Kotak FMP Series 304 - (3119D) - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Close Ended Fund. New investments not allowed in this fund.

Returns (NAV as on 10th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	03-Oct-25	10012.40	0.12%	-	0.17%	61/71
1 Month	10-Sep-25	10103.90	1.04%	-	0.59%	3/71
3 Month	10-Jul-25	10079.70	0.80%	-	1.33%	70/71
6 Month	09-Apr-25	10313.50	3.14%	-	3.53%	70/71
YTD	01-Jan-25	10728.80	7.29%	-	6.16%	2/71
1 Year	10-Oct-24	10852.50	8.53%	8.52%	7.57%	4/71
2 Year	10-Oct-23	12158.70	21.59%	10.25%	8.24%	1/71
Since Inception	30-Dec-22	12755.00	27.55%	9.14%	7.31%	2/71

Returns Calculator

SIP Returns (NAV as on 10th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	10-Oct-24	12000	12516.83	4.31 %	8.07 %
2 Year	10-Oct-23	24000	26378.27	9.91 %	9.36 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.02%	1.04%	0.80%	3.13%	7.23%	8.52%	10.25%	0.00%	0.00%
Nifty 50	0.41%	1.25%	-0.28%	12.89%	6.94%	1.15%	13.30%	13.60%	16.22%
Benchmark: Nifty Long Duration Debt Index	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Category Average	0.01%	0.59%	1.33%	3.53%	6.16%	7.57%	8.24%	8.14%	6.83%
Category Rank	14/70	3/71	70/71	70/71	2/71	4/71	1/71	0/0	0/0
Best in Category	0.06%	1.10%	1.72%	4.14%	7.41%	8.93%	10.25%	8.83%	6.90%
Worst in Category	-0.02%	0.44%	0.64%	2.96%	5.09%	6.46%	7.23%	7.27%	6.73%

quartely results (NAV as on 10th October, 2025)

Period

This Fund

Nifty 50

Nifty Long Duration Debt Index

Category Average

2025

7.29%

6.50%

5.16%

Q4 - 2025	0.46%	1.81%	--	0.21%
Q3 - 2025	0.19%	-3.64%	--	0.90%
Q2 - 2025	3.16%	10.15%	--	1.84%
Q1 - 2025	3.04%	-2.43%	--	1.31%

2024

9.99%

8.75%

6.94%

Q4 - 2024	1.18%	-8.34%	--	1.81%
Q3 - 2024	3.78%	6.91%	--	49.28%
Q2 - 2024	2.08%	7.48%	--	1.85%
Q1 - 2024	2.56%	3.31%	--	1.30%

2023

7.93%

19.48%

4.39%

Q4 - 2023	2.08%	11.33%	--	1.41%
Q3 - 2023	1.32%	1.07%	--	1.05%
Q2 - 2023	2.84%	10.29%	--	4.55%
Q1 - 2023	1.67%	-4.60%	--	1.99%

Best Quarters

Period	This Fund	Nifty 50	Nifty Long Duration Debt Index	Category Average
Q3 - 2024	3.78%	6.91%	--	49.28%
Q2 - 2025	3.16%	10.15%	--	1.84%
Q1 - 2025	3.04%	-2.43%	--	1.31%

Worst Quarters

Period	This Fund	Nifty 50	Nifty Long Duration Debt Index	Category Average
Q3 - 2025	0.19%	-3.64%	--	0.9%
Q4 - 2024	1.18%	-8.34%	--	1.81%
Q4 - 2025	0.46%	1.81%	--	0.21%

Forum

NITINPIMPALE
MF Investment Help
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4 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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16 days ago

View more

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The Fixed Income
Bonds
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3 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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66 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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79 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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116 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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