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HDFC Floating Rate Debt Fund - Direct Plan - Growth

  • Regular
  • Direct
Category : Floater Fund
Fund House : HDFC Mutual Fund
  • NAV
    : ₹ 51.728 0%
    (as on 19th September, 2025)
Crisil Rating
Average performance among peers
Risk-O-Meter
Low to Moderate Risk

The fund has 96.86% investment in Debt, of which 32.9% in Government securities, 63.96% is in Low Risk securities.

Suitable For : Investors who want to invest money for longer duration but prefer less riskier assets compared to equity funds.

This Scheme
VS
  • CRISIL Short Duration Debt A-II Index
  • NA
  • NA
  • Gold
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Returns (NAV as on 19th September, 2025)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 12-Sep-25 10011.50 0.11% - 0.14% 9/12
1 Month 19-Aug-25 10042.90 0.43% - 0.48% 9/12
3 Month 19-Jun-25 10138.50 1.39% - 1.26% 4/12
6 Month 19-Mar-25 10439.70 4.40% - 4.36% 7/12
YTD 01-Jan-25 10609.00 6.09% - 6.09% 6/12
1 Year 19-Sep-24 10834.50 8.34% 8.34% 8.24% 6/12
2 Year 18-Sep-23 11718.70 17.19% 8.23% 8.29% 8/12
3 Year 19-Sep-22 12631.00 26.31% 8.09% 8.07% 6/12
5 Year 18-Sep-20 13956.30 39.56% 6.89% 6.75% 3/7
10 Year 18-Sep-15 20736.30 107.36% 7.56% 7.54% 3/5
Since Inception 01-Jan-13 26351.40 163.51% 7.91% 7.29% 4/12

SIP Returns (NAV as on 19th September, 2025)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 19-Sep-24 12000 12512.76 4.27 % 7.99 %
2 Year 18-Sep-23 24000 26123.55 8.85 % 8.36 %
3 Year 19-Sep-22 36000 40826.08 13.41 % 8.33 %
5 Year 18-Sep-20 60000 72611.05 21.02 % 7.56 %
10 Year 18-Sep-15 120000 175804.08 46.5 % 7.41 %
 

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 132 (Category Avg - 57.00) | Modified Duration 1.57 Years (Category Avg - 2.27)| Yield to Maturity 7.07% (Category Avg - 6.95%)

Type of Holdings

Security Type
% Weight
Category Average
GOI 32.90% 37.88%
CD 1.54% 2.84%
T-Bills 0.00% 0.03%
CP 0.00% 0.07%
NCD & Bonds 59.70% 53.01%
PTC 2.72% 1.81%

Investment / Portfolio Grades

Security Type
% Weight
Category Average
Government Backed 32.90% 37.91%
Low Risk 63.96% 57.43%
Moderate Risk 0.00% 0.00%
High Risk 0.00% 0.00%
Very High Risk 0.00% 0.00%
Others 0.00% 0.00%
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 2.94%
TREPS TREPS 0.20%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th August, 2025)

  • Standard Deviation

    Low volatility
    0.6vs0.79
    Category Avg
  • Beta

    Low volatility
    1.37vs1.6
    Category Avg
  • Sharpe Ratio

    Better risk adjusted returns
    3.43vs2.45
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.02vs0.28
    Category Avg
  • Jensen's Alpha

    Better risk adjusted returns
    -0.4vs-0.42
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
Kotak Floating Rate Fund - Direct Plan - Growth NA 3081.00 0.45 1.52 4.81 8.95 8.16
Franklin India Floating Rate Fund - Direct - Growth NA 350.64 0.35 1.17 4.77 8.71 8.56
Nippon India Floater Fund - Direct Plan - Growth 3 8224.84 0.46 1.27 4.70 8.62 8.05
Bandhan Floater Fund - Direct Plan - Growth NA 327.32 0.59 1.28 4.49 8.52 7.93
ICICI Prudential Floating Interest Fund - Direct Plan - Growth 1 7554.78 0.40 1.49 4.44 8.43 8.35
Aditya Birla Sun Life Floating Rate Fund - Direct Plan - Growth 5 13506.69 0.46 1.50 4.34 8.25 7.87
DSP Floater Fund - Direct Plan - Growth NA 553.52 0.50 1.27 4.44 8.24 8.55
Tata Floating Rate Fund - Direct Plan - Growth NA 138.00 0.58 1.01 4.22 8.13 7.69
UTI Floater Fund - Direct Plan - Growth NA 1542.33 0.48 1.22 4.01 7.64 7.36
SBI Floating Rate Debt Fund - Direct Plan - Growth NA 885.29 0.25 1.17 3.89 7.59 7.85

More Funds from HDFC Mutual Fund

Out of 86 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 4 is/are ranked 4 * , 16 is/are ranked 3 * , 5 is/are ranked 2 * , 1 is/are ranked 1 * , and 57 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
HDFC Balanced Advantage Fund - Direct Plan - Growth 4 101079.60 1.59 2.36 9.25 3.70 19.60
HDFC Mid Cap Fund - Direct Plan - Growth 4 83104.83 2.25 5.36 17.20 4.24 26.39
HDFC Flexi Cap Fund - Direct Plan - Growth 4 81935.61 2.18 5.37 14.35 7.20 23.70
HDFC Liquid Fund - Direct Plan - Growth 3 63201.14 0.47 1.44 3.32 6.93 7.05
HDFC Large Cap Fund - Direct Plan - Growth 3 37659.18 1.26 3.44 10.29 -1.96 17.35
HDFC Small Cap Fund - Direct Plan - Growth 3 36294.07 2.42 8.39 24.47 3.83 24.68
HDFC Money Market Fund - Direct Plan - Growth 2 36065.96 0.47 1.53 4.13 7.95 7.63
HDFC Corporate Bond Fund - Direct Plan - Growth 3 35821.39 0.44 0.89 4.23 7.92 7.91
HDFC Large and Mid Cap Fund - Direct Plan - Growth 3 26157.98 2.17 4.57 15.18 0.39 21.70
HDFC Low Duration Fund - Direct Plan - Growth 2 24720.51 0.44 1.50 4.28 8.10 7.78

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