Bandhan Floater Fund - Regular Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 15 (Category Avg - 59.00) | Modified Duration 2.85 Years (Category Avg - 2.28)| Yield to Maturity 7.10% (Category Avg - 7.01%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	23.92%	37.08%
CD	11.36%	2.74%
CP	0.00%	0.33%
NCD & Bonds	61.11%	51.44%
PTC	0.00%	3.51%

Category - Floater Fund

Security Type	% Weight	Category Average
Government Backed	23.92%	37.08%
Low Risk	72.47%	57.69%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Floater Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			609.44	20.47%	59.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	357.04	11.99%	35.00 L
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	251.02	8.43%	25.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.00	8.43%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	240.22	8.07%	25.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	152.10	5.11%	15.00 L
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	151.99	5.10%	15.00 L
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	151.89	5.10%	15.00 L
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	149.55	5.02%	15.00 L
Bond - Govt of India	GOI	Other			102.80	3.45%	10.00 L
Bond - Godrej Finance Ltd.	NCD & Bonds	Financial services	AA+	CRISIL	101.71	3.42%	10.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	101.37	3.40%	10.00 L
Bond - Godrej Properties Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	101.33	3.40%	10.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	97.95	3.29%	10.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.90	1.71%	5.00 L

Name	Type of Instrument	Weight (%)
Interest Rate Swaps	Interest Rate Swaps	53.76%
Interest Rate Swaps	Interest Rate Swaps	10.08%
Net Receivables	Net Receivables	2.31%
TREPS	TREPS	1.23%
Margin	Margin	0.03%
Interest Rate Swaps	Interest Rate Swaps	-10.08%
Interest Rate Swaps	Interest Rate Swaps	-53.72%

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NITINPIMPALE
MF Investment Help
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8 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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20 days ago

View more

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The Fixed Income
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1 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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71 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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84 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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121 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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