Aditya Birla Sun Life Medium Term Plan - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 66 (Category Avg - 42.62) | Modified Duration 3.73 Years (Category Avg - 3.54)| Yield to Maturity 7.63% (Category Avg - 7.35%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	27.83%	34.30%
CD	0.00%	1.18%
CP	0.00%	0.15%
NCD & Bonds	65.56%	54.14%
PTC	0.00%	3.23%

Category - Medium Duration Fund

Security Type	% Weight	Category Average
Government Backed	27.83%	34.30%
Low Risk	60.98%	56.02%
Moderate Risk	4.58%	2.68%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			2474.25	9.05%	2.45 Cr
Bond - Govt of India	GOI	Other			2027.24	7.41%	1.97 Cr
Bond - Govt of India	GOI	Other			1910.96	6.99%	1.85 Cr
Bond - Nuvama Wealth Finance Ltd.	NCD & Bonds	Stockbroking & allied	CARE AA	CARE	958.46	3.51%	9.50 k
Bond - GMR Airports Ltd.	NCD & Bonds	Airport & airport services	A+	CRISIL	805.16	2.94%	8.00 k
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	775.89	2.84%	7.40 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	768.52	2.81%	7.67 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	751.25	2.75%	7.50 k
Bond - National Bank for Financing Infrastructure and Development	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	707.68	2.59%	7.00 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	LAAA	ICRA	693.58	2.54%	7.00 k
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	656.86	2.40%	6.50 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	651.19	2.38%	6.50 k
Bond - Narayana Hrudayalaya Ltd.	NCD & Bonds	Hospital	LAA	ICRA	607.25	2.22%	6.00 k
Bond - J S W Energy Ltd.	NCD & Bonds	Power generation	LAA	ICRA	604.16	2.21%	6.00 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	602.53	2.20%	6.00 k
Bond - Hero Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA+	ICRA	600.80	2.20%	6.00 k
Bond - SIS Ltd.	NCD & Bonds	Diversified commercial services	AA-	CRISIL	577.72	2.11%	5.75 k
Bond - Govt of India	GOI	Other			506.94	1.85%	51.58 L
Bond - J S W Steel Ltd.	NCD & Bonds	Iron & steel products	LAA	ICRA	501.53	1.83%	500.00
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	497.31	1.82%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	492.83	1.80%	5.00 k
Bond - Hinduja Housing Finance Ltd.	NCD & Bonds	Housing finance	CARE AA+	CARE	464.16	1.70%	4.60 k
Bond - IKF Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE A+	CARE	447.71	1.64%	4.50 k
Bond - Adani Airport Holdings Ltd.	NCD & Bonds	Airport & airport services	AA-	CRISIL	431.54	1.58%	5.30 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	406.23	1.49%	4.00 k
Bond - JM Financial Products Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	400.73	1.47%	4.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	393.27	1.44%	4.00 k
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	LAAA	ICRA	344.33	1.26%	3.50 k
Bond - Govt of India	GOI	Other			343.82	1.26%	35.00 L
Bond - Interise Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	LAAA	ICRA	281.36	1.03%	3.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	256.33	0.94%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	254.33	0.93%	2.50 k
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	252.97	0.93%	2.50 k
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	251.25	0.92%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	246.86	0.90%	2.50 k
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	243.51	0.89%	2.40 k
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	242.67	0.89%	2.40 k
Bond - Delhi International Airport Ltd.	NCD & Bonds	Airport & airport services	LAA	ICRA	204.60	0.75%	2.00 k
Bond - Union Bank Of India	NCD & Bonds	Public sector bank	AA+	FITCH	190.19	0.70%	190.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	179.07	0.65%	1.80 k
Bond - Phillips Carbon Black Ltd.	NCD & Bonds	Chemicals - inorganic	AA	CRISIL	171.38	0.63%	2.00 k
Bond - Govt of India	GOI	Other			154.31	0.56%	15.00 L
Bond - Govt of India	GOI	Other			152.77	0.56%	15.00 L
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	150.12	0.55%	1.50 k
Bond - Punjab National Bank	NCD & Bonds	Public sector bank	INDAAA	FITCH	149.98	0.55%	150.00
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	AAA	CRISIL	127.03	0.46%	1.25 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	100.25	0.37%	1.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	50.90	0.19%	500.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.46	0.16%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.18	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.13	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.13	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.05	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	CARE AAA	CARE	42.05	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	42.02	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	41.83	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	41.78	0.15%	40.00
Bond - DME Development Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	41.75	0.15%	40.00
Bond - Govt of India	GOI	Other			17.71	0.06%	1.75 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	11.54	0.04%	11.00
Bond - Govt of India	GOI	Other			11.50	0.04%	1.10 L
Bond - Govt of India	GOI	Other			4.41	0.02%	42.95 k
Bond - Govt of India	GOI	Other			3.14	0.01%	31.00 k
Bond - Govt of India	GOI	Other			2.10	0.01%	20.25 k
Bond - Govt of India	GOI	Other			2.09	0.01%	19.80 k
Bond - Govt of India	GOI	Other			1.25	0.00%	12.41 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.21%
IRB Invit Fund	InvITs	1.20%
Nexus Select Trust	InvITs	1.10%
Indus Infra Trust	InvITs	0.80%
Embassy Office Parks Reit	InvITs	0.75%
IndiGrid Infrastructure Trust	InvITs	0.54%