Kotak Bond Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 51 (Category Avg - 25.08) | Modified Duration 6.68 Years (Category Avg - 5.81)| Yield to Maturity 6.96% (Category Avg - 7.02%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	68.55%	65.40%
CD	0.00%	0.49%
T-Bills	0.00%	0.06%
NCD & Bonds	24.58%	27.85%
PTC	0.00%	0.34%

Category - Medium to Long Duration Fund

Security Type	% Weight	Category Average
Government Backed	68.55%	65.46%
Low Risk	24.58%	28.68%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium to Long Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			2463.84	11.95%	2.51 Cr
Bond - Govt of India	GOI	Other			2462.65	11.95%	2.50 Cr
Bond - Govt of India	GOI	Other			1775.49	8.61%	1.83 Cr
Bond - National Housing Bank	NCD & Bonds	Financial institution	CARE AAA	CARE	1728.37	8.39%	17.50 k
Bond - Govt of India	GOI	Other			1518.14	7.37%	1.50 Cr
Bond - Govt of India	GOI	Other			1311.91	6.37%	1.35 Cr
Bond - Govt of India	GOI	Other			1126.06	5.46%	1.20 Cr
Bond - Govt of India	GOI	Other			1071.76	5.20%	1.08 Cr
Bond - Govt of India	GOI	Other			930.47	4.51%	93.30 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	516.63	2.51%	5.11 L
Bond - Govt of India	GOI	Other			438.32	2.13%	42.80 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	304.81	1.48%	3.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.09	1.23%	2.50 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	253.54	1.23%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	253.47	1.23%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	252.95	1.23%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	223.86	1.09%	4.00 k
Bond - Govt of India	GOI	Other			205.18	1.00%	20.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	191.43	0.93%	1.90 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	182.57	0.89%	1.80 k
Bond - Govt of India	GOI	Other			140.00	0.68%	30.36 L
Bond - Govt of India	GOI	Other			134.11	0.65%	30.36 L
Bond - Govt of India	GOI	Other			126.30	0.61%	30.83 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	102.61	0.50%	100.00
Bond - Govt of India	GOI	Other			73.71	0.36%	15.36 L
Bond - Govt of India	GOI	Other			71.22	0.35%	25.19 L
Bond - Govt of India	GOI	Other			68.76	0.33%	25.19 L
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	64.24	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.70	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.65	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.60	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.54	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.44	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.39	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.14	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	63.01	0.31%	60.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	62.87	0.31%	60.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	61.08	0.30%	60.00
Bond - Govt of India	GOI	Other			50.44	0.24%	5.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	40.53	0.20%	400.00
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	35.21	0.17%	350.00
Bond - Govt of India	GOI	Other			28.32	0.14%	5.67 L
Bond - Govt of India	GOI	Other			25.94	0.13%	5.67 L
Bond - Govt of India	GOI	Other			23.95	0.12%	5.67 L
Bond - Govt of India	GOI	Other			22.72	0.11%	2.26 L
Bond - Govt of India	GOI	Other			20.44	0.10%	2.00 L
Bond - Govt of India	GOI	Other			21.35	0.10%	5.67 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	20.23	0.10%	200.00
Bond - Govt of India	GOI	Other			16.09	0.08%	1.70 L
Bond - Govt of India	GOI	Other			0.04	0.00%	375.00
Bond - Govt of India	GOI	Other			0.03	0.00%	300.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	11.10%
Indus Infra Trust	InvITs	0.35%
Net Receivables	Net Receivables	-4.58%

Forum

krishna_ksvs
MF Investment Help
Follow

11 days ago

View more

Posted by : krishna_ksvs
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Repost Cancel
You will now receive notification when someone reply to this message.
hunch
MF Investment Help
Follow

46 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

Posted by : hunch
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

2 days ago

Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
ravisistla
MF Investment Help
Follow

74 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

112 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Progrowth Finwealth
MF Investment Help
Follow

112 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

Posted by : Progrowth Finwealth
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347