ITI Balanced Advantage Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Scheme Objective

The investment objective of the Scheme is to seek capital appreciation by investing in equity and equity related securities and fixed income instruments.

Scheme Details

Fund manager(s) – Rohan Korde , Vasav Sahgal , Rajesh Bhatia , Laukik Bagwe
Launch date – 30-Dec-2019
Expense ratio – 0.63% as declared on 30-Sep-2025 (category average is 0.74%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

ITI Balanced Advantage Fund - Direct Plan - Growth charges 0.5% of sell value; if fund sold before 90 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

396.82

0.00

0.00%

Sep - 2025	396.82	0.00%
Aug - 2025	394.00	0.00%
Jul - 2025	401.55	0.00%
Jun - 2025	408.15	0.00%
May - 2025	395.22	0.00%
Apr - 2025	390.85	0.00%
Mar - 2025	382.77	0.00%
Feb - 2025	367.13	0.00%
Jan - 2025	378.30	0.00%

2024

388.33

0.00

0.00%

Dec - 2024	388.33	0.00	0.00%
Nov - 2024	388.43	0.00	0.00%
Oct - 2024	381.88	0.00	0.00%
Sep - 2024	390.72	0.00	0.00%
Aug - 2024	384.05	0.00	0.00%
Jul - 2024	383.04	0.00	0.00%
Jun - 2024	369.59	0.00	0.00%
May - 2024	353.71	261663.35	0.14%
Apr - 2024	353.06	257500.49	0.14%
Mar - 2024	339.71	250603.06	0.14%
Feb - 2024	336.64	246673.49	0.14%
Jan - 2024	327.05	241918.12	0.14%

2023

324.66

235254.77

0.14%

Dec - 2023	324.66	235254.77	0.14%
Nov - 2023	320.77	223228.20	0.14%
Oct - 2023	315.32	213242.44	0.15%
Sep - 2023	324.13	215085.84	0.15%
Aug - 2023	329.12	210094.37	0.16%
Jul - 2023	352.89	206401.62	0.17%
Jun - 2023	375.04	200425.68	0.19%
May - 2023	407.70	195569.76	0.21%
Apr - 2023	426.93	192507.27	0.22%
Mar - 2023	435.08	187770.29	0.23%
Feb - 2023	452.55	187435.73	0.24%
Jan - 2023	491.76	188703.61	0.26%

2022

516.23

190406.67

0.27%

Dec - 2022	516.23	190406.67	0.27%
Nov - 2022	544.34	193104.25	0.28%
Oct - 2022	561.92	191220.35	0.29%
Sep - 2022	555.32	186349.02	0.30%
Aug - 2022	580.74	188580.43	0.31%
Jul - 2022	584.65	182966.27	0.32%
Jun - 2022	575.38	173882.07	0.33%
May - 2022	585.00	176067.23	0.33%
Apr - 2022	591.52	176046.08	0.34%
Mar - 2022	601.46	174563.65	0.34%
Feb - 2022	581.89	168964.69	0.34%
Jan - 2022	565.64	170062.94	0.33%

2021

510.19

165994.43

0.31%

Dec - 2021	510.19	165994.43	0.31%
Nov - 2021	364.22	159637.59	0.23%
Oct - 2021	305.02	156536.85	0.19%
Sep - 2021	235.03	144630.94	0.16%
Aug - 2021	215.89	136530.83	0.16%
Jul - 2021	208.33	117699.06	0.18%
Jun - 2021	205.19	113618.38	0.18%
May - 2021	204.37	110454.74	0.19%
Apr - 2021	192.26	104089.58	0.18%
Mar - 2021	191.30	102557.95	0.19%
Feb - 2021	193.72	100621.84	0.19%
Jan - 2021	196.89	92815.76	0.21%

2020

201.75

92760.66

0.22%

Dec - 2020	201.75	92760.66	0.22%
Nov - 2020	199.79	88709.84	0.23%
Oct - 2020	199.20	82243.03	0.24%
Sep - 2020	195.17	81551.71	0.24%
Aug - 2020	217.48	84255.30	0.26%
Jul - 2020	219.70	82070.20	0.27%
Jun - 2020	213.37	79927.49	0.27%
May - 2020	204.40	76631.57	0.27%
Apr - 2020	207.09	78596.37	0.26%
Mar - 2020	178.65	72460.78	0.25%
Feb - 2020	223.07	89173.14	0.25%
Jan - 2020	204.04	93324.69	0.22%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.