HSBC Ultra Short Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 52 (Category Avg - 62.00) | Modified Duration 0.47 Years (Category Avg - 0.42)| Yield to Maturity 6.35% (Category Avg - 6.45%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	6.60%	3.09%
CD	39.94%	34.25%
T-Bills	8.54%	7.47%
CP	24.00%	10.65%
NCD & Bonds	29.77%	42.37%
PTC	1.12%	1.25%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	15.14%	10.57%
Low Risk	94.83%	88.52%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	1469.09	5.89%	3.00 k
Bond - Govt of India	GOI	Other			1019.86	4.09%	1.00 Cr
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	790.93	3.17%	7.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	789.16	3.16%	750.00
Bond - T-Bill	T-Bills	Other			745.26	2.99%	75.00 L
Bond - Bharti Telecom Ltd.	CP	Telecom - equipment & accessories	A1+	ICRA	747.54	2.99%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	742.46	2.97%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	737.74	2.96%	1.50 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	735.55	2.95%	1.50 k
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	732.67	2.94%	1.50 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	683.72	2.74%	650.00
Bond - Govt of India	GOI	Other			626.95	2.51%	60.00 L
Bond - Mindspace Business Parks REIT	CP	Real estate investment trusts (reits)	P1+	CRISIL	625.04	2.50%	1.30 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	611.79	2.45%	6.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	535.84	2.15%	5.00 k
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	535.32	2.14%	5.00 k
Bond - Punjab National Bank	CD	Public sector bank	PR1+	CARE	535.04	2.14%	1.10 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	524.62	2.10%	5.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	509.04	2.04%	5.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	507.40	2.03%	5.00 k
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	500.76	2.01%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	493.95	1.98%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	493.37	1.98%	1.00 k
Bond - Bajaj Auto Credit Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	494.19	1.98%	1.00 k
Bond - Kotak Mahindra Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	491.49	1.97%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	490.87	1.97%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	490.85	1.97%	1.00 k
Bond - T-Bill	T-Bills	Other			491.10	1.97%	50.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	A1+	ICRA	489.57	1.96%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	488.09	1.96%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	488.66	1.96%	1.00 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	488.39	1.96%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	486.64	1.95%	1.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	485.54	1.95%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	486.86	1.95%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	486.79	1.95%	1.00 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	486.29	1.95%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	480.92	1.93%	1.00 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	479.44	1.92%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	474.02	1.90%	1.00 k
Bond - Bharti Telecom Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	467.31	1.87%	1.00 k
Bond - T-Bill	T-Bills	Other			398.29	1.60%	40.00 L
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	384.29	1.54%	800.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	354.17	1.42%	350.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	278.33	1.12%	55.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	258.40	1.04%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	253.13	1.01%	2.50 k
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	251.67	1.01%	2.50 k
Bond - T-Bill	T-Bills	Other			248.68	1.00%	25.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	250.48	1.00%	250.00
Bond - T-Bill	T-Bills	Other			243.77	0.98%	25.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	75.07	0.30%	750.00

Name	Type of Instrument	Weight (%)
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	-0.01%
Net Receivables	Net Receivables	-9.96%

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NITINPIMPALE
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15 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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27 days ago

View more

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The Fixed Income
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1 days ago

Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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78 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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91 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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128 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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