DSP Gilt Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

Scheme Objective

The primary objective of the Scheme is to generate income through investment in securities issued by Central and/ or State Government of various maturities. There is no assurance that the investment objective of the Schemes will be realized.

Scheme Details

Fund manager(s) – Sandeep Yadav , Shantanu Godambe
Launch date – 30-Sep-1999
Expense ratio – 1.17% as declared on 30-Sep-2025 (category average is 1.23%)
Benchmark - CRISIL Dynamic Gilt Index

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹500
Min investment amount (addtional purchase) - ₹500
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

1493.54

0.00

0.00%

Sep - 2025	1493.54	0.00%
Aug - 2025	1493.59	0.00%
Jul - 2025	1894.23	0.00%
Jun - 2025	1852.40	0.00%
May - 2025	1903.95	0.00%
Apr - 2025	1736.69	0.00%
Mar - 2025	1565.83	0.00%
Feb - 2025	1698.53	0.00%
Jan - 2025	1715.91	0.00%

2024

1781.58

0.00

0.00%

Dec - 2024	1781.58	0.00	0.00%
Nov - 2024	1834.54	0.00	0.00%
Oct - 2024	1538.68	0.00	0.00%
Sep - 2024	1417.52	0.00	0.00%
Aug - 2024	1211.45	0.00	0.00%
Jul - 2024	1080.98	0.00	0.00%
Jun - 2024	1016.19	0.00	0.00%
May - 2024	1012.28	38005.46	2.66%
Apr - 2024	1054.41	37760.68	2.79%
Mar - 2024	755.19	31911.32	2.37%
Feb - 2024	712.70	32361.36	2.20%
Jan - 2024	731.31	31479.91	2.32%

2023

638.00

30745.09

2.08%

Dec - 2023	638.00	30745.09	2.08%
Nov - 2023	696.45	30897.75	2.25%
Oct - 2023	693.62	30466.74	2.28%
Sep - 2023	582.49	28241.04	2.06%
Aug - 2023	594.76	27745.71	2.14%
Jul - 2023	592.28	27161.58	2.18%
Jun - 2023	586.96	26651.92	2.20%
May - 2023	585.78	26209.75	2.23%
Apr - 2023	580.85	26370.78	2.20%
Mar - 2023	444.48	23776.32	1.87%
Feb - 2023	430.18	19714.36	2.18%
Jan - 2023	420.94	19130.64	2.20%

2022

415.51

19313.36

2.15%

Dec - 2022	415.51	19313.36	2.15%
Nov - 2022	407.16	19209.83	2.12%
Oct - 2022	401.18	18781.35	2.14%
Sep - 2022	398.99	18568.24	2.15%
Aug - 2022	409.17	18572.43	2.20%
Jul - 2022	403.77	17909.22	2.25%
Jun - 2022	408.09	17924.65	2.28%
May - 2022	402.54	17923.05	2.25%
Apr - 2022	412.37	17862.53	2.31%
Mar - 2022	414.13	18110.81	2.29%
Feb - 2022	416.71	18858.92	2.21%
Jan - 2022	422.57	19371.29	2.18%

2021

431.60

19787.34

2.18%

Dec - 2021	431.60	19787.34	2.18%
Nov - 2021	436.12	19798.34	2.20%
Oct - 2021	435.98	20521.98	2.12%
Sep - 2021	439.47	19978.14	2.20%
Aug - 2021	432.47	19539.45	2.21%
Jul - 2021	457.46	18588.17	2.46%
Jun - 2021	461.95	18844.71	2.45%
May - 2021	472.07	19793.02	2.39%
Apr - 2021	471.68	20745.26	2.27%
Mar - 2021	443.78	18504.21	2.40%
Feb - 2021	501.44	19152.36	2.62%
Jan - 2021	605.54	21191.57	2.86%

2020

610.06

21237.89

2.87%

Dec - 2020	610.06	21237.89	2.87%
Nov - 2020	606.84	23255.93	2.61%
Oct - 2020	561.11	22822.13	2.46%
Sep - 2020	549.06	19528.94	2.81%
Aug - 2020	832.75	19984.30	4.17%
Jul - 2020	1243.51	21683.77	5.73%
Jun - 2020	918.16	17611.42	5.21%
May - 2020	1172.69	16304.27	7.19%
Apr - 2020	1036.29	13581.92	7.63%
Mar - 2020	705.48	10849.64	6.50%
Feb - 2020	523.32	9935.09	5.27%
Jan - 2020	504.17	9839.10	5.12%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

DSP Investment Managers Private Limited

Mafatlal Centre, 10th & 11th Floor, Nariman Point Mumbai 400021
Tel no.: 022-66578000
Fax no.: 022-66578181
Website.: www.dspim.com

Forum

NITINPIMPALE
MF Investment Help
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7 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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19 days ago

View more

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The Fixed Income
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13 hrs ago

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  Park Your Money in a Safe & High-Return PSU Bond POWER FINANCE CORPORATION LIMITED 2029 ✔️ Coupon: 9.10% ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable, CARE AAA Stable ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) PSU Bond | High Return Bond | Listed Invest with confidence in a highly-rated PSU bond offering steady returns and strong credibility. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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69 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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82 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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120 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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