Aditya Birla Sun Life Medium Term Plan - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 65 (Category Avg - 42.38) | Modified Duration 3.73 Years (Category Avg - 3.54)| Yield to Maturity 7.63% (Category Avg - 7.35%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	27.79%	33.27%
CD	0.00%	1.16%
CP	0.00%	0.15%
NCD & Bonds	64.47%	53.48%
PTC	0.00%	3.12%

Category - Medium Duration Fund

Security Type	% Weight	Category Average
Government Backed	27.79%	33.27%
Low Risk	58.14%	55.32%
Moderate Risk	6.33%	2.59%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			3142.08	11.19%	3.10 Cr
Bond - Govt of India	GOI	Other			2033.11	7.24%	1.97 Cr
Bond - Govt of India	GOI	Other			1918.21	6.83%	1.85 Cr
Bond - Nuvama Wealth Finance Ltd.	NCD & Bonds	Stockbroking & allied	CARE AA	CARE	959.87	3.42%	9.50 k
Bond - GMR Airports Ltd.	NCD & Bonds	Airport & airport services	A+	CRISIL	808.19	2.88%	8.00 k
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	785.78	2.80%	7.40 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	781.96	2.79%	7.67 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	752.56	2.68%	7.50 k
Bond - National Bank for Financing Infrastructure and Development	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	713.67	2.54%	7.00 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	LAAA	ICRA	696.90	2.48%	7.00 k
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	655.99	2.34%	6.50 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	651.96	2.32%	6.50 k
Bond - Narayana Hrudayalaya Ltd.	NCD & Bonds	Hospital	LAA	ICRA	609.17	2.17%	6.00 k
Bond - J S W Energy Ltd.	NCD & Bonds	Power generation	LAA	ICRA	606.21	2.16%	6.00 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	602.89	2.15%	6.00 k
Bond - Hero Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA+	ICRA	600.77	2.14%	6.00 k
Bond - SIS Ltd.	NCD & Bonds	Diversified commercial services	AA-	CRISIL	578.04	2.06%	5.75 k
Bond - Kogta Financial India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE A+	CARE	520.30	1.85%	5.25 k
Bond - J S W Steel Ltd.	NCD & Bonds	Iron & steel products	LAA	ICRA	500.81	1.78%	500.00
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	500.17	1.78%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	496.95	1.77%	5.00 k
Bond - Hinduja Housing Finance Ltd.	NCD & Bonds	Housing finance	CARE AA+	CARE	464.29	1.65%	4.60 k
Bond - IKF Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE A+	CARE	448.14	1.60%	4.50 k
Bond - Adani Airport Holdings Ltd.	NCD & Bonds	Airport & airport services	AA-	CRISIL	422.16	1.50%	5.30 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	409.68	1.46%	4.00 k
Bond - JM Financial Products Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	400.45	1.43%	4.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	396.16	1.41%	4.00 k
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	LAAA	ICRA	347.33	1.24%	3.50 k
Bond - Govt of India	GOI	Other			343.15	1.22%	35.00 L
Bond - Interise Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	LAAA	ICRA	281.32	1.00%	3.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	257.73	0.92%	2.50 k
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	252.86	0.90%	2.50 k
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	251.00	0.89%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	248.54	0.89%	2.50 k
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	243.72	0.87%	2.40 k
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	242.73	0.86%	2.40 k
Bond - Delhi International Airport Ltd.	NCD & Bonds	Airport & airport services	LAA	ICRA	206.53	0.74%	2.00 k
Bond - Union Bank Of India	NCD & Bonds	Public sector bank	AA+	FITCH	190.13	0.68%	190.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	179.79	0.64%	1.80 k
Bond - Phillips Carbon Black Ltd.	NCD & Bonds	Chemicals - inorganic	AA	CRISIL	171.68	0.61%	2.00 k
Bond - Govt of India	GOI	Other			154.04	0.55%	15.00 L
Bond - Govt of India	GOI	Other			153.96	0.55%	15.00 L
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	150.21	0.54%	1.50 k
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	AAA	CRISIL	126.99	0.45%	1.25 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	100.33	0.36%	1.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	51.15	0.18%	500.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.94	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.40	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.31	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.30	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.27	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	CARE AAA	CARE	42.27	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.17	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	41.86	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	41.83	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	41.76	0.15%	40.00
Bond - Govt of India	GOI	Other			17.75	0.06%	1.75 L
Bond - Govt of India	GOI	Other			15.54	0.06%	1.58 L
Bond - Govt of India	GOI	Other			11.57	0.04%	1.10 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	11.54	0.04%	11.00
Bond - Govt of India	GOI	Other			4.41	0.02%	42.95 k
Bond - Govt of India	GOI	Other			3.15	0.01%	31.00 k
Bond - Govt of India	GOI	Other			2.10	0.01%	19.80 k
Bond - Govt of India	GOI	Other			2.10	0.01%	20.25 k
Bond - Govt of India	GOI	Other			1.25	0.00%	12.41 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.64%
IRB Invit Fund	InvITs	1.17%
Nexus Select Trust	InvITs	1.05%
Indus Infra Trust	InvITs	0.82%
TREPS	TREPS	0.76%
Embassy Office Parks Reit	InvITs	0.74%
IndiGrid Infrastructure Trust	InvITs	0.55%