BUSINESS
What is a home insurance policy?
BUSINESS
A mistake in filling up the hospital forms can cost you your insurance claims
Taking treatment at non-cashless network hospitals, ‘unnecessary’ hospitalisation and ‘unreasonable’ charges are some of the lesser-known causes due to which your health insurance claims could get rejected
BUSINESS
With home loan rates going up, is it time to move to fixed-interest-rate loans?
A fixed-rate loan, as the name suggests, has a steady interest rate. But there are costs involved with switching to such a loan and the change isn’t as smooth as you’d think. Fixed-rate loans carrying interest rates of over 8.25-8.5 percent may not be worth.
BUSINESS
General insurers see growth in EV insurance demand, but safety concerns could push up premiums
For insurers, the electric vehicle insurance segment is work in progress and the recent incidents of fire have added to pricing complexities. Brace yourself for higher EV premiums if the recent string of battery problems continues
MCMINIS
What are EPF’s taxable and non-taxable accounts?
BUSINESS
LIC IPO: Here's how you can max out bidding for the mega public issue
There is a Rs 2 lakh investment limit each for policyholders, employees and retail quotas. We tell you how to cross it, and much more
BUSINESS
LIC IPO | How can policyholders invest in the mega listing?
LIC reserves up to 10% of offer size for policyholders
BUSINESS
Explained | Health insurance premiums to get costlier: How can policyholders keep their premiums in check?
Health insurance policies with deductibles and multi-year premium discounts can cushion the premium hike impact, but coverage will not be comprehensive.
MCMINIS
How does NPS’ investment option 'scheme A’ work?
BUSINESS
Here are the best banks for 2-wheeler loans with interest rates below 10%
Interest rates on cheapest bike loans from banks range between 6.85-9.9 percent
BUSINESS
Simply Save | ‘Brace yourselves for increase in home loan rates from June’
Part prepayment of home loan and voluntarily increasing your EMI, among other things, can help offset the increase in interest burden that borrowers are likely to witness from June, Bankbazaar.com CEO Adhil Shetty tells Preeti Kulkarni
MCMINIS
What does new-born health insurance cover pay for?
BUSINESS
Group insurance covers maternity costs, but only partially, finds an employee benefit survey
Caesarian surgery costs range from Rs 70,000 to Rs 2 lakh, but most employers’ maternity covers come with cap of Rs 50,000, says a Plum study of 1094 corporates across India
BUSINESS
Got an insurance complaint? Advanced redressal mechanism on the cards
Will seek feedback from policyholders on complaint resolution, lay emphasis on data analytics to ensure quick corrective action, says IRDAI chief Debashish Panda
BUSINESS
Health-tech firms offering subscription-based, ‘insurance-like’ products on IRDAI’s radar
Easier capital requirement norms and quicker regulatory approvals for insurers on the cards
BUSINESS
HDFC-HDFC Bank merger: What does it mean for depositors and borrowers?
The merger could take up to 18 months to be completed and after that depositors will be offered HDFC Bank’s deposit rates
BUSINESS
Five steps to organise your personal finances in the new financial year
If your tax-planning exercise was a mad dash to beat the March 31 deadline, here’s how to avoid a repeat this year
MCMINIS
What is NPS’ active asset allocation choice?
BUSINESS
Insurers keen to launch surety bonds, but infrastructure companies may have to wait longer for booster dose
IRDAI has issued guidelines for surety bonds, which come into effect on April 1. Contractors will be allowed to use these bonds as a substitute for bank guarantees for government contracts
BUSINESS
A step-by-step guide to opening an NPS account online
If you have completely exhausted the limit under section 80c, NPS can help you maximise your tax benefits. It provides an additional deduction of ₹50,000 under section 80CCD (1B).
BUSINESS
Travel insurance to gain prominence in post-COVID world
Post resumption of regular international flights, travel insurance policies will continue to cover COVID-19 hospitalisation, but some may not pay for quarantine at hotels
MCMINIS
What are deductibles in insurance policies?
BUSINESS
Health policies with global coverage will not help in war-like situations. Here's why
While the global coverage feature in insurance does offer comfort, it comes with its set of limits and exclusions.
BUSINESS
Why EPF is still a winner despite lowest rate in over four decades
The EPFO has announced lowest interest rate in over 40 years, causing heartburn among EPFO’s 60 million members, or salaried employees. However, EPF as well as its extension VPF continue to be indispensable as retirement planning tools.
