Banking

In the financial account, foreign direct investment (FDI) recorded a net inflow of $ 5.7 billion in Q1FY26 as compared to a net inflow of $6.2 billion a year ago.

Deutsche Bank puts India retail banking business up for sale: Report

The Germany-based bank has pledged to make its retail business more profitable

Trump’s tariffs may push Rupee towards 90/USD, fear economists, RBI intervention likely

The Indian rupee has depreciated around 0.7 percent in August, and on a year-to-date basis, it is weaker by 2.94 percent against the US dollar. August saw fourth month of weakness, which experts have attributed to tariff-related uncertainty.

Karnataka, Odisha, Arunachal step up Treasury bills investment as cash flow management turns conservative

Analysts point out that states typically receive large inflows from tax devolution and central transfers in lump sums, while spending on salaries, subsidies, and capital projects tends to be back-loaded. This mismatch leaves states with temporary surpluses that need a safe parking space.

Foreign reinsurers’ share expected to cross 50% in FY26 as domestic incumbents see market share drop 

With overseas players rapidly expanding their footprint, domestic incumbents such as GIC Re maybe seeing their market share erode, due to regulatory changes, competitive pricing, and the burden of unprofitable crop insurance

'First cheque bounces' at decade high in tech hubs like Bengaluru, one in 10 households unlikely to repay loans: Saurabh Mukherjea

Tech and job losses is starting to show stress even in secured credit like mortgages, according to the founder of Marcellus Investment Managers.

Rupee opens 4 paise weaker to continue above 88-mark on tariff worries and dollar demand

On August 29, Indian rupee ended record low on outflows in equities, Trump’s tariffs, month-end oil demand and Rupee-Yuan dynamics.

IPOs targeting aggressive valuation will face resistance in volatile times: Ganeshan Murugaiyan of BNP Paribas India

Outbound M&A activity continues to be active in pharma, IT and industrial space. Acquisitions over the past few years have been strategic in nature; it is no longer about acquiring only to expand the presence outside of India. Indian companies are looking to add capabilities and geographies which are strategic for their expansion plans.

Why the Q1 growth surprise gives more room for India’s MPC

A stronger-than-expected GDP print gives the Monetary Policy Committee breathing space

Banking Central | Lessons from Chinese meltdown for Indian banks

India's banking landscape, while distinct, shares some parallels with China's, especially in exposure to credit cycles and non-performing assets.

SBI and AFD sign 100 million euro Line of Credit to boost green financing in India

By empowering these measures, this collaboration strives to further advance India’s transition to a low-carbon economy while enhancing resilience to climate-related risks, it said.

IndusInd Bank shareholders block promoter’s bid for board nominees, clear Rajiv Anand as CEO

Over 54 percent of shareholders voted against amending the lender’s articles to induct two nominee directors, even as they backed Rajiv Anand’s appointment to steer the bank through its financial troubles.

Financial corporations' deposit share rises to 7% in June, shows RBI data

Bank deposits with SCB’s registered a growth year-on-year of 11.3 per cent as at end-June 2025 as compared with that of 11.7 per cent (net of merger) a year ago.

Indian rupee ends record low at 88.21 against US dollar on US tariffs impact worries

Currency experts said the upcoming GST council decision is expected to lend some support, markets are awaiting clarity on the final GST changes before taking a decisive view.

Vault Matters | Beginning of the end of the hype around financial services

Two mid-sized SME lenders have supposedly called off their IPO plans. An NBFC focused on education loans has yet to refile for an IPO. One of the most anticipated listings of this year, HDB Financial Services, received only a lukewarm response from investors. Does this signal a tapering of investor interest in financial services?

Rupee sinks to record low, breaches 88-mark on US tariff worries

The currency fell to 87. 9763 against the dollar after opening at 87.6963

Banks’ share of treasury gains in other income climbs to highest in four years

In Q1, the central bank reduced the repo rate by 75 basis points to support growth, with a 25 bps cut in April and 50 bps in June

Indian rupee opens 6 paise weaker at 87.69/USD as foreign selling, Trump tariffs weigh

The rise in Dollar index comes as data showed the inflation-adjusted US GDP expanded faster than initially estimated in the second quarter, underscoring resilience in consumer spending.

India-US trade uncertainties continue to pose downside risk: RBI Bulletin

Favourable rainfall and temperature conditions bode well for the kharif season. An increase in real rural wages may support demand in the second half of the fiscal

RBI net sold forex worth $3.66 billion in June in spot market amid rupee volatility

The central bank in the Bulletin said that it purchased $1.16 billion and sold $4.83 billion during the period.

RBI Bulletin: Bank credit improved in June 2025 amid uptick in loans to MSME

India’s bank credit growth rose to 10.22 percent year-on-year in the fortnight ended August 8, the highest in more than three months.

RBI Bulletin: India’s sovereign rating upgrade by S&P bodes well for capital inflows and sovereign yields

On August 14, S&P Global Ratings has upgraded India’s long-term unsolicited sovereign credit rating to ‘BBB’ from ‘BBB-’, while also raising the short-term rating to ‘A-2’ from ‘A-3’.

Credit card spending rises 6% in July to Rs 1.94 lakh crore, shows RBI data

The data also showed that new credit card issuance increased by 4.26 lakh to 11.1623 crore in July.

RBI may cut FY26 growth forecast as tariff impact deepens, say economists

On the trade front, economist estimates that exports could decline by $30 billion-35 billion over the year due to the tariff shock. Even after factoring in cheaper Russian oil, the net export loss would be $25 billion-30 billion, translating to a GDP drag of 60-80 bps annually.

India considers halting shadow banks from duplicating business

Any fresh RBI directive could mainly hit large gold finance companies that have their micro-finance arms disbursing loans by taking the precious metal as collateral, the people said.

NBFC body FIDC gets in-principle approval from RBI to be an SRO, final nod expected soon

While specific details of the approval are not known yet, the move is seen as a step towards strengthening the role and influence of NBFCs.

Rupee opens 17 paise up at 87.51 against the dollar on likely RBI support

The rupee was also helped by growing chances of the US Federal Reserve cutting rates in its September meeting

Nabard aims to raise funds via maiden ECB in FY26, says chairman Shaji KV

Proceeds of the issue will be deployed for climate change-related financing activities.

NaBFID to raise $1 billion via ECB, dollar bonds in FY26, says MD Rajkiran Rai

Further, Rai said that NaBFID is also funding municipal corporation whenever there is an opportunity.

Ganesh Chaturthi 2025 Bank Holiday: Will banks function on August 27? Check complete city-wise list

August 2025 Bank Holidays: Banks are also closed on every 2nd and 4th Saturday, and every Sunday as regular weekly holidays.

Banks bet on 10-12% credit growth in H2FY26 amid festive season despite US tariffs uncertainty

According to the Reserve Bank of India (RBI) data, bank credit growth touched 10.22 percent year-on-year in the fortnight ended August 8, the fastest pace in over three months

RBI’s rate action may face growing uncertainty amid US tariff worries, say economists

Economists broadly anticipate that the central bank may deliver a token 25 basis point (bps) cut in the policy repo rate during the second half of FY26. The timing, however, remains uncertain.

IPO-bound Tata Capital bets big on retail and SMEs; aims to extend formal credit to wider markets

The company’s loan book rose from Rs 1.2 lakh crore in 2023 to Rs 2.26 lakh crore in 2025, reflecting an 88%

Delinquencies marginally higher in informal, self-employed segment and loans with over 75% LTV: IMGC MD & CEO

We’ve already guaranteed close to Rs 35,000 crore in home loans—backing over 1.5 lakh homeowners across more than 400 locations nationwide, with the trust of over 25 lending institutions, including banks and housing finance companies, says IMGC's Mahesh Misra

Chart of the Day: Are PSU banks giving more bang for their buck to investors?

Public sector lenders have shown more resilience than their private peers in thwarting erosion in profitability.

Can Rajiv Anand put IndusInd Bank stock back in the Nifty50 universe?

Nearly 12 years after the stock was included in the Nifty50 index, IndusInd Bank is no longer a part of the bellwether benchmark. But, IndusInd Bank isn’t alone. Yes Bank and Bandhan too saw their exclusion from the index and despite the respective crises apparently behind them, sentiments are yet to turn positive.

SBI chairman Setty requests RBI to allow banks to fund M&As

Banks’ corporate lending has remained tepid as businesses turn to the bond market to meet their funding needs amid falling rates

RBI examining measures to expand bank credit to productive sectors: Governor Sanjay Malhotra

Banks and NBFCs should make special efforts to boost formal credit to them, RBI Governor said, adding that they should leverage the public digital infrastructure like the Unified Lending Interface (ULI) to achieve results.

Indian rupee opens 13 paise higher at 87.39 against the dollar, tracking Powell's comments

The Dollar index eased after the US Fed chair left the door open on future interest rate cuts, while adding that there are risks of both rising unemployment and stubbornly higher inflation.

Why the 4% inflation target must stay

India has earned hard-won credibility on price stability. Raising or diluting the target now would throw it all away.

Banking Central | What does New India Coop Bank's case tell us about state of industry

The latest misappropriation scandal is a reminder that India’s cooperative banks remain captive to weak governance and political patronage. The cracks run deep.

First-time borrowers can get bank loans without minimum CIBIL score, clarifies Finance Ministry

MoS Pankaj Chaudhary clarifies in Lok Sabha that banks cannot reject applicants with zero credit history.

RBI board approves nomination of Indranil Bhattacharyya as ex-officio member of the MPC

The approval was made at 618th meeting of the Central Board of Directors of RBI held today in Lucknow under the Chairmanship of Sanjay Malhotra, Governor, as per release.

Bank credit growth at 3-month high. Revival or festival driven?

But it still is lower than what it was in the year-ago period, a sign that the lending growth is yet to pick up momentum

Mutual funds boost money market bet through TREPS allocations to protect returns from volatility

The use of TREPS is becoming increasingly widespread as a means to hold cash positions. As per PrimeMFDatabase, 89.71 percent of equity schemes had exposure to cash equivalents like TREPS, CBLO (Collateralized Borrowing and Lending Obligation), or reverse repos in July. In just two months, 18 additional equity schemes have begun using these instruments to manage cash positions.

Indian rupee open 10 paise down at 87.36/USD ahead of Powell speech at Jackson Hole

Ahead of the speech, dollar index has firmed up to 98.677 in the morning trade, as compared to 98.619 at the previous close.

GST reforms may cool inflation but RBI unlikely to rush into rate cuts, says MPC member Saugata Bhattacharya

The RBI central bank will take a data-driven approach, will assess the full spectrum of primary, secondary, and tertiary effects of the tax overhaul before altering the policy stance, Bhattacharya has said

MC Interview| Inflation scenario, US trade-talk outcome to decide RBI policy, says MPC member Nagesh Kumar

Further, to mitigate the external shocks from tariffs, Kumar emphasised on the need for India to diversify its export markets and deepen trade ties with other economies.

RBI releases discussion paper on review of Monetary Policy Framework

The Central government initially notified the inflation target with the tolerance band on August 5, 2016, for the period 2016-2021. In the first review conducted in March 2021, this target was retained for the subsequent five years till March 2026. A second review of the target is now due by end-March 2026.

Bank credit growth rises to 10.22% in August, highest in over three months

The last time when the bank credit growth was above current growth rate was as on April 18, 2025, at 10.28 percent.