Bajaj Finserv Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House :

No of Debt Holding 74 (Category Avg - 67.49) | Modified Duration 0.16 Years (Category Avg - 0.15)| Yield to Maturity 5.90% (Category Avg - 5.96%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	43.00%	35.50%
T-Bills	14.67%	17.24%
NCD & Bonds	4.25%	4.30%
CP	30.73%	36.85%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	14.67%	18.37%
Low Risk	77.98%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			3727.85	6.22%	3.75 Cr
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	2238.00	3.73%	4.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1740.35	2.90%	3.50 k
Bond - T-Bill	T-Bills	Other			1492.69	2.49%	1.50 Cr
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	1495.67	2.49%	3.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1488.35	2.48%	3.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1300.08	2.17%	1.30 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1247.54	2.08%	2.50 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1241.60	2.07%	2.50 k
Bond - T-Bill	T-Bills	Other			1238.62	2.07%	1.25 Cr
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1243.21	2.07%	2.50 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1242.01	2.07%	2.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1241.90	2.07%	2.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1241.76	2.07%	2.50 k
Bond - ICICI Bank Ltd.	CD	Private sector bank	A1+	ICRA	997.94	1.66%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	992.58	1.66%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	997.19	1.66%	2.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	994.51	1.66%	2.00 k
Bond - Sundaram Finance Limited	CP	Non banking financial company (nbfc)	P1+	CRISIL	987.21	1.65%	2.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	991.36	1.65%	2.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	989.88	1.65%	2.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	987.82	1.65%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	987.62	1.65%	2.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	985.74	1.64%	2.00 k
Bond - T-Bill	T-Bills	Other			843.26	1.41%	85.00 L
Bond - T-Bill	T-Bills	Other			744.80	1.24%	75.00 L
Bond - T-Bill	T-Bills	Other			740.86	1.24%	75.00 L
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	746.05	1.24%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	744.37	1.24%	1.50 k
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	739.15	1.23%	1.50 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	497.84	0.83%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	497.50	0.83%	1.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	497.32	0.83%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	496.85	0.83%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	496.69	0.83%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	496.22	0.83%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	495.94	0.83%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	495.86	0.83%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	494.70	0.83%	1.00 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	500.43	0.83%	500.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	500.21	0.83%	500.00
Bond - Deutsche Investments India Pvt. Ltd.	CP	Investment company	P1+	CRISIL	499.73	0.83%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	498.69	0.83%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	498.36	0.83%	1.00 k
Bond - Ultratech Cement Ltd.	CP	Cement & cement products	P1+	CRISIL	498.36	0.83%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	497.65	0.83%	1.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	497.41	0.83%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	497.37	0.83%	1.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	497.32	0.83%	1.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	497.19	0.83%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	497.18	0.83%	1.00 k
Bond - Axis Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	497.08	0.83%	1.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	496.67	0.83%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	496.65	0.83%	1.00 k
Bond - Redington Ltd.	CP	Trading & distributors	P1+	CRISIL	496.25	0.83%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	495.88	0.83%	1.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	495.79	0.83%	1.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	495.72	0.83%	1.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	492.94	0.82%	1.00 k
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	492.23	0.82%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	492.07	0.82%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	494.05	0.82%	1.00 k
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	492.93	0.82%	1.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	250.30	0.42%	250.00
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	249.00	0.42%	500.00
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	248.79	0.41%	500.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	248.78	0.41%	500.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	248.20	0.41%	500.00
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	248.06	0.41%	500.00
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	248.01	0.41%	500.00
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	248.62	0.41%	500.00
Bond - Punjab National Bank	CD	Public sector bank	PR1+	CARE	246.91	0.41%	500.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	246.80	0.41%	500.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	49.98	0.08%	100.00