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UTI Short Term Income Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Short Duration Fund
Fund House :
  • NAV
    : ₹ 27.1576 0.01%
    (as on 28th September, 2022)
Crisil Rank
Above average performance among peers
Risk-O-Meter
Moderate

The fund has 189.2% investment in Debt, of which 57.52% in Government securities, 131.68% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

This Scheme
VS
  • CRISIL 10 Year Gilt Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 28th September, 2022)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 21-Sep-22 9984.80 -0.15% - -0.13% 15/28
1 Month 26-Aug-22 10020.20 0.20% - -0.25% 2/27
3 Month 28-Jun-22 10152.70 1.53% - 1.12% 5/27
6 Month 28-Mar-22 10158.70 1.59% - 1.48% 4/27
YTD 31-Dec-21 10252.90 2.53% - 2.47% 4/26
1 Year 28-Sep-21 10567.70 5.68% 5.68% 3.91% 4/26
2 Year 28-Sep-20 11449.60 14.50% 7.00% 5.03% 4/24
3 Year 27-Sep-19 12704.60 27.05% 8.29% 6.10% 1/24
5 Year 28-Sep-17 12861.00 28.61% 5.16% 6.01% 17/22
Since Inception 04-Jan-13 19849.10 98.49% 7.29% 7.36% 17/25

SIP Returns (NAV as on 28th September, 2022)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 28-Sep-21 12000 12255.31 2.13 % 3.95 %
2 Year 28-Sep-20 24000 25611.09 6.71 % 6.37 %
3 Year 27-Sep-19 36000 40138.67 11.5 % 7.19 %
5 Year 28-Sep-17 60000 69863.36 16.44 % 6.02 %
 

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2022)

No of Debt Holding 80 (Category Avg - 54.07) | Modified Duration 2.34 Years (Category Avg - 1.57)| Yield to Maturity 6.89% (Category Avg - 6.99%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 55.22% 28.17%
CD 4.32% 9.97%
T-Bills 2.30% 4.73%
CP 0.00% 1.51%
NCD & Bonds 126.76% 59.33%
PTC 0.60% 0.56%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 57.52% 32.90%
Low Risk 131.68% 60.35%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 5.10%
Net Receivables Net Receivables 2.94%
TREPS TREPS 2.16%
Margin Margin 0.30%
Margin Margin 0.30%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th August, 2022)

  • Standard Deviation

    Low volatility
    2.49vs4
    Category Avg
  • Beta

    High volatility
    2.94vs1.15
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    1.45vs0.57
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.01vs0.01
    Category Avg
  • Jension's Alpha

    Better risk adjusted returns
    0.32vs-0.55
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Bank of India Short Term Income Fund - Direct Plan - Growth 1 45.16 -0.11 1.05 16.16 17.70 7.35
IDBI Short Term Bond Fund - Direct Plan - Growth 2 32.42 -0.04 1.50 0.77 10.68 7.94
Franklin India Short Term Income Plan - Direct - Growth 1 504.71 -0.43 0.17 -0.14 8.33 3.31
ICICI Prudential Short Term Fund - Direct Fund - Growth 5 15615.34 0.39 2.44 2.62 4.25 7.37
Aditya Birla Sun Life Short Term Fund - Direct Plan - Growth 5 5762.45 0.12 1.87 1.88 3.84 7.03
Axis Short Term Fund - Direct Plan - Growth 4 7563.71 0.01 1.46 1.39 3.26 6.67
Sundaram Short Duration Fund - Direct Plan - Growth 4 205.35 0.17 1.30 1.30 3.22 6.13
Nippon India Short Term Fund - Direct Plan - Growth 3 6621.69 -0.15 1.36 0.85 2.88 6.68
HDFC Short Term Debt Fund - Direct Plan - Growth 3 13618.94 0.05 1.50 1.26 2.87 6.76
Mirae Asset Short Term Fund - Direct Plan - Growth 3 448.96 -0.04 1.31 1.21 2.83 5.84

More Funds from

Out of 50 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 3 is/are ranked 4 * , 14 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 25 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI Liquid Cash Plan - Direct Plan - Growth 3 32857.36 0.41 1.27 2.31 4.11 4.09
UTI Flexi Cap Fund - Direct Plan - Growth 2 26503.19 -2.46 9.81 -0.78 -9.98 19.01
UTI Mastershare Unit Scheme - Direct Plan - Growth 3 10570.15 -2.68 7.96 -0.94 -3.75 16.33
UTI Nifty 50 Index Fund - Direct Plan - Growth 4 8528.57 -4.00 6.72 -1.29 -3.94 14.54
UTI Money Market Fund - Direct Plan - Growth 5 8163.61 0.35 1.25 2.12 4.14 4.96
UTI Mid Cap Fund - Direct Plan - Growth 3 7233.45 -0.69 13.40 6.49 3.38 25.89
UTI Value Opportunities Fund - Direct Plan - Growth 3 6922.66 -2.93 9.29 1.36 -1.32 18.31
UTI Overnight Fund - Direct Plan - Growth NA 6909.40 0.45 1.28 2.29 3.99 3.67
UTI Hybrid Equity Fund - Direct Plan - Growth 4 4447.63 -2.80 6.00 1.78 0.61 15.80
UTI Arbitrage Fund - Direct Plan - Growth 2 4422.04 0.59 1.10 2.17 4.17 4.67

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