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HDFC Floating Rate Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Floater Fund
Fund House : HDFC Mutual Fund
  • NAV
    : ₹ 51.7589 0.06%
    (as on 22nd September, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Low to Moderate Risk

The fund has 96.86% investment in Debt, of which 32.9% in Government securities, 63.96% is in Low Risk securities.

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL Short Duration Debt A-II Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 22nd September, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 15-Sep-25 10014.30 0.14% - 0.17% 8/12
1 Month 22-Aug-25 10042.30 0.42% - 0.48% 8/12
3 Month 20-Jun-25 10144.10 1.44% - 1.32% 4/12
6 Month 21-Mar-25 10435.60 4.36% - 4.29% 7/12
YTD 01-Jan-25 10615.30 6.15% - 6.15% 6/12
1 Year 20-Sep-24 10839.40 8.39% 8.35% 8.23% 6/12
2 Year 22-Sep-23 11717.80 17.18% 8.24% 8.29% 8/12
3 Year 22-Sep-22 12644.30 26.44% 8.13% 8.11% 7/12
5 Year 22-Sep-20 13951.70 39.52% 6.88% 6.75% 3/7
10 Year 22-Sep-15 20728.80 107.29% 7.56% 7.54% 3/5
Since Inception 01-Jan-13 26367.10 163.67% 7.91% 7.29% 4/12

SIP Returns (NAV as on 22nd September, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 20-Sep-24 12000 12513.14 4.28 % 7.98 %
2 Year 22-Sep-23 24000 26122.12 8.84 % 8.36 %
3 Year 22-Sep-22 36000 40826.01 13.41 % 8.33 %
5 Year 22-Sep-20 60000 72617.57 21.03 % 7.56 %
10 Year 22-Sep-15 120000 175825.73 46.52 % 7.41 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 132 (Category Avg - 57.00) | Modified Duration 1.57 Years (Category Avg - 2.27)| Yield to Maturity 7.07% (Category Avg - 6.95%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 32.90% 37.88%
CD 1.54% 2.84%
T-Bills 0.00% 0.03%
CP 0.00% 0.07%
NCD & Bonds 59.70% 53.01%
PTC 2.72% 1.81%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 32.90% 37.91%
Low Risk 63.96% 57.43%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.94%
TREPS TREPS 0.20%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    Low volatility
    0.6vs0.79
    Category Avg
  • Beta

    Low volatility
    1.37vs1.6
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    3.43vs2.45
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs0.28
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    -0.4vs-0.42
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Floating Rate Fund - Direct Plan - Growth NA 3081.00 0.42 1.57 4.74 8.93 8.23
Franklin India Floating Rate Fund - Direct - Growth NA 350.64 0.35 1.14 4.71 8.69 8.58
Nippon India Floater Fund - Direct Plan - Growth 3 8224.84 0.47 1.39 4.64 8.63 8.13
Bandhan Floater Fund - Direct Plan - Growth NA 327.32 0.67 1.39 4.37 8.55 7.99
ICICI Prudential Floating Interest Fund - Direct Plan - Growth 1 7554.78 0.38 1.53 4.40 8.41 8.34
DSP Floater Fund - Direct Plan - Growth NA 553.52 0.53 1.34 4.36 8.23 8.57
Aditya Birla Sun Life Floating Rate Fund - Direct Plan - Growth 5 13506.69 0.45 1.56 4.27 8.22 7.89
Tata Floating Rate Fund - Direct Plan - Growth NA 138.00 0.55 1.11 4.12 8.10 7.70
UTI Floater Fund - Direct Plan - Growth NA 1542.33 0.49 1.32 4.03 7.63 7.40
SBI Floating Rate Debt Fund - Direct Plan - Growth NA 885.29 0.30 1.22 3.83 7.58 7.90

More Funds from HDFC Mutual Fund

Out of 86 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 4 is/are ranked 4 * , 16 is/are ranked 3 * , 5 is/are ranked 2 * , 1 is/are ranked 1 * , and 57 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Balanced Advantage Fund - Direct Plan - Growth 4 101079.60 1.39 1.09 7.33 2.62 19.52
HDFC Mid Cap Fund - Direct Plan - Growth 4 83104.83 1.10 3.43 13.49 2.41 25.52
HDFC Flexi Cap Fund - Direct Plan - Growth 4 81935.61 2.25 3.83 11.74 5.35 23.63
HDFC Liquid Fund - Direct Plan - Growth 3 63201.14 0.47 1.44 3.30 6.91 7.06
HDFC Large Cap Fund - Direct Plan - Growth 3 37659.18 1.32 1.91 7.47 -3.71 17.33
HDFC Small Cap Fund - Direct Plan - Growth 3 36294.07 2.05 7.63 20.58 3.04 24.20
HDFC Money Market Fund - Direct Plan - Growth 2 36065.96 0.47 1.56 4.06 7.93 7.65
HDFC Corporate Bond Fund - Direct Plan - Growth 3 35821.39 0.43 0.96 4.08 7.89 7.99
HDFC Large and Mid Cap Fund - Direct Plan - Growth 3 26157.98 1.77 2.72 11.94 -1.30 21.24
HDFC Low Duration Fund - Direct Plan - Growth 2 24720.51 0.43 1.54 4.23 8.09 7.81

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