Nippon India Dynamic Bond Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

To generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt Instruments.

Scheme Details

Fund manager(s) – Kinjal Desai , Lokesh Maru , Vivek Sharma , Pranay Sinha , Divya Dutt Sharma
Launch date – 15-Nov-2004
Expense ratio – 0.74% as declared on 30-Sep-2025 (category average is 1.24%)
Benchmark - NIFTY Composite Debt Index A-III

Min SIP amount - ₹100
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

4336.47

0.00

0.00%

Sep - 2025	4336.47	0.00%
Aug - 2025	4362.48	0.00%
Jul - 2025	4629.26	0.00%
Jun - 2025	4637.48	0.00%
May - 2025	4613.11	0.00%
Apr - 2025	4444.67	0.00%
Mar - 2025	4358.47	0.00%
Feb - 2025	4312.21	0.00%
Jan - 2025	4286.21	0.00%

2024

4233.54

0.00

0.00%

Dec - 2024	4233.54	0.00	0.00%
Nov - 2024	4366.03	0.00	0.00%
Oct - 2024	4395.10	0.00	0.00%
Sep - 2024	4372.04	0.00	0.00%
Aug - 2024	4566.31	0.00	0.00%
Jul - 2024	4576.03	0.00	0.00%
Jun - 2024	4580.48	0.00	0.00%
May - 2024	4606.22	34331.72	13.42%
Apr - 2024	4554.19	34044.21	13.38%
Mar - 2024	4559.36	33349.19	13.67%
Feb - 2024	4549.40	33224.40	13.69%
Jan - 2024	4513.53	32760.84	13.78%

2023

4494.83

32573.79

13.80%

Dec - 2023	4494.83	32573.79	13.80%
Nov - 2023	4460.98	32386.70	13.77%
Oct - 2023	4428.81	32322.43	13.70%
Sep - 2023	4468.14	32187.59	13.88%
Aug - 2023	4521.09	32377.38	13.96%
Jul - 2023	4513.72	32066.63	14.08%
Jun - 2023	4511.41	31877.33	14.15%
May - 2023	4492.56	31669.96	14.19%
Apr - 2023	4477.43	31974.86	14.00%
Mar - 2023	3922.97	29084.59	13.49%
Feb - 2023	3340.27	25159.72	13.28%
Jan - 2023	3214.61	24536.31	13.10%

2022

3406.17

24472.10

13.92%

Dec - 2022	3406.17	24472.10	13.92%
Nov - 2022	3680.52	24688.79	14.91%
Oct - 2022	3053.29	23884.04	12.78%
Sep - 2022	3030.23	23792.98	12.74%
Aug - 2022	3565.18	24513.76	14.54%
Jul - 2022	2942.91	23084.29	12.75%
Jun - 2022	3070.46	22971.35	13.37%
May - 2022	3193.48	23543.81	13.56%
Apr - 2022	4493.63	26173.95	17.17%
Mar - 2022	4507.10	26460.57	17.03%
Feb - 2022	4610.84	27303.93	16.89%
Jan - 2022	4708.37	28986.80	16.24%

2021

4701.67

29450.05

15.96%

Dec - 2021	4701.67	29450.05	15.96%
Nov - 2021	4046.71	28336.34	14.28%
Oct - 2021	3863.37	29015.83	13.31%
Sep - 2021	3085.46	27197.89	11.34%
Aug - 2021	2808.79	26680.32	10.53%
Jul - 2021	2672.13	25740.05	10.38%
Jun - 2021	2705.18	26030.24	10.39%
May - 2021	2717.25	26020.47	10.44%
Apr - 2021	2706.39	25329.17	10.68%
Mar - 2021	3075.43	27053.55	11.37%
Feb - 2021	2552.75	25121.63	10.16%
Jan - 2021	2747.86	26237.00	10.47%

2020

2623.78

25394.94

10.33%

Dec - 2020	2623.78	25394.94	10.33%
Nov - 2020	2403.16	23847.04	10.08%
Oct - 2020	2299.72	22814.41	10.08%
Sep - 2020	1276.37	20878.23	6.11%
Aug - 2020	1202.13	20055.49	5.99%
Jul - 2020	1009.71	18672.03	5.41%
Jun - 2020	763.82	16373.30	4.67%
May - 2020	721.08	16081.01	4.48%
Apr - 2020	733.96	16181.43	4.54%
Mar - 2020	807.34	16974.51	4.76%
Feb - 2020	824.68	17288.94	4.77%
Jan - 2020	821.59	16890.71	4.86%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Nippon Life India Asset Management Limited

Registered Office: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400 013
Tel no.: 022-6808 7000/1860 266 0111
Fax no.: 022-6808 7097
Website.: mf.nipponindiaim.com