Groww Liquid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 21 (Category Avg - 64.50) | Modified Duration 0.17 Years (Category Avg - 0.15)| Yield to Maturity 5.79% (Category Avg - 5.96%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.67%
CD	58.75%	36.56%
T-Bills	11.38%	18.69%
NCD & Bonds	5.15%	4.83%
CP	14.92%	42.16%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	11.38%	19.36%
Low Risk	78.82%	83.45%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - HDFC Bank Ltd.	CD	Private sector bank	A1+	ICRA	247.49	8.48%	25.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	247.07	8.46%	25.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	202.72	6.94%	20.50 L
Bond - T-Bill	T-Bills	Other			197.72	6.77%	20.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	197.58	6.77%	20.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	148.83	5.10%	15.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	148.63	5.09%	15.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	148.47	5.08%	15.00 L
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	148.19	5.08%	15.00 L
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	138.11	4.73%	14.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	CARE AAA	CARE	100.18	3.43%	10.00 L
Bond - T-Bill	T-Bills	Other			99.24	3.40%	10.00 L
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	98.83	3.38%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	98.80	3.38%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	98.78	3.38%	10.00 L
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	98.66	3.38%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	79.28	2.71%	8.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.27	1.72%	5.00 L
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	49.82	1.71%	5.00 L
Bond - T-Bill	T-Bills	Other			24.01	0.82%	2.40 L
Bond - T-Bill	T-Bills	Other			11.48	0.39%	1.16 L