ICICI Prudential Credit Risk Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Scheme Objective

To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Scheme Details

Fund manager(s) – Manish Banthia , Akhil Kakkar
Launch date – 03-Dec-2010
Expense ratio – 1.4% as declared on 30-Sep-2025 (category average is 1.53%)
Benchmark - CRISIL Credit Risk Debt B-II Index

Min SIP amount - ₹100
Min investment amount (one time- first time) - ₹100
Min investment amount (addtional purchase) - ₹100
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

ICICI Prudential Credit Risk Fund - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

5993.67

0.00

0.00%

Sep - 2025	5993.67	0.00%
Aug - 2025	5992.90	0.00%
Jul - 2025	6044.43	0.00%
Jun - 2025	6091.39	0.00%
May - 2025	6135.44	0.00%
Apr - 2025	6138.15	0.00%
Mar - 2025	6130.95	0.00%
Feb - 2025	6187.43	0.00%
Jan - 2025	6215.51	0.00%

2024

6287.09

0.00

0.00%

Dec - 2024	6287.09	0.00	0.00%
Nov - 2024	6418.69	0.00	0.00%
Oct - 2024	6387.09	0.00	0.00%
Sep - 2024	6468.43	0.00	0.00%
Aug - 2024	6569.99	0.00	0.00%
Jul - 2024	6624.17	0.00	0.00%
Jun - 2024	6763.39	0.00	0.00%
May - 2024	6912.50	22511.35	30.71%
Apr - 2024	7075.33	22874.49	30.93%
Mar - 2024	7186.77	23141.36	31.06%
Feb - 2024	7250.16	23328.91	31.08%
Jan - 2024	7302.31	23521.30	31.05%

2023

7323.30

23610.09

31.02%

Dec - 2023	7323.30	23610.09	31.02%
Nov - 2023	7410.40	23822.12	31.11%
Oct - 2023	7423.98	23894.10	31.07%
Sep - 2023	7503.19	23932.49	31.35%
Aug - 2023	7597.74	24151.16	31.46%
Jul - 2023	7653.86	24305.12	31.49%
Jun - 2023	7671.77	24308.23	31.56%
May - 2023	7823.66	24549.16	31.87%
Apr - 2023	7828.43	24673.47	31.73%
Mar - 2023	7767.37	24507.88	31.69%
Feb - 2023	7584.05	24387.97	31.10%
Jan - 2023	7740.59	24982.29	30.98%

2022

7866.00

25328.82

31.06%

Dec - 2022	7866.00	25328.82	31.06%
Nov - 2022	7880.20	25492.00	30.91%
Oct - 2022	7837.87	25525.44	30.71%
Sep - 2022	7903.23	25792.75	30.64%
Aug - 2022	8014.21	26206.81	30.58%
Jul - 2022	7943.15	26101.66	30.43%
Jun - 2022	7924.84	26077.86	30.39%
May - 2022	8021.56	26505.74	30.26%
Apr - 2022	8316.77	27348.99	30.41%
Mar - 2022	8333.48	27662.02	30.13%
Feb - 2022	8419.92	27863.84	30.22%
Jan - 2022	8436.03	28114.19	30.01%

2021

8415.87

28051.98

30.00%

Dec - 2021	8415.87	28051.98	30.00%
Nov - 2021	8372.91	28043.88	29.86%
Oct - 2021	8303.84	27631.10	30.05%
Sep - 2021	8053.19	27355.63	29.44%
Aug - 2021	7925.82	26732.20	29.65%
Jul - 2021	7783.61	26441.66	29.44%
Jun - 2021	7625.90	25912.34	29.43%
May - 2021	7442.64	25558.89	29.12%
Apr - 2021	7227.50	25079.70	28.82%
Mar - 2021	7217.17	25013.24	28.85%
Feb - 2021	7116.77	24904.08	28.58%
Jan - 2021	7006.56	24813.61	28.24%

2020

6735.11

24362.77

27.65%

Dec - 2020	6735.11	24362.77	27.65%
Nov - 2020	6685.41	24402.30	27.40%
Oct - 2020	6512.70	24153.87	26.96%
Sep - 2020	6563.21	24219.41	27.10%
Aug - 2020	6503.11	24562.12	26.48%
Jul - 2020	6556.22	24999.06	26.23%
Jun - 2020	6561.66	25400.60	25.83%
May - 2020	6694.81	26388.69	25.37%
Apr - 2020	7956.06	32056.37	24.82%
Mar - 2020	11993.54	50127.08	23.93%
Feb - 2020	12872.44	55291.74	23.28%
Jan - 2020	12381.27	55019.81	22.50%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

ICICI Prudential Asset Management Co. Ltd.

One BKC, A-Wing, 13th Floor, Bandra Kurla Complex Mumbai 400051
Tel no.: 022-26525000
Fax no.: 022-26528100
Website.: www.icicipruamc.com

Forum

NITINPIMPALE
MF Investment Help
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18 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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30 days ago

View more

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The Fixed Income
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19 hrs ago

Earn Stable Returns with the Trust of a Government-Backed Security! 8.48% JAMMU AND KASHMIR SDL UDAY 2029 ✔️ Coupon: 8.48% ✔️ Tenor: 3y 5m (Maturity: 30/Mar/2029) ✔️ Interest Payout: (Semi-Annual) Government Security | Safe Investment | Predictable Returns Protect your capital while earning consistent returns — secured by the Government of Jammu & Kashmir. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhblpnPT0=/848-jammu-and-kashmir-sdl-uday-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Earn Stable Returns with the Trust of a Government-Backed Security! 8.48% JAMMU AND KASHMIR SDL UDAY 2029 ✔️ Coupon: 8.48% ✔️ Tenor: 3y 5m (Maturity: 30/Mar/2029) ✔️ Interest Payout: (Semi-Annual) Government Security | Safe Investment | Predictable Returns Protect your capital while earning consistent returns — secured by the Government of Jammu & Kashmir. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhblpnPT0=/848-jammu-and-kashmir-sdl-uday-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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80 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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93 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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131 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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