Baroda BNP Paribas Low Duration Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 25 (Category Avg - 76.22) | Modified Duration 0.79 Years (Category Avg - 0.86)| Yield to Maturity 6.49% (Category Avg - 6.59%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	4.04%	6.74%
CD	31.40%	20.59%
T-Bills	0.00%	4.81%
CP	0.00%	3.93%
NCD & Bonds	45.09%	55.87%
PTC	2.57%	1.53%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	4.04%	11.55%
Low Risk	79.06%	81.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	201.46	6.68%	2.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	200.90	6.66%	200.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	194.25	6.44%	400.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	174.42	5.79%	360.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	147.76	4.90%	300.00
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	143.03	4.74%	300.00
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	101.58	3.37%	1.00 k
Bond - PNB Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	101.39	3.36%	1.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	101.00	3.35%	1.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	100.77	3.34%	1.00 k
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	100.47	3.33%	1.00 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	100.44	3.33%	1.00 k
Bond - Piramal Finance Pvt Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA	CARE	100.43	3.33%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	96.85	3.21%	200.00
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	95.12	3.16%	200.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	95.11	3.16%	200.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	90.64	3.01%	900.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	59.73	1.98%	600.00
Bond - Govt of India	GOI	Other			50.85	1.69%	5.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	50.61	1.68%	50.00 k
Bond - Govt of India	GOI	Other			50.33	1.67%	5.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	50.20	1.67%	500.00
Bond - Vajra Trust	PTC	Ptc	AAA	CRISIL	49.73	1.65%	5.00
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	27.73	0.92%	5.00
Bond - Govt of India	GOI	Other			20.52	0.68%	2.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	15.91%
Net Receivables	Net Receivables	0.99%

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hunch
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31 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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46 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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19 hrs ago

Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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97 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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97 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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103 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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