Invesco India Banking and PSU Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

To generate returns by investing primarily in debt & Money Market Instruments issued by Banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.

Scheme Details

Fund manager(s) – Krishna Cheemalapati , Vikas Garg
Launch date – 02-Jan-2013
Expense ratio – 0.25% as declared on 30-Sep-2025 (category average is 0.33%)
Benchmark - NIFTY Banking & PSU Debt Index A-II

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

182.44

0.00

0.00%

Sep - 2025	182.44	0.00%
Aug - 2025	196.12	0.00%
Jul - 2025	168.55	0.00%
Jun - 2025	104.92	0.00%
May - 2025	104.86	0.00%
Apr - 2025	103.18	0.00%
Mar - 2025	101.73	0.00%
Feb - 2025	100.24	0.00%
Jan - 2025	100.10	0.00%

2024

99.84

0.00

0.00%

Dec - 2024	99.84	0.00	0.00%
Nov - 2024	99.89	0.00	0.00%
Oct - 2024	102.33	0.00	0.00%
Sep - 2024	101.39	0.00	0.00%
Aug - 2024	100.61	0.00	0.00%
Jul - 2024	100.74	0.00	0.00%
Jun - 2024	100.91	0.00	0.00%
May - 2024	122.86	81477.95	0.15%
Apr - 2024	121.77	80680.29	0.15%
Mar - 2024	122.78	80890.55	0.15%
Feb - 2024	122.25	80223.63	0.15%
Jan - 2024	120.08	80069.00	0.15%

2023

117.58

80183.65

0.15%

Dec - 2023	117.58	80183.65	0.15%
Nov - 2023	117.51	80346.64	0.15%
Oct - 2023	116.95	79368.49	0.15%
Sep - 2023	118.39	79654.45	0.15%
Aug - 2023	118.37	80332.61	0.15%
Jul - 2023	118.57	80956.57	0.15%
Jun - 2023	119.75	81787.54	0.15%
May - 2023	119.65	81736.87	0.15%
Apr - 2023	125.14	81110.56	0.15%
Mar - 2023	123.95	78484.15	0.16%
Feb - 2023	131.07	73314.34	0.18%
Jan - 2023	131.34	73318.83	0.18%

2022

131.86

74208.59

0.18%

Dec - 2022	131.86	74208.59	0.18%
Nov - 2022	173.44	75252.58	0.23%
Oct - 2022	173.02	76651.58	0.23%
Sep - 2022	175.54	77785.30	0.23%
Aug - 2022	196.62	81880.91	0.24%
Jul - 2022	230.91	82785.88	0.28%
Jun - 2022	233.93	85128.49	0.27%
May - 2022	235.37	88850.75	0.26%
Apr - 2022	239.03	90323.24	0.26%
Mar - 2022	277.17	93415.66	0.30%
Feb - 2022	289.88	101302.44	0.29%
Jan - 2022	319.63	104608.33	0.31%

2021

324.10

106513.22

0.30%

Dec - 2021	324.10	106513.22	0.30%
Nov - 2021	313.58	113508.73	0.28%
Oct - 2021	285.51	116806.57	0.24%
Sep - 2021	242.21	117918.18	0.21%
Aug - 2021	392.41	122278.79	0.32%
Jul - 2021	391.46	120422.40	0.33%
Jun - 2021	534.39	120829.19	0.44%
May - 2021	465.34	120285.43	0.39%
Apr - 2021	197.82	119665.32	0.17%
Mar - 2021	140.46	118145.36	0.12%
Feb - 2021	145.25	125193.80	0.12%
Jan - 2021	169.60	127435.11	0.13%

2020

127.32

124611.44

0.10%

Dec - 2020	127.32	124611.44	0.10%
Nov - 2020	127.90	123371.11	0.10%
Oct - 2020	109.06	118432.81	0.09%
Sep - 2020	128.23	111348.87	0.12%
Aug - 2020	149.87	104914.41	0.14%
Jul - 2020	105.95	103791.81	0.10%
Jun - 2020	70.89	96186.47	0.07%
May - 2020	58.23	89853.66	0.06%
Apr - 2020	42.81	79340.17	0.05%
Mar - 2020	40.46	71984.40	0.06%
Feb - 2020	52.52	78722.15	0.07%
Jan - 2020	52.67	74112.05	0.07%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Invesco Asset Management Co. Pvt. Ltd.

2101-A, A Wing, 21st Floor, Marathon Futurex, N .M. Joshi Marg, Lower Parel Mumbai 400 013
Tel no.: 022-67310000
Fax no.: 022-23019422
Website.: www.invescomutualfund.com

Forum

NITINPIMPALE
MF Investment Help
Follow

10 days ago

purchase unit will adjust difference in NAV 10.263 View more

Posted by : NITINPIMPALE
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  purchase unit will adjust difference in NAV 10.263
  
  Repost Cancel
You will now receive notification when someone reply to this message.
krishna_ksvs
MF Investment Help
Follow

22 days ago

View more

Posted by : krishna_ksvs
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

2 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

72 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
ravisistla
MF Investment Help
Follow

85 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

123 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347