 L
Bond - Govt of India	GOI	Other			302.15	23.33%	30.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	90.34	6.98%	900.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	90.22	6.97%	90.00
Bond - Govt of India	GOI	Other			87.14	6.73%	8.90 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	80.26	6.20%	800.00
Bond - Govt of India	GOI	Other			52.60	4.06%	5.40 L
Bond - Govt of India	GOI	Other			50.46	3.90%	5.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	40.12	3.10%	40.00
Bond - Govt of India	GOI	Other			38.96	3.01%	4.00 L
Bond - Govt of India	GOI	Other			34.79	2.69%	3.50 L
Bond - Govt of India	GOI	Other			23.04	1.78%	2.32 L
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	20.14	1.56%	20.00
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	20.07	1.55%	200.00
Bond - Govt of India	GOI	Other			12.19	0.94%	1.25 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.05%
Net Receivables	Net Receivables	1.78%