The cruising culture is still young in India. There are several operators across the country which are carving out a niche for themselves by offering cruise travel on various routes. This includes the backwaters of Kerala and the Sunderbans Jungle to Lakshadweep, and more. The cost of a vacation on a cruise is expensive. So, cruise operators have partnered with FinTech lenders to offer Cruise Now, Pay Later scheme. It is catching up attention of millennials to fulfil their aspiration to travel on a cruise holiday. Travellers with good credit profiles are eligible to apply for this scheme. The FinTech lender charges interest. You can repay in EMIs from one to fifteen months period after travelling.