Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index - Dec 2025 Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 15 (Category Avg - 3.86) | Modified Duration 0.13 Years (Category Avg - 2.35)| Yield to Maturity 6.59% (Category Avg - 6.35%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	14.68%
CD	0.00%	0.35%
T-Bills	0.00%	0.00%
CP	20.34%	0.36%
NCD & Bonds	74.64%	4.64%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	94.98%	5.34%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - L&T Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	400.50	14.08%	400.00
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	350.35	12.32%	350.00
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	300.56	10.57%	300.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	300.30	10.56%	300.00
Bond - SMFG India Credit Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	299.11	10.52%	600.00
Bond - Aditya Birla Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	249.37	8.77%	500.00
Bond - Axis Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	200.60	7.05%	2.00 k
Bond - Sundaram Finance Limited	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	200.23	7.04%	200.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	140.28	4.93%	140.00
Bond - ICICI Home Finance Company Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	80.17	2.82%	80.00
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.06	1.76%	500.00
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AAA	CARE	50.02	1.76%	50.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	39.92	1.40%	40.00
Bond - Kotak Mahindra Prime Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	29.81	1.05%	60.00
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	LAAA	ICRA	9.98	0.35%	10.00