Kotak Balanced Advantage Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Scheme Objective

To generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities.

Scheme Details

Fund manager(s) – Abhishek Bisen , Hiten Shah , Rohit Tandon
Launch date – 03-Aug-2018
Expense ratio – 1.66% as declared on 30-Sep-2025 (category average is 1.9%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹100
Min investment amount (one time- first time) - ₹1000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Kotak Balanced Advantage Fund - IDCW charges 1.0% of sell value; if fund sold before 180 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

17475.08

0.00

0.00%

Sep - 2025	17475.08	0.00%
Aug - 2025	17339.32	0.00%
Jul - 2025	17537.30	0.00%
Jun - 2025	17677.50	0.00%
May - 2025	17342.95	0.00%
Apr - 2025	16987.87	0.00%
Mar - 2025	16542.18	0.00%
Feb - 2025	15812.67	0.00%
Jan - 2025	16648.57	0.00%

2024

16937.25

0.00

0.00%

Dec - 2024	16937.25	0.00	0.00%
Nov - 2024	16958.81	0.00	0.00%
Oct - 2024	16751.58	0.00	0.00%
Sep - 2024	17205.51	0.00	0.00%
Aug - 2024	16988.47	0.00	0.00%
Jul - 2024	16795.08	0.00	0.00%
Jun - 2024	16344.51	0.00	0.00%
May - 2024	15830.08	261663.35	6.05%
Apr - 2024	15844.02	257500.49	6.15%
Mar - 2024	15720.85	250603.06	6.27%
Feb - 2024	15718.68	246673.49	6.37%
Jan - 2024	15622.55	241918.12	6.46%

2023

15615.06

235254.77

6.64%

Dec - 2023	15615.06	235254.77	6.64%
Nov - 2023	15225.17	223228.20	6.82%
Oct - 2023	14740.14	213242.44	6.91%
Sep - 2023	14953.05	215085.84	6.95%
Aug - 2023	15049.58	210094.37	7.16%
Jul - 2023	15045.51	206401.62	7.29%
Jun - 2023	14887.29	200425.68	7.43%
May - 2023	14690.24	195569.76	7.51%
Apr - 2023	14422.30	192507.27	7.49%
Mar - 2023	14189.83	187770.29	7.56%
Feb - 2023	14279.84	187435.73	7.62%
Jan - 2023	14411.84	188703.61	7.64%

2022

14445.09

190406.67

7.59%

Dec - 2022	14445.09	190406.67	7.59%
Nov - 2022	14661.84	193104.25	7.59%
Oct - 2022	14553.48	191220.35	7.61%
Sep - 2022	14295.91	186349.02	7.67%
Aug - 2022	14586.96	188580.43	7.74%
Jul - 2022	14157.16	182966.27	7.74%
Jun - 2022	13493.74	173882.07	7.76%
May - 2022	13666.81	176067.23	7.76%
Apr - 2022	13572.62	176046.08	7.71%
Mar - 2022	13493.17	174563.65	7.73%
Feb - 2022	13063.89	168964.69	7.73%
Jan - 2022	13009.69	170062.94	7.65%

2021

12749.62

165994.43

7.68%

Dec - 2021	12749.62	165994.43	7.68%
Nov - 2021	12256.08	159637.59	7.68%
Oct - 2021	11813.44	156536.85	7.55%
Sep - 2021	11286.23	144630.94	7.80%
Aug - 2021	10688.09	136530.83	7.83%
Jul - 2021	9984.11	117699.06	8.48%
Jun - 2021	9379.77	113618.38	8.26%
May - 2021	8753.62	110454.74	7.93%
Apr - 2021	8114.06	104089.58	7.80%
Mar - 2021	7669.52	102557.95	7.48%
Feb - 2021	7000.65	100621.84	6.96%
Jan - 2021	6244.93	92815.76	6.73%

2020

5720.92

92760.66

6.17%

Dec - 2020	5720.92	92760.66	6.17%
Nov - 2020	5179.78	88709.84	5.84%
Oct - 2020	4784.31	82243.03	5.82%
Sep - 2020	4528.20	81551.71	5.55%
Aug - 2020	4263.75	84255.30	5.06%
Jul - 2020	4039.89	82070.20	4.92%
Jun - 2020	3812.00	79927.49	4.77%
May - 2020	3583.57	76631.57	4.68%
Apr - 2020	3599.52	78596.37	4.58%
Mar - 2020	3251.03	72460.78	4.49%
Feb - 2020	3845.18	89173.14	4.31%
Jan - 2020	3718.73	93324.69	3.98%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.