| Key Financial Ratios of Ujjivan Financial Services (in Rs. Cr.) |
Mar 23 |
Mar 22 |
Mar 21 |
Mar 20 |
Mar 19 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
73.20 |
-15.76 |
-16.34 |
23.25 |
12.43 |
|
| Diluted EPS (Rs.) |
73.20 |
-15.76 |
-16.34 |
23.21 |
2.38 |
|
| Cash EPS (Rs.) |
107.09 |
-6.20 |
-5.69 |
38.21 |
17.42 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
348.64 |
223.73 |
242.51 |
260.74 |
154.97 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
348.64 |
223.73 |
242.51 |
260.74 |
154.97 |
|
| Revenue from Operations/Share (Rs.) |
363.36 |
246.15 |
252.02 |
235.17 |
160.46 |
|
| PBDIT/Share (Rs.) |
261.90 |
75.79 |
79.86 |
139.54 |
81.85 |
|
| PBIT/Share (Rs.) |
248.52 |
63.04 |
65.89 |
125.89 |
76.85 |
|
| PBT/Share (Rs.) |
125.81 |
-24.98 |
-26.25 |
34.20 |
16.84 |
|
| Net Profit/Share (Rs.) |
93.71 |
-18.94 |
-19.65 |
24.56 |
12.42 |
|
| NP After MI And SOA / Share (Rs.) |
73.20 |
-15.75 |
-16.34 |
23.21 |
12.42 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
72.07 |
30.78 |
31.68 |
59.33 |
51.00 |
|
| PBIT Margin (%) |
68.39 |
25.61 |
26.14 |
53.52 |
47.89 |
|
| PBT Margin (%) |
34.62 |
-10.14 |
-10.41 |
14.54 |
10.49 |
|
| Net Profit Margin (%) |
25.79 |
-7.69 |
-7.79 |
10.44 |
7.73 |
|
| NP After MI And SOA Margin (%) |
20.14 |
-6.40 |
-6.48 |
9.87 |
7.73 |
|
| Return on Networth/Equity (%) |
27.63 |
-8.25 |
-7.47 |
9.94 |
8.01 |
|
| Return on Capital Employed (%) |
10.04 |
3.65 |
4.98 |
11.00 |
9.96 |
|
| Return on Assets (%) |
2.51 |
-0.78 |
-0.98 |
1.50 |
1.07 |
|
| Total Debt/Equity (X) |
9.39 |
8.86 |
6.13 |
5.14 |
6.31 |
|
| Asset Turnover Ratio (%) |
0.01 |
0.00 |
0.00 |
15.28 |
13.86 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
6.39 |
6.71 |
4.62 |
3.69 |
2.91 |
|
| Quick Ratio (X) |
6.39 |
6.71 |
4.62 |
3.69 |
2.91 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
6.50 |
0.00 |
-4.89 |
1.93 |
10.86 |
|
| Dividend Payout Ratio (CP) (%) |
5.49 |
0.00 |
-33.71 |
1.21 |
7.74 |
|
| Earnings Retention Ratio (%) |
93.50 |
0.00 |
104.89 |
98.07 |
89.14 |
|
| Cash Earnings Retention Ratio (%) |
94.51 |
0.00 |
133.71 |
98.79 |
92.26 |
|
| Coverage Ratios |
|
|
|
|
|
|
| Interest Coverage Ratios (%) |
2.13 |
0.86 |
0.87 |
1.37 |
1.28 |
|
| Interest Coverage Ratios (Post Tax) (%) |
2.13 |
0.86 |
0.87 |
1.37 |
1.28 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
31,933.34 |
20,025.63 |
16,530.68 |
15,401.39 |
14,960.93 |
|
| EV/Net Operating Revenue (X) |
7.22 |
6.69 |
5.39 |
5.39 |
7.69 |
|
| EV/EBITDA (X) |
10.02 |
21.72 |
17.02 |
9.08 |
15.09 |
|
| MarketCap/Net Operating Revenue (X) |
0.71 |
0.41 |
0.84 |
0.63 |
2.17 |
|
| Retention Ratios (%) |
93.49 |
0.00 |
104.89 |
98.06 |
89.13 |
|
| Price/BV (X) |
0.97 |
0.53 |
0.96 |
0.64 |
2.25 |
|
| Price/Net Operating Revenue |
0.71 |
0.41 |
0.84 |
0.63 |
2.17 |
|
| Earnings Yield |
0.29 |
-0.15 |
-0.08 |
0.16 |
0.04 |
|
Source : Dion Global Solutions Limited
