Baroda BNP Paribas Ultra Short Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 44 (Category Avg - 63.84) | Modified Duration 0.45 Years (Category Avg - 0.42)| Yield to Maturity 6.31% (Category Avg - 6.45%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	3.13%
CD	43.10%	33.23%
T-Bills	0.41%	7.37%
CP	16.28%	9.20%
NCD & Bonds	23.48%	39.42%
PTC	2.57%	1.02%

Category - Ultra Short Duration Fund

Security Type	% Weight	Category Average
Government Backed	0.41%	10.50%
Low Risk	85.43%	82.86%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Ultra Short Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	491.93	4.08%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	490.33	4.06%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	489.55	4.06%	1.00 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	488.72	4.05%	1.00 k
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	486.26	4.03%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	485.07	4.02%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	432.50	3.58%	900.00
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	297.13	2.46%	600.00
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	294.23	2.44%	600.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	251.64	2.09%	2.50 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	251.16	2.08%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	250.93	2.08%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	250.81	2.08%	2.50 k
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	249.24	2.07%	250.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	248.35	2.06%	500.00
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	248.31	2.06%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	247.81	2.05%	500.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	246.09	2.04%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	244.99	2.03%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	244.67	2.03%	500.00
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	244.16	2.02%	500.00
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	241.68	2.00%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	240.31	1.99%	500.00
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	240.45	1.99%	2.40 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	238.16	1.97%	500.00
Bond - Au Small Finance Bank Ltd.	CD	Other bank	PR1+	CARE	236.79	1.96%	500.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	211.21	1.75%	2.10 k
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	211.20	1.75%	2.10 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	189.24	1.57%	400.00
Bond - Vajra Trust	PTC	Ptc	AAA	CRISIL	190.03	1.57%	19.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	160.97	1.33%	1.60 k
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	151.09	1.25%	1.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	150.91	1.25%	1.50 k
Bond - Piramal Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA	CARE	150.86	1.25%	1.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	150.39	1.25%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	144.16	1.19%	300.00
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	99.47	0.82%	200.00
Bond - Hero Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	98.18	0.81%	200.00
Bond - Vajra Trust	PTC	Ptc	AAA	CRISIL	61.86	0.51%	16.00
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	59.13	0.49%	13.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	50.40	0.42%	500.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.32	0.42%	500.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.17	0.42%	50.00
Bond - T-Bill	T-Bills	Other			49.24	0.41%	5.00 L