JM Short Duration Fund - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 20 (Category Avg - 67.83) | Modified Duration 2.34 Years (Category Avg - 2.62)| Yield to Maturity 6.72% (Category Avg - 6.89%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	23.08%	20.92%
CD	0.00%	2.90%
T-Bills	0.00%	0.04%
CP	0.00%	0.38%
NCD & Bonds	68.36%	68.41%
PTC	0.00%	2.56%

Category - Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	23.08%	20.96%
Low Risk	68.36%	74.26%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			99.31	11.35%	10.00 L
Bond - Govt of India	GOI	Other			61.83	7.06%	6.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	51.27	5.86%	5.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	51.09	5.84%	5.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	50.84	5.81%	5.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.80	5.80%	5.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AAA	CARE	50.71	5.79%	5.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	INDAAA	FITCH	50.71	5.79%	5.00 L
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	49.85	5.69%	5.00 L
Bond - Govt of India	GOI	Other			40.89	4.67%	4.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	35.99	4.11%	3.50 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	CARE AAA	CARE	30.58	3.49%	3.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	30.29	3.46%	3.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AAA	CARE	30.05	3.43%	3.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	25.56	2.92%	2.50 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	25.26	2.89%	2.50 L
Bond - ICICI Home Finance Company Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	25.13	2.87%	2.50 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	CARE AAA	CARE	20.26	2.31%	2.00 L
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	10.09	1.15%	1.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	10.07	1.15%	1.00 L