HSBC Money Market Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 60 (Category Avg - 88.25) | Modified Duration 0.58 Years (Category Avg - 0.53)| Yield to Maturity 6.15% (Category Avg - 6.12%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	2.34%	4.10%
CD	54.48%	58.15%
T-Bills	13.32%	8.52%
CP	38.77%	26.65%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	15.66%	12.63%
Low Risk	93.25%	84.81%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Punjab National Bank	CD	Public sector bank	PR1+	CARE	1887.54	4.72%	3.90 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	A1+	ICRA	1694.88	4.24%	3.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1454.92	3.64%	3.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1438.76	3.60%	3.00 k
Bond - Mindspace Business Parks REIT	CP	Real estate investment trusts (reits)	P1+	CRISIL	1434.05	3.59%	3.00 k
Bond - Bharti Telecom Ltd.	CP	Telecom - equipment & accessories	A1+	ICRA	1239.57	3.10%	2.50 k
Bond - T-Bill	T-Bills	Other			1237.82	3.09%	1.25 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1211.07	3.03%	2.50 k
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	991.21	2.48%	2.00 k
Bond - Bajaj Auto Credit Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	983.29	2.46%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	970.33	2.43%	2.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	969.95	2.43%	2.00 k
Bond - T-Bill	T-Bills	Other			972.62	2.43%	1.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	968.93	2.42%	2.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	966.51	2.42%	2.00 k
Bond - Rural Electrification Corporation Limited	CP	Financial institution	P1+	CRISIL	953.51	2.38%	2.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	952.95	2.38%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	738.81	1.85%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	737.86	1.84%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	737.32	1.84%	1.50 k
Bond - Godrej Industries Ltd	CP	Animal feed	P1+	CRISIL	737.18	1.84%	1.50 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	730.71	1.83%	1.50 k
Bond - T-Bill	T-Bills	Other			730.04	1.83%	75.00 L
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	729.16	1.82%	1.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	729.42	1.82%	1.50 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	729.08	1.82%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	727.62	1.82%	1.50 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	A1+	ICRA	726.22	1.82%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	723.30	1.81%	1.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	715.24	1.79%	1.50 k
Bond - T-Bill	T-Bills	Other			673.75	1.68%	70.00 L
Bond - Govt of India	GOI	Other			526.37	1.32%	50.00 L
Bond - T-Bill	T-Bills	Other			494.08	1.24%	50.00 L
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	493.06	1.23%	1.00 k
Bond - Bank Of India	CD	Public sector bank	A1+	ICRA	492.38	1.23%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	491.44	1.23%	1.00 k
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	488.05	1.22%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.99	1.22%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.37	1.22%	1.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	486.52	1.22%	1.00 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	488.30	1.22%	1.00 k
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	486.30	1.22%	1.00 k
Bond - T-Bill	T-Bills	Other			488.29	1.22%	50.00 L
Bond - T-Bill	T-Bills	Other			487.27	1.22%	50.00 L
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	485.42	1.21%	1.00 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	482.54	1.21%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	482.38	1.21%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	485.76	1.21%	1.00 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	485.20	1.21%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	484.44	1.21%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	483.33	1.21%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	478.08	1.20%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	476.57	1.19%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	477.14	1.19%	1.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	475.73	1.19%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	472.03	1.18%	1.00 k
Bond - Govt of India	GOI	Other			253.76	0.63%	25.00 L
Bond - T-Bill	T-Bills	Other			244.94	0.61%	25.00 L
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	241.71	0.60%	500.00
Bond - Govt of India	GOI	Other			154.50	0.39%	15.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	-8.91%

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hunch
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22 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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37 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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2 days ago

Boost Your Investment with a High-Return Secured NBFC Bond Vivriti Capital Limited – 2026 Bonds now listed on The Fixed Income ✔️ Coupon: 9.00% p.a. ✔️ Rating: CARE A+ Stable ✔️ Tenor: 1 year 1 month (Maturity: Nov 04, 2026) ✔️ Senior Secured | NBFC Bond | High Return | Listed Tap into a secured bond offering attractive returns from a trusted NBFC—perfect for investors seeking stability and growth in a short tenure. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhbmJnPT0=/900-vivriti-capital-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Boost Your Investment with a High-Return Secured NBFC Bond Vivriti Capital Limited – 2026 Bonds now listed on The Fixed Income ✔️ Coupon: 9.00% p.a. ✔️ Rating: CARE A+ Stable ✔️ Tenor: 1 year 1 month (Maturity: Nov 04, 2026) ✔️ Senior Secured | NBFC Bond | High Return | Listed Tap into a secured bond offering attractive returns from a trusted NBFC—perfect for investors seeking stability and growth in a short tenure. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhbmJnPT0=/900-vivriti-capital-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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88 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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88 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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94 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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