Bajaj Finserv Liquid Fund - Regular Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House :

No of Debt Holding 65 (Category Avg - 67.03) | Modified Duration 0.08 Years (Category Avg - 0.12)| Yield to Maturity 5.80% (Category Avg - 5.86%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
BRDS	0.00%	0.04%
GOI	0.59%	0.82%
CD	31.77%	26.20%
T-Bills	15.62%	17.68%
CP	39.50%	45.88%
NCD & Bonds	5.89%	6.20%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	16.21%	18.49%
Low Risk	77.16%	78.19%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			2737.39	5.37%	2.75 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	2001.02	3.93%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1748.92	3.43%	3.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1499.31	2.94%	3.00 k
Bond - Punjab National Bank	CD	Public sector bank	PR1+	CARE	1496.23	2.94%	3.00 k
Bond - T-Bill	T-Bills	Other			1497.77	2.94%	1.50 Cr
Bond - T-Bill	T-Bills	Other			1480.42	2.91%	1.50 Cr
Bond - T-Bill	T-Bills	Other			996.43	1.96%	1.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	998.59	1.96%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	997.64	1.96%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	997.34	1.96%	2.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	999.53	1.96%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	995.94	1.95%	2.00 k
Bond - Reliance Jio Infocomm Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	991.57	1.95%	2.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	991.53	1.95%	2.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	994.94	1.95%	2.00 k
Bond - Ultratech Cement Ltd.	CP	Cement & cement products	P1+	CRISIL	987.22	1.94%	2.00 k
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	986.72	1.94%	2.00 k
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	986.17	1.94%	2.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	749.75	1.47%	1.50 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	749.12	1.47%	1.50 k
Bond - Reliance Jio Infocomm Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	748.34	1.47%	1.50 k
Bond - Grasim Industries Limited	CP	Cement & cement products	P1+	CRISIL	748.34	1.47%	1.50 k
Bond - Larsen & Toubro Ltd.	CP	Civil construction	P1+	CRISIL	748.11	1.47%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	749.06	1.47%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	741.50	1.46%	1.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	499.85	0.98%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	499.14	0.98%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	498.67	0.98%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	498.66	0.98%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	498.19	0.98%	1.00 k
Bond - T-Bill	T-Bills	Other			498.23	0.98%	50.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	501.06	0.98%	500.00
Bond - Sundaram Home Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	500.02	0.98%	500.00
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	499.84	0.98%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	499.83	0.98%	1.00 k
Bond - HDB Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	499.75	0.98%	1.00 k
Bond - Kotak Mahindra Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	499.67	0.98%	1.00 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	499.41	0.98%	1.00 k
Bond - SBI Cards and Payment Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	499.32	0.98%	1.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	498.34	0.98%	1.00 k
Bond - Reliance Industries Ltd.	CP	Refineries & marketing	P1+	CRISIL	498.26	0.98%	1.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	498.26	0.98%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	498.19	0.98%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	495.03	0.97%	1.00 k
Bond - Axis Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.00	0.97%	1.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	494.84	0.97%	1.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	494.75	0.97%	1.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	493.93	0.97%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	493.86	0.97%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	493.68	0.97%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	493.54	0.97%	1.00 k
Bond - T-Bill	T-Bills	Other			496.13	0.97%	50.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	496.69	0.97%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	495.05	0.97%	1.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	494.78	0.97%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	493.87	0.97%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	493.86	0.97%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	493.20	0.97%	1.00 k
Bond - Govt of India	GOI	Other			300.49	0.59%	30.00 L
Bond - T-Bill	T-Bills	Other			247.32	0.49%	25.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	249.96	0.49%	500.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	248.50	0.49%	500.00
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	246.87	0.48%	500.00
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	246.39	0.48%	500.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	6.02%
Net Receivables	Net Receivables	0.61%

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hunch
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30 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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46 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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3 hrs ago

Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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96 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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97 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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102 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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