SBI Fixed Maturity Plan (FMP) - Series 48 - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

This scheme closed on 31-07-2025 & the data you are seeing is not latest data.

Returns (NAV as on 31st July, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Rank within Category
1 Week	24-Jul-25	10009.70	0.10%	-	65/75
1 Month	30-Jun-25	10043.60	0.44%	-	68/75
3 Month	30-Apr-25	10140.60	1.41%	-	74/75
6 Month	31-Jan-25	10309.80	3.10%	-	75/75
YTD	01-Jan-25	10369.10	3.69%	-	75/75
1 Year	31-Jul-24	10665.20	6.65%	6.65%	74/75
2 Year	31-Jul-23	11452.70	14.53%	7.01%	74/75
3 Year	31-Jul-22	12210.50	22.11%	6.88%	36/37
Since Inception	04-Aug-21	12472.30	24.72%	5.69%	78/78

Returns Calculator

SIP Returns (NAV as on 31st July, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	31-Jul-24	12000	12410.37	3.42 %	6.38 %
2 Year	31-Jul-23	24000	25743.76	7.27 %	6.89 %
3 Year	31-Jul-22	36000	40006.92	11.13 %	6.96 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Nifty 50	0.39%	0.53%	0.46%	10.73%	5.60%	0.62%	13.82%	12.52%	16.82%
Benchmark: CRISIL Medium Term Debt Index	-0.05%	0.10%	0.82%	4.69%	5.91%	8.81%	8.09%	7.45%	6.25%
Category Average	0.01%	0.24%	1.24%	3.93%	5.17%	7.69%	7.83%	7.49%	6.47%
Category Rank	0/0	0/0	0/0	0/0	0/0	0/0	0/0	0/0	0/0
Best in Category	0.08%	0.53%	1.97%	4.55%	5.85%	8.96%	9.04%	8.26%	6.62%
Worst in Category	-0.64%	-0.90%	-0.98%	3.14%	4.27%	6.71%	7.06%	6.84%	6.28%

quartely results (NAV as on 31st July, 2025)

Period

This Fund

Nifty 50

CRISIL Medium Term Debt Index

Category Average

2025

3.69%

8.64%

5.42%

Q4 -	--	3.86%	--	--
Q3 - 2025	0.42%	-3.64%	--	0.86%
Q2 - 2025	1.54%	10.15%	--	1.25%
Q1 - 2025	1.64%	-2.43%	--	1.29%

2024

7.32%

8.75%

6.21%

Q4 - 2024	1.51%	-8.34%	--	1.56%
Q3 - 2024	1.99%	6.91%	--	2.36%
Q2 - 2024	1.80%	7.48%	--	1.89%
Q1 - 2024	1.88%	3.31%	--	1.94%

2023

6.93%

19.48%

4.33%

Q4 - 2023	1.74%	11.33%	--	1.89%
Q3 - 2023	1.46%	1.07%	--	1.29%
Q2 - 2023	1.82%	10.29%	--	1.04%
Q1 - 2023	1.72%	-4.60%	--	1.72%

2022

2.36%

3.24%

-0.61%

Q4 - 2022	1.88%	7.76%	--	2.05%
Q3 - 2022	1.50%	8.52%	--	1.83%
Q2 - 2022	-1.89%	-10.70%	--	-0.86%
Q1 - 2022	0.91%	-0.91%	--	0.52%

2021

1.97%

23.79%

1.28%

Q4 - 2021	0.65%	-1.02%	--	0.35%
Q3 -	--	12.36%	--	--
Q2 -	--	5.75%	--	--
Q1 -	--	4.80%	--	--

Best Quarters

Period	This Fund	Nifty 50	CRISIL Medium Term Debt Index	Category Average
Q3 - 2024	1.99%	6.91%	--	2.36%
Q1 - 2024	1.88%	3.31%	--	1.94%
Q4 - 2022	1.88%	7.76%	--	2.04%

Worst Quarters

Period	This Fund	Nifty 50	CRISIL Medium Term Debt Index	Category Average
Q2 - 2022	-1.89%	-10.70%	--	-0.86%
Q3 - 2025	0.42%	-3.64%	--	0.86%
Q4 - 2021	0.65%	-1.02%	--	0.35%

Forum

NITINPIMPALE
MF Investment Help
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18 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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30 days ago

View more

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The Fixed Income
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12 hrs ago

Earn Stable Returns with the Trust of a Government-Backed Security! 8.48% JAMMU AND KASHMIR SDL UDAY 2029 ✔️ Coupon: 8.48% ✔️ Tenor: 3y 5m (Maturity: 30/Mar/2029) ✔️ Interest Payout: (Semi-Annual) Government Security | Safe Investment | Predictable Returns Protect your capital while earning consistent returns — secured by the Government of Jammu & Kashmir. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhblpnPT0=/848-jammu-and-kashmir-sdl-uday-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Earn Stable Returns with the Trust of a Government-Backed Security! 8.48% JAMMU AND KASHMIR SDL UDAY 2029 ✔️ Coupon: 8.48% ✔️ Tenor: 3y 5m (Maturity: 30/Mar/2029) ✔️ Interest Payout: (Semi-Annual) Government Security | Safe Investment | Predictable Returns Protect your capital while earning consistent returns — secured by the Government of Jammu & Kashmir. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhblpnPT0=/848-jammu-and-kashmir-sdl-uday-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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80 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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93 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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131 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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