BUSINESS
CPSE ETF's third fund offer opens on Nov 28; should you invest?
It is unlikely that CPSE ETFs will outperform Nifty in the long run because of the nature of public sector organisations where it invests.
BUSINESS
Worried about ATMs shutting down? Here is how you can adopt online payment methods
Instant transfer directly to bank account is the biggest plus point of using UPI, compared to other cashless modes.
BUSINESS
Applying for a home loan? Stay away from the flat interest rate trap to save money
A flat interest rate is a gimmick by lenders to lure customers into taking a loan without actually allowing them to understand what the entire scheme is all about.
BUSINESS
Why you should not ignore travel insurance
Multi-trip travel insurance is ideal for businessmen, corporates or entrepreneurs who keep travelling for work or individuals travelling more than 3 times a year.
BUSINESS
Fund review | Aditya Birla Sun Life Tax Relief 96: Ideal ELSS for tax saving and wealth creation
Investors closer to retirement shouldn’t invest in this scheme for tax-saving purpose.
BUSINESS
Children’s Day special: Financial planning tips for parents-to-be
Review your existing term insurance cover and it should shield future expenses of children goals from uncertainty.
BUSINESS
HDFC Children's Gift Fund: An ideal gift to secure your child’s future
The fund has allocated 65.42% of the total corpus to equity, 17.06% to debt, and 17.5% to cash as on September 29th, 2018.
BUSINESS
Defaulted on home loan EMIs: Know your rights in case debt collectors knock at your door
If the default continues for six months, banks give the borrower a two-month grace period to regularise the repayment.
BUSINESS
Reliance Arbitrage Fund: Conservative investors can invest with a 6-12 month time horizon
Arbitrage funds are currently popular thanks to their recent performance.
BUSINESS
Key things you need to know before becoming a co-signer for any loan
Avoid co-signing the loan if you have variable income or multiple financial commitments
BUSINESS
No need to panic in market downturns, stick with SIPs: FundsIndia
Stopping SIPs is the worst thing an investor can do in these conditions, said Srikanth Meenakshi, co-founder and COO, Fundsindia.com
BUSINESS
Joint life term insurance plans: Here is what you should know about the policy before buying
Joint life cover term plans are not only suitable for working couples, but also for couples where one spouse is a homemaker.
BUSINESS
Prefer largecaps over small and midcaps for fresh equity allocation: Sandeep Jethwani
In the aftermath of IL&FS episode, we believe the credit market has become slightly illiquid due to shift in investor sentiments, said Sandeep Jethwani, Managing Partner and Head – Advisory Group, IIFL Investment Managers
BUSINESS
How to plan for your child’s foreign education when the rupee is falling
Parents need to start planning for their children's foreign education early so that that it can be achieved by setting aside smaller amounts and letting the power of compounding do the rest
BUSINESS
New to investing? Steer clear of these types of hybrid funds
First-time investors should prefer investing in equity savings funds, balanced hybrid funds and monthly income plans
BUSINESS
Should you invest in gold this festive season?
Despite the rapid rupee depreciation recently, gold prices have remained within a narrow trading price band since 2016
BUSINESS
Is it time for you to shift from active funds to passive funds?
In the current scenario, investing in passive funds is the best bet.
BUSINESS
Flipkart, Amazon deals woo customers with no-cost EMI offers. Here's the catch
As attractive as the scheme may appear, it can turn out to be a trap for borrowers/ buyers.
BUSINESS
Short-term market fluctuations don’t change our long-term views: Swati Kulkarni
Over the long term, equity funds give wealth-generating boost to one’s savings by giving inflation-beating returns, although in the short term they could be volatile.
BUSINESS
Planning to buy a house this festive season? 7 major costs first-time buyers must be aware of
Typically, GST is charged at 12% of basic sales price of property for most under-construction properties except affordable homes where GST is charged at 8%.
BUSINESS
Cyber-crime rising. Here is how an insurance cover can protect you
Cyber insurance offers coverage against various cyber-attacks and threats, helping the individuals in protecting their reputation, potential data breaches and losses in case any vital, financial or sensitive information is stolen or misused
BUSINESS
Is it a good idea to turn to NBFCs for education loans?
Some NBFCs provide funds covering complete cost of education, including living and other expenses, books and equipment, etc. without putting a cap on the amount that can be borrowed.
BUSINESS
7 steps a customer should take as govt merges PSU banks
Merger of banks is in the interest of the customers, so there is no reason to panic. When banks merge, sufficient care is taken to ensure that the impact on customers is minimal.
BUSINESS
Has your mutual fund suspended fresh subscriptions? Here is what you should do
If the fund manager is not sure how to deploy the money (fresh inflows) reviewing, then it is better to explore other opportunities to invest.
