HDFC Balanced Advantage Fund - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House : HDFC Mutual Fund

Scheme Objective

To provide long term capital appreciation / income from a dynamic mix of equity and debt investments.

Scheme Details

Fund manager(s) – Srinivasan Ramamurty , Dhruv Muchhal , Nandita Menezes , Anil Bamboli , Gopal Agrawal , Arun Agarwal
Launch date – 11-Sep-2000
Expense ratio – 1.34% as declared on 30-Sep-2025 (category average is 1.91%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹100
Min investment amount (one time- first time) - ₹100
Min investment amount (addtional purchase) - ₹100
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

HDFC Balanced Advantage Fund - IDCW charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

103041.31

0.00

0.00%

Sep - 2025	103041.31	0.00%
Aug - 2025	101079.60	0.00%
Jul - 2025	101772.60	0.00%
Jun - 2025	102789.77	0.00%
May - 2025	100299.29	0.00%
Apr - 2025	97460.90	0.00%
Mar - 2025	94824.34	0.00%
Feb - 2025	90374.53	0.00%
Jan - 2025	94251.41	0.00%

2024

95521.37

0.00

0.00%

Dec - 2024	95521.37	0.00	0.00%
Nov - 2024	95569.87	0.00	0.00%
Oct - 2024	94865.65	0.00	0.00%
Sep - 2024	96535.51	0.00	0.00%
Aug - 2024	95391.46	0.00	0.00%
Jul - 2024	94048.24	0.00	0.00%
Jun - 2024	89903.19	0.00	0.00%
May - 2024	86471.32	261663.35	33.05%
Apr - 2024	83548.61	257500.49	32.45%
Mar - 2024	79875.08	250603.06	31.87%
Feb - 2024	78759.07	246673.49	31.93%
Jan - 2024	77011.15	241918.12	31.83%

2023

73348.57

235254.77

31.18%

Dec - 2023	73348.57	235254.77	31.18%
Nov - 2023	68386.72	223228.20	30.64%
Oct - 2023	63980.65	213242.44	30.00%
Sep - 2023	64319.08	215085.84	29.90%
Aug - 2023	61598.75	210094.37	29.32%
Jul - 2023	60640.94	206401.62	29.38%
Jun - 2023	57778.88	200425.68	28.83%
May - 2023	55604.55	195569.76	28.43%
Apr - 2023	54412.64	192507.27	28.27%
Mar - 2023	52079.29	187770.29	27.74%
Feb - 2023	51042.46	187435.73	27.23%
Jan - 2023	51160.89	188703.61	27.11%

2022

51026.69

190406.67

26.80%

Dec - 2022	51026.69	190406.67	26.80%
Nov - 2022	51249.87	193104.25	26.54%
Oct - 2022	49708.91	191220.35	26.00%
Sep - 2022	47230.12	186349.02	25.34%
Aug - 2022	48055.35	188580.43	25.48%
Jul - 2022	46130.44	182966.27	25.21%
Jun - 2022	43078.53	173882.07	24.77%
May - 2022	43835.80	176067.23	24.90%
Apr - 2022	43950.49	176046.08	24.97%
Mar - 2022	43051.83	174563.65	24.66%
Feb - 2022	41708.02	168964.69	24.68%
Jan - 2022	42999.48	170062.94	25.28%

2021

41282.13

165994.43

24.87%

Dec - 2021	41282.13	165994.43	24.87%
Nov - 2021	41318.53	159637.59	25.88%
Oct - 2021	42775.92	156536.85	27.33%
Sep - 2021	43246.73	144630.94	29.90%
Aug - 2021	41972.08	136530.83	30.74%
Jul - 2021	42114.70	117699.06	35.78%
Jun - 2021	41796.27	113618.38	36.79%
May - 2021	41921.86	110454.74	37.95%
Apr - 2021	39146.35	104089.58	37.61%
Mar - 2021	39783.71	102557.95	38.79%
Feb - 2021	40967.61	100621.84	40.71%
Jan - 2021	38278.66	92815.76	41.24%

2020

39534.55

92760.66

42.62%

Dec - 2020	39534.55	92760.66	42.62%
Nov - 2020	38066.81	88709.84	42.91%
Oct - 2020	34716.21	82243.03	42.21%
Sep - 2020	34658.65	81551.71	42.50%
Aug - 2020	37191.67	84255.30	44.14%
Jul - 2020	36101.90	82070.20	43.99%
Jun - 2020	35429.12	79927.49	44.33%
May - 2020	33772.47	76631.57	44.07%
Apr - 2020	35117.86	78596.37	44.68%
Mar - 2020	32369.03	72460.78	44.67%
Feb - 2020	40920.34	89173.14	45.89%
Jan - 2020	44151.41	93324.69	47.31%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

HDFC Asset Management Company Limited

“HDFC House”, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai 400020
Tel no.: 022-6631 6333
Fax no.: 022-2282 1144
Website.: https://www.hdfcfund.com

Forum

NITINPIMPALE
MF Investment Help
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16 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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28 days ago

View more

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The Fixed Income
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2 days ago

Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Build Steady Wealth with a Trusted PSU Bond! 9.35% TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED 2033 ✔️ Coupon: 9.35% ✔️ Rating: India Ratings AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 8y 2m (Maturity: 30/Dec/2033) Enjoy the dual benefits of strong credit quality and high fixed returns. Senior Secured | PSU Bond | High Return Bond | Listed ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVl3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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79 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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92 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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129 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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