| Key Financial Ratios of Paisalo Digital Ltd. (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
2.20 |
3.83 |
2.06 |
18.59 |
14.40 |
|
| Diluted EPS (Rs.) |
2.20 |
3.83 |
2.06 |
18.59 |
14.40 |
|
| Cash EPS (Rs.) |
2.25 |
2.01 |
2.11 |
18.66 |
15.28 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
16.82 |
14.60 |
25.54 |
229.78 |
201.17 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
16.82 |
14.64 |
25.61 |
230.57 |
202.01 |
|
| Dividend / Share(Rs.) |
0.10 |
0.10 |
0.10 |
1.00 |
1.00 |
|
| Revenue from Operations/Share (Rs.) |
8.15 |
6.74 |
9.42 |
81.15 |
73.65 |
|
| PBDIT/Share (Rs.) |
6.42 |
5.36 |
6.95 |
62.94 |
53.75 |
|
| PBIT/Share (Rs.) |
6.36 |
5.32 |
6.88 |
62.20 |
52.87 |
|
| PBT/Share (Rs.) |
2.94 |
2.66 |
2.76 |
24.22 |
19.04 |
|
| Net Profit/Share (Rs.) |
2.19 |
1.97 |
2.04 |
17.92 |
14.40 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
78.84 |
79.52 |
73.77 |
77.55 |
72.98 |
|
| PBIT Margin (%) |
78.09 |
78.96 |
73.00 |
76.65 |
71.78 |
|
| PBT Margin (%) |
36.08 |
39.42 |
29.27 |
29.85 |
25.84 |
|
| Net Profit Margin (%) |
26.90 |
29.25 |
21.67 |
22.08 |
19.55 |
|
| Return on Networth / Equity (%) |
13.02 |
13.49 |
7.99 |
7.79 |
7.15 |
|
| Return on Capital Employed (%) |
36.01 |
23.43 |
19.05 |
18.66 |
17.81 |
|
| Return on Assets (%) |
3.88 |
4.53 |
3.01 |
3.08 |
2.65 |
|
| Total Debt/Equity (X) |
2.24 |
1.87 |
1.59 |
1.47 |
1.39 |
|
| Asset Turnover Ratio (%) |
0.16 |
0.17 |
0.15 |
0.15 |
13.57 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.42 |
2.05 |
2.09 |
2.28 |
2.14 |
|
| Quick Ratio (X) |
1.42 |
2.05 |
2.09 |
2.28 |
2.14 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
0.00 |
5.07 |
5.00 |
5.57 |
6.94 |
|
| Dividend Payout Ratio (CP) (%) |
0.00 |
4.97 |
4.83 |
5.35 |
6.54 |
|
| Earnings Retention Ratio (%) |
0.00 |
94.93 |
95.00 |
94.43 |
93.06 |
|
| Cash Earnings Retention Ratio (%) |
0.00 |
95.03 |
95.17 |
94.65 |
93.46 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
6,370.39 |
7,875.54 |
4,157.58 |
4,957.16 |
4,465.07 |
|
| EV/Net Operating Revenue (X) |
8.67 |
13.02 |
9.83 |
13.91 |
14.33 |
|
| EV/EBITDA (X) |
11.00 |
16.37 |
13.32 |
17.93 |
19.64 |
|
| MarketCap/Net Operating Revenue (X) |
4.18 |
8.98 |
5.60 |
9.78 |
10.68 |
|
| Retention Ratios (%) |
0.00 |
94.92 |
94.99 |
94.42 |
93.05 |
|
| Price/BV (X) |
2.02 |
4.14 |
2.06 |
3.45 |
3.91 |
|
| Price/Net Operating Revenue |
4.18 |
8.98 |
5.60 |
9.78 |
10.68 |
|
| Earnings Yield |
0.06 |
0.03 |
0.04 |
0.02 |
0.02 |
|
Source : Dion Global Solutions Limited
