Groww Gilt Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

Fund House : Groww Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 9.8759 0.01%
(as on 23rd September, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 45.86 Cr

(0.1% of Investment in Category)

Expense Ratio

: 0.5%

(0.49% Category average)

Risk-O-Meter

Moderate Risk

Gilt Fund :Gilt Fund : The fund has 93.38% investment in Debt, of which 93.38% in Government securities.

Suitable For : Investors who want to invest money for longer duration but their first and only priority is safety of their investments.

1M
3M
6M
1Y
2Y
5Y
ALL

This Scheme

VS

CRISIL Dynamic Gilt Index

1.13%

0.38%

2.97%

6.96%

8.55%

6.19%

7.02%
NA
1.05%

-0.07%

1.71%

5.11%

7.68%

6.04%

7.49%

NA
Gold

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Returns Calculator
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VIP (Value Avg)

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Returns (NAV as on 22nd September, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15-Sep-25	10018.50	0.18%	-	0.28%	25/25
1 Month	22-Aug-25	10119.30	1.19%	-	0.98%	4/25
3 Month	20-Jun-25	10011.20	0.11%	-	-0.03%	11/25
Since Inception	09-May-25	9874.70	-1.25%	-3.33%	7.49%	25/25

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 22nd September, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
No Data Found

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Aug,2025)

No of Debt Holding 4 (Category Avg - 18.61) | Modified Duration 9.07 Years (Category Avg - 8.85)| Yield to Maturity 7.04% (Category Avg - 7.10%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	84.69%	101.78%
T-Bills	8.69%	0.40%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	93.38%	102.18%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	26.01%
TREPS	TREPS	0.39%
Net Receivables	Net Receivables	-19.78%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Gilt Fund - Direct Plan - Growth	5	8550.70	0.96	0.44	3.67	7.89	8.43
Baroda BNP Paribas Gilt Fund - Direct Plan - Growth	4	1345.56	0.73	-0.29	2.67	6.63	8.26
Tata Gilt Securities Fund - Direct Plan - Appreciation	5	1255.57	1.08	-0.20	2.59	6.54	8.09
Franklin India Government Securities Fund - Direct - Growth	4	149.23	1.34	0.30	2.28	6.03	6.79
Axis Gilt Fund - Direct Plan - Growth	4	612.82	1.18	0.21	2.37	5.98	8.00
HDFC Gilt Fund - Direct Plan - Growth	3	2939.64	1.08	0.19	2.32	5.95	7.87
Quant Gilt Fund - Direct Plan - Growth	NA	126.04	0.66	-0.07	1.96	5.57	0.00
SBI Magnum Gilt Fund - Direct Plan - Growth	3	11322.01	1.26	0.32	2.26	5.49	8.12
PGIM India Gilt Fund - Direct Plan - Growth	4	106.57	1.08	-0.02	2.10	5.40	7.90
DSP Gilt Fund - Direct Plan - Growth	3	1493.59	1.00	0.36	2.07	5.22	8.21

Detailed Comparison

More Funds from Groww Mutual Fund

Out of 25 mutual fund schemes offered by this AMC, 2 is/are ranked 3 * , 2 is/are ranked 2 * , 2 is/are ranked 1 * , and 19 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Groww Nifty Total Market Index Fund - Direct Plan - Growth	NA	316.64	1.46	1.79	10.27	-3.80	0.00
Groww Liquid Fund - Direct Plan - Growth	1	302.82	0.50	1.45	3.32	6.99	7.02
Groww Multicap Fund - Direct Plan - Growth	NA	162.94	1.93	5.71	19.51	0.00	0.00
Groww Nifty EV & New Age Automotive ETF FOF - Direct Plan - Growth	NA	148.23	4.96	9.06	15.29	-9.54	0.00
Groww Short Duration Fund - Direct Plan - Growth	2	137.46	0.60	1.39	4.76	8.55	7.79
Groww Large Cap Fund - Direct Plan - Growth	3	126.70	1.47	3.25	12.06	-3.39	16.27
Groww Nifty Smallcap 250 Index Fund - Direct Plan - Growth	NA	114.98	1.23	1.41	13.44	-7.29	0.00
Groww Dynamic Bond Fund - Direct Plan - Growth	1	77.85	0.81	0.35	2.13	5.53	6.73
Groww Nifty India Defence ETF FOF - Direct Plan - Growth	NA	72.08	6.10	-10.06	30.49	0.00	0.00
Groww Value Fund - Direct Plan - Growth	3	60.33	1.69	3.00	13.83	0.54	19.17

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hunch
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31 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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46 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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1 mins ago

Invest in a Secure PSU Bond for Steady Growth TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2031 Bond ✔️ Coupon: 9.35% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 5y 10m (Maturity: 08/Aug/2031) ✔️ PSU Bond | High Return | Listed A reliable PSU bond offering attractive returns with strong credit backing—perfect for conservative investors seeking stability and growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhb1p3PT0=/967-kerala-infrastructure-investment-fund-board-2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in a Secure PSU Bond for Steady Growth TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2031 Bond ✔️ Coupon: 9.35% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 5y 10m (Maturity: 08/Aug/2031) ✔️ PSU Bond | High Return | Listed A reliable PSU bond offering attractive returns with strong credit backing—perfect for conservative investors seeking stability and growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhb1p3PT0=/967-kerala-infrastructure-investment-fund-board-2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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97 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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97 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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103 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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