MCMINIS
Steps to take before going on overseas holiday
If you haven’t done the booking in advance, it can lead to unexpected over-spending. A travel budget helps to strike a financial balance.
BUSINESS
Avoid lending apps that ask for too much access to personal data: Anil Pinapala of Vivifi Finance
In a chat with Moneycontrol, Anil Pinapala, Founder & CEO of Vivifi India Finance, a non-banking financial company, urged people to borrow money only from registered lenders. He lists out ways to check a lender’s credentials.
BUSINESS
RBI drafts rules on loan penal charges. How will they benefit loan borrowers?
The RBI’s draft guidelines discuss details of the penal charges levied by financial institutions, interest rates on late repayment, terms and conditions of the penal charges, and modification of interest rates in line with regulatory orders, and more
BUSINESS
Travelling abroad for summer holidays? Here are 5 credit cards with low forex markup fees
Credit cards with low forex markup fees come with travel benefits like complimentary lounge access, hotel memberships and additional benefits.
BUSINESS
SBI offers lower rates on new home loans: Should you refinance your loan?
One reason for the disparity in interest rates between new and old home loans is because banks have cut their margins to attract new borrowers.
BUSINESS
RBI rate hike pause brings relief to borrowers. But that could just be temporary
As the RBI kept the repo rate unchanged, existing home loan borrowers should assess their current liabilities and devise strategies to prepay the loan.
BUSINESS
Watch out for these eight mistakes as financial year 2023-24 unfolds
Some seemingly simple financial mistakes can negatively impact your life and financial security. Listed here are some of these errors of commission and omission that need to be avoided in FY24.
BUSINESS
Your 2023-24 money calendar: Keep your dates with your moneybox, investments, taxes, lender and more
Aside from investing, reviewing your insurance policies and paying your taxes, make time to upgrade your investment skills. Negotiate with a lender for a lower interest rate on a home loan if you have a credit score above 800. Important personal finance events are tagged in our money calendar 2023-24.
MCMINIS
How a false credit card can ruin your credit score
Guard your personal data well
BUSINESS
7 changes in financial landscape you need to know this April
From income-tax rules coming into effect after Budget 2023 to big bonanza for senior citizens to new rules for NPS withdrawal, a lot is happening. Here’s what to watch out for
BUSINESS
Got Rs 10 lakh to invest? Raj Khosla outlines the investment strategy for 2023-24
Raj Khosla, a Delhi-based financial planner, recommends investments across all asset classes, proportionate to your risk appetite. In the current volatile market, he advises investing in small quantities at every market fall.
BUSINESS
FD rates go up: These banks offer up to 8% interest on three-year fixed deposits
The small finance banks, foreign bank and smaller private banks offer the highest interest rates for FDs with a three-year tenure. Comparatively, the public sector banks have lagged behind.
BUSINESS
Moneycontrol review | SwipeUp, a platform that allows you to upgrade your existing cards
The person holding a credit card of other bank is eligible to apply for a lifetime free credit card on SwipeUp platform. The users get one of the AU Small Finance credit cards as upgraded option from AU Xcite series launched with three variants.
MCMINIS
Gudi Padwa offers from developers. Should you buy?
Check these points before you decide
BUSINESS
Top 5 credit cards for international travel
Planning for an international tour during summer vacations? Here's a list of top five credit cards that offer travel related benefits on flight bookings, hotel stays and memberships.
MCMINIS
What is risk-based pricing of a home loan?
BUSINESS
Fallen into a credit card debt trap? Here are strategies to pay off your debt
Several millennials are falling into credit card debt because of an expensive lifestyle. But there are some strategies to pay off credit card debt
BUSINESS
Tax-saving FDs: These banks offer up to 7.6% interest rate
If you haven’t started your tax planning, do it now as we are just a few weeks away from March 31. Risk-averse investors and those in lower tax brackets can look at tax-saving fixed deposits.
MCMINIS
Why are home buyers choosing banks over NBFCs?
BUSINESS
Women’s Day Special: How Chetna Gala Sinha helped women in rural Maharashtra become financially independent
Chetna Gala Sinha, Founder and Chairperson of Mann Deshi Mahila Sahakari Bank, talks about her 25-year banking journey, serving rural women and providing financial support beyond banking through the Mann Deshi Foundation.
BUSINESS
Women must automate their investments, says Shalini Warrier, Executive Director at Federal Bank
Women should use credit cards judiciously. While spending using the credit card, make sure you have a budget and spend accordingly.
BUSINESS
Women’s day 2023: Best credit cards for women
On the occasion of Women’s day, Paisabazaar has compiled some of the best credit cards that will help women credit card users maximise the savings on their day-to-day spends.
BUSINESS
Axis Bank acquires Citibank’s consumer businesses in India| What's in it for Citibank customers?
Axis Bank's position in the cards business improved from 11.4 percent to 16.2 percent after this acquisition. It gets ready access to highly affluent wealth customers of Citi for Burgundy Private Banking.
BUSINESS
6 changes in the financial landscape this March you need to consider
There are changes in financial landscape this March as follows from Axis Bank’s acquisition of Citi’s consumer business to a nomination in mutual fund investments to tax planning and linking of PAN and Aadhaar, a lot is happening. Here’s what to watch out for
