Baroda BNP Paribas Ultra Short Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 47 (Category Avg - 62.00) | Modified Duration 0.45 Years (Category Avg - 0.42)| Yield to Maturity 6.31% (Category Avg - 6.45%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	2.20%	3.09%
CD	48.50%	34.25%
T-Bills	0.00%	7.47%
CP	21.53%	10.65%
NCD & Bonds	19.64%	42.37%
PTC	2.67%	1.25%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	2.20%	10.57%
Low Risk	92.34%	88.52%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	742.54	5.90%	1.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	494.45	3.93%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	493.88	3.93%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	494.49	3.93%	1.00 k
Bond - Tata Projects Ltd.	CP	Civil construction	P1+	CRISIL	494.07	3.93%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	489.10	3.89%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	487.86	3.88%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	487.10	3.87%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	430.13	3.42%	900.00
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	295.42	2.35%	600.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	292.76	2.33%	600.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	251.91	2.00%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	251.21	2.00%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	251.06	2.00%	2.50 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	250.78	1.99%	2.50 k
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	249.16	1.98%	250.00
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	247.46	1.97%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	247.19	1.97%	500.00
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	247.99	1.97%	500.00
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	246.89	1.96%	500.00
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	246.99	1.96%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	246.69	1.96%	500.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	244.85	1.95%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	243.75	1.94%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	243.44	1.94%	500.00
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	242.89	1.93%	500.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	240.86	1.91%	2.40 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	236.97	1.88%	500.00
Bond - Au Small Finance Bank Ltd.	CD	Other bank	PR1+	CARE	235.56	1.87%	500.00
Bond - Govt of India	GOI	Other			227.00	1.80%	22.00 L
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	211.36	1.68%	2.10 k
Bond - Vajra Trust	PTC	Ptc	AAA	CRISIL	189.92	1.51%	19.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	188.34	1.50%	400.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	161.13	1.28%	1.60 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	151.02	1.20%	1.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	150.44	1.20%	1.50 k
Bond - Piramal Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA	CARE	150.43	1.20%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	146.00	1.16%	300.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	143.38	1.14%	300.00
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	98.90	0.79%	200.00
Bond - Hero Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	97.62	0.78%	200.00
Bond - Vajra Trust	PTC	Ptc	AAA	CRISIL	80.47	0.64%	16.00
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	65.61	0.52%	13.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	50.45	0.40%	500.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.32	0.40%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.19	0.40%	50.00
Bond - Govt of India	GOI	Other			50.04	0.40%	5.00 L